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The traffic laws in Cullman, United States like many other cities, tend to be stringent to observe safety guidelines. If you happen to be caught up in a car accident, the law requires you to report the incident if it caused injuries, death, or property damage worth $500 or more. Whether you are at fault or not, you'll often have to traverse the technicalities of law to avoid penalties or to get a fair compensation.
Car accidents, even minor ones, often lead to complex legal scenarios that may require the expertise of a lawyer. You might need a lawyer if disputes arise over who's at fault, when negotiating with insurance claims adjusters or when trying to get compensation for medical bills, lost wages, and vehicle repairs. A professional legal counsel can help you understand your rights and navigate the legal complexities.
In Alabama, where Cullman is situated, the state follows the 'fault' system when it comes to car accidents. Meaning, the person responsible for causing the car accident is liable for any harm or damage caused. Also, it's mandatory to have uninsured motorist coverage in your auto insurance policy as Alabama has a high number of uninsured drivers. Notably, Alabama has a two-year statute of limitations which means you have two years from the date of the accident to file a lawsuit.
Alabama follows "Contributory Negligence" laws. If you are even 1% at fault, you may not be able to recover compensation for your damages and injuries.
Your uninsured motorist coverage would come into play. Alabama requires all drivers to have at least a minimum amount of this coverage.
The law mandates you to report any car accident that results in death, injury, or property damage worth $500 or more immediately to the police.
A car accident lawyer can negotiate on your behalf, ensure you understand your rights, help you navigate through the legal complexities, and increase your chances of securing a fair compensation.
Most car accident lawyers operate on a contingency fee basis, meaning you only pay if you get compensated from the case.
You can refer to Alabama’s Department of Public Safety for further guidance on reporting a car accident. The Alabama State Bar Association can also be a useful resource to find a trustworthy lawyer.
If you need legal assistance, start by documenting the accident as accurately as possible. Seek immediate medical attention, even if injuries are not apparent. Next, get in touch with a proficient car accident lawyer who can advise you on your case. Always report the incident to your insurance company but avoid making any definitive statements until after you've consulted with your lawyer.
