The firm has a special interest in the fintech industry developed over many years of client advisory, research, and active participation in the legal developments in this area.
Payments services specific topics
We can advise or assist in relation to the following topics:
▪ Payment services (including merchant acquiring, money remittance, direct debit, credit transfer, payment initiation services, payment account information services, etc.)
▪ E-money-specific services (E-money issuing, E-money distribution, E-money transfer, etc.)
▪ Card Schemes including Visa, MasterCard, Discover, JCB, UnionPay, and other payment systems
▪ Local/Alternative payments
▪ Single European Payment Area (“SEPA”) Rulebooks
▪ Adherence to SEPASchemes, including Legal Opinion for adhering to SEPASchemes, i.e. SEPA Credit Transfer, SEPADirect Debit Core, SEPA Direct Debit B2B, SEPA Instant Credit Transfer as needed.
▪ Payments trade associations (representation, participation, review or delivery of papers, etc.)
Other fintech and banking topics on which we can advise include
▪ Peer-to-peer lending and Crowdfunding
▪ Initial Coin Offering (ICO), cryptocurrency
▪ Banking Services
Corporate and M&A
- Shareholder Agreements, Joint Venture Agreements
- Share Purchase Agreements (SPAs) and related corporate actions
- Director Services Agreements
- Support to the Board of Directors as independent legal adviser
- Non-executive Director or Advisory Committee, Risk Committee representative
- Advising on corporate governance issues including corporate governance and risk committees
- M&A due diligence report
- Corporate and regulatory aspects in relation with M&A activities
- Setting up of UK, international and off-shore corporate entities, including assistance with the opening of bank accounts
- Company Secretariat for both start-ups and established companies
- Business reorganisation, restructuring and insolvency
