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Libre de Deudas

Quito, Ecuador

Libre de Deudas is an Ecuadorian legal practice focused on helping individuals address debt and financial difficulties. Its services include legal guidance on overdue and disputed debts, debt collection claims, enforcement proceedings, and negotiations with creditors.

The firm assists clients with both extrajudicial debt matters and judicial cases, including executive, ordinary, and monitorio proceedings. It also advises people facing collection practices it identifies as potentially unlawful and represents clients in court and administrative processes related to debt.

Libre de Deudas describes its approach as personalized and strategic, combining legal assistance with financial education and support. Its team guides clients in reviewing their debt situations, considering payment arrangements, and understanding options related to credit history and debt resolution.

About Libre de Deudas

Founded in 2018

8 people in their team

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Practice areas
Bankruptcy & Debt
Consumer Rights
Banking & Finance
Lawsuits & Disputes

Languages spoken
English

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Practice areas

The firm advises individuals dealing with overdue, charged-off, or assigned debts, as well as debt collection claims, enforcement proceedings, and mortgage enforcement. It assesses each client's circumstances, explains available legal options, and assists with creditor negotiations, payment arrangements, and judicial representation when a debt-related case is underway.
Bankruptcy
Debt & Collection
Credit Repair
Creditor
Insolvency
Libre de Deudas assists clients who report coercive or potentially unlawful collection practices, including harassment, threats, intimidation, or misleading statements. It provides extrajudicial and administrative representation aimed at protecting clients' rights in debt collection matters.
Auto Dealer Fraud
Civil Litigation
Consumer Protection
Legal Malpractice
Professional Malpractice
Identity Theft
Predatory Lending
The firm helps clients review their credit and debt situations, negotiate with financial creditors, and consider payment plans or renegotiated terms. It also advises on credit bureau records and options for rebuilding credit after debts have been addressed.
Investment
Securities
Financial Services Regulation
Project Finance
Structured Finance
Acquisition / Leveraged Finance
Debt Capital Markets
Equity Capital Markets
Sustainable Finance
Public-Private Partnerships (PPP)
Funds & Asset Management
Investment & Business Structuring
Cryptocurrency & Digital Assets
Anti-Money Laundering (AML) & Compliance
The firm represents clients in debt-related judicial proceedings, including executive, ordinary, and monitorio claims, and advises people facing coactiva proceedings. Its services include reviewing the client's situation, explaining procedural options, and providing representation to defend the client's rights.
ADR Mediation & Arbitration
Appeal
Class Action
General Litigation
Ethics and Professional Responsibility
Commercial Litigation
Antitrust Litigation
Restructuring & Insolvency
Dispute Prevention & Pre-Litigation
International Arbitration
Construction Disputes

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