Acosta & Santos Abogados

Acosta & Santos Abogados is a Salamanca-based law firm that specializes in Banking & Finance law. The team represents individuals, autónomos and small and medium enterprises in complex finance related matters, including mortgage disputes, mis selling of financial products, and the renegotiation of loan terms. It has earned a reputation for pioneering litigation in Salamanca, obtaining some of the first judgments against banks in cases involving Permutas Financieras, Preferentes, Subordinadas, Bonos Convertibles and Depósitos Estructurados, as well as issues such as cláusula suelo and bank charges.

The firm maintains a client oriented approach and handles both judicial and extrajudicial matters with the aim of delivering timely, practical solutions. It also provides client resources such as a cláusula suelo calculator to quantify overcharges and support decision making in disputes related to mortgage terms, commissions and other banking products.

Led by Antonio Acosta and Juan José Santos, the firm has more than 20 years of combined practice in banking litigation and a strong local presence in Salamanca. The team emphasizes direct contact with clients and tailored guidance throughout the legal process, reflecting a reputation for rigorous work and reliable results.