I purchased a property condo unit in Ambergris Caye, but towards the end of the sales agreement, I suffered some medical issues below the knee amputation and the kidney failure was in the hospital. I was in the arrears for about $18,000 but I submitted the cure for the arrears in a wire payment and then proceeded to provide the amount of the closing sales cost of 170 or 190,000 but the seller decided to kick back the arrears payment saying that his bank did it not him because they didn’t recognize where it came from, and then completely ignored my efforts to contact him about closing the sale thereby forcing a default on the owner finance loan because of my hospitalization, my resulting disability is there any protection I can seek with the new laws that have been adopted in Belize
إجابات المحامين
Ascendance International Consulting (A-I-C)
Jan 11, 2026
Jan 11, 2026
In Belize a real‑estate purchase that is financed directly by the seller is governed by the Contracts Act (1955) and the Sale of Real Estate Act (1995); the parties’ written agreement is the controlling instrument and any failure to perform is treated as a breach unless the contract expressly provides for a force‑majeure or “impossibility” excuse. Because you submitted a wire that covered the $18,000 arrears and later transferred the full purchase price (approximately US $170-190k) but the seller refused to acknowledge the payment and then stopped communicating, the seller is in breach of his contractual obligations (acceptance of payment and delivery of title). Belize law does not have a specific disability‑relief statute that automatically excuses a buyer’s performance, but the doctrine of frustration of contract (or impossibility) can be invoked when a party’s ability to perform is destroyed by an unforeseen, serious medical condition that was not contemplated by the parties. You can therefore (1) send a formal demand letter (registered mail) stating that the seller’s refusal to accept the cure constitutes repudiation, that you are ready to complete the transaction, and that you will either (a) seek specific performance—a court order compelling the seller to transfer the condo title and return any deposits, or (b) claim damages for the loss of the property and any extra costs you incur. If the seller continues to ignore you, you may file a claim in the Supreme Court of Belize (Commercial Division) within six months of the breach, attaching the wire‑transfer confirmations, the sales agreement, and medical documentation showing why you could not close earlier. The court can order the seller to honor the contract, award you the purchase price back, and even impose interest and costs under the Contracts Act.
The facts involve cross‑border financing, medical hardship, and a potential breach of a sizable owner‑financed deal, it is advisable to engage with someone who can draft the demand, negotiate a settlement (perhaps a mediated payment plan that accommodates your disability), and, if necessary, represent you in court to enforce specific performance or recover damages. If you have any follow‑up questions or need assistance locating a reputable Belize law firm, please let us know—we’re happy to help you navigate the next steps.
Sincerely,
A-i-c
The facts involve cross‑border financing, medical hardship, and a potential breach of a sizable owner‑financed deal, it is advisable to engage with someone who can draft the demand, negotiate a settlement (perhaps a mediated payment plan that accommodates your disability), and, if necessary, represent you in court to enforce specific performance or recover damages. If you have any follow‑up questions or need assistance locating a reputable Belize law firm, please let us know—we’re happy to help you navigate the next steps.
Sincerely,
A-i-c
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