ATO Abogados SLP is a Spanish law firm based in Huelva that concentrates on civil law with particular strength in banking, real estate, consumer and mercantile matters. The firm provides legal services to both companies and private individuals, supported by a team with a practical approach to complex regulatory and dispute matters. It operates under clear principles of effectiveness, clarity, proximity and confidentiality, enabling a personalised service with costs that are affordable and tailored to each case.

The director of legal services, Antonio Olaya Ponzone, brings extensive experience in banking and property matters, and the firm unites lawyers, procurators, administrative staff, economists and other professionals to deliver coordinated advice. ATO Abogados SLP has led initiatives such as Gestbanking, coordinating nationwide bank related claims, and regularly handles high stakes matters involving mortgages, IRPH, cláusulas suelo and related banking charges.

Its client service model emphasises accessible communication, tailored strategies and a commitment to client satisfaction. The team is described as highly qualified with broad expertise in finance, real estate and consumer protection, delivering personalised solutions for both corporate and private clients across complex financial and property matters.

About ATO Abogados SLP

Founded in 2016


Practice areas
Banking & Finance
Real Estate
Civil & Human Rights
Consumer Rights
Corporate & Commercial

Languages spoken
English

Social media

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Practice areas

Banking & Finance

ATO Abogados SLP provides specialized banking and finance services including guidance on mortgage disputes, challenging clause suelo and IRPH related issues, and addressing abusive banking charges and fees. The firm supports clients through extrajudicial negotiations with lenders and, when necessary, litigation, drawing on its Gestbanking network to coordinate cross jurisdiction claims for individuals and businesses.
Investment
Securities
Financial Services Regulation
Tax Increment Financing
Project Finance
Structured Finance
Acquisition / Leveraged Finance
Debt Capital Markets
Equity Capital Markets
Sustainable Finance
Public-Private Partnerships (PPP)
Funds & Asset Management

Real Estate

ATO Abogados SLP handles real estate matters such as property transactions, mortgage related issues, urban planning taxes and enforcement proceedings, and disputes over the delivery of homes. The firm combines banking and consumer protection experience to safeguard property owners and developers in transactional and contentious settings.
Commercial Real Estate
Housing, Construction & Development
Foreclosure
Land Use & Zoning
Landlord & Tenant
Mortgage
Real Estate Due Diligence
Real Estate Contracts and Negotiations
Brokerage
Conveyancing

Civil & Human Rights

ATO Abogados SLP represents clients in civil disputes including contract and tort claims, ensuring clear communication and practical outcomes through efficient case management and strategic advocacy.
Civil Rights
Constitutional Law
Disability
Disability Insurance
Social Security Disability
Discrimination
Native People
Education Law
Military Law
Animal Law
Faith-Based Law
State, Local, and Municipal Law
Veterans Benefits

Consumer Rights

ATO Abogados SLP defends consumer rights in financial services and real estate matters, challenging unfair terms and protecting the interests of individuals against abusive practices by banks and developers.
Auto Dealer Fraud
Civil Litigation
Consumer Protection
Legal Malpractice
Professional Malpractice

Corporate & Commercial

ATO Abogados SLP offers corporate and commercial services including contract drafting and review, corporate governance guidance and dispute resolution for businesses, with a commercially oriented approach and attention to cost efficiency.
Administrative
Admiralty & Maritime
Agriculture
Antitrust
Aviation
Business Registration
Contract
Due Diligence
Franchising
Gaming
Government Contract
Licensing
Merger & Acquisition
Transportation
Venture Capital
Cannabis Law
Nonprofit & Charitable Organizations
International Trade Law
Government Relations & Lobbying
Private Equity
Corporate Governance
Sanctions & Export Controls

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