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Free Guide to Hiring a Real Estate Lawyer
Foreclosure in Greece, known as πλειστηριασμός, is the legal process creditors use to recover money owed by selling a debtor’s property at public auction. The process starts when a creditor holds a legally enforceable title (εκτελεστό τίτλο) and seeks to enforce the debt through the courts. In Chalandri, which lies in the Athens region, foreclosures are overseen by Greek courts in the Athens area and carried out by court bailiffs (δικαστικοί επιμελητές) under the Code of Civil Procedure.
The Athens area’s foreclosure procedures are public and formal, with strict deadlines and opportunities for the debtor to respond, negotiate, or challenge the claim. Debtors may be protected by rules governing the protection of primary residence and procedures to delay or halt enforcement while relief is sought. Given local court practices and recent reforms, working with a qualified attorney familiar with Athens foreclosure matters can help navigate deadlines, notices, and potential objections.
Source: The gov.gr portal explains that foreclosures and enforcement in Greece are governed by civil procedure rules and involve court bailiffs and public auctions.gov.gr
Engaging a Chalandri-based attorney early in the process increases the chance of timely, practical outcomes whether you aim to pause the process, contest the debt, or reach a workable settlement.
The following laws and regulatory frameworks are central to foreclosure in Greece and relevant to Chalandri residents:
Source: gov.gr notes that foreclosures involve the enforcement framework under the ΚΠολΔ and that digital/e-auction enhancements have been introduced to streamline auctions.gov.gr
Source: The law on protection of the primary residence has evolved through amendments to balance creditor rights with debtor protections in accordance with Greek Civil Law.gov.gr
Practical tip for Chalandri residents: If your property lies within the Athens regional unit, your case will be handled in the Athens courts, with procedural steps following the ΚΠολΔ framework and any applicable protections for primary residence. For precise step-by-step rules and current provisions, consult the official text on Nomos or gov.gr before acting.
Additional authoritative texts - For the official texts of Greek laws, consult Nomos and gov.gr references, which host up-to-date versions of ΚΠολΔ and related foreclosure provisions. Notes: legal texts are routinely updated; confirm current language before relying on older summaries.
A foreclosure is a court-driven process to collect a debt using an enforceable title. A court bailiff issues notices, and properties may be sold at auction if the debt remains unpaid. Debtors may defend, negotiate, or seek protection under relevant laws.
Start by consulting a local foreclosure lawyer who can review the enforceable title, service of process, and debt calculation. They will identify procedural defects and advise on timely defenses or stays of enforcement. Deadlines in foreclosures are strict and missed deadlines can limit options.
A postponement may be requested on grounds such as debt settlement negotiations, hardship, or procedural defects. A court can grant a temporary stay while issues are resolved or while alternatives are pursued.
Challenges are typically filed with the competent court handling enforcement in Athens. Your attorney will determine the correct filing location and format, and guide you through any required hearings.
The primary residence protection limits the risk of sale under certain conditions, including debt thresholds and residency criteria. A lawyer can assess eligibility and help apply or appeal if needed.
Yes. A lawyer can engage with the creditor to propose a feasible payment plan, potentially avoiding or delaying a public auction. Documentation and clear repayment proposals strengthen the negotiation.
Local counsel understands Athens-area courts and bailiffs, and can more efficiently handle deadlines and local procedures. They can coordinate with lenders, assess protective measures, and tailor strategies to Chalandri’s context.
In many cases, attendance is not mandatory, but participating can influence outcomes and you may have rights to bid. Your attorney can advise whether attending is advisable based on the specifics of your case.
Costs vary by complexity and region, but most lawyers charge a retainer plus hourly fees or a fixed fee for specific services. Ask for a written fee schedule and expected total costs before engagement.
Foreclosure timelines can span several months to over a year, depending on court calendars, defense filings, and settlements. A lawyer can provide a more precise estimate after reviewing your case documents.
A writ of execution authorizes enforcement actions on a debtor after a court decision. Foreclosure specifically refers to the sale of property to satisfy the debt following such a writ or enforceable title.
Yes, depending on the stage and grounds, you may file an appeal or request a temporary stay. Time limits apply, so act promptly with legal counsel’s guidance.
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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.
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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.
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