Top Greek Law Firm | Golden Visa, Real Estate & Business Law Experts
SF Legal Law Firm - Your Trusted Legal Partner in Greece
Established in 2016, SF Legal Law Firm (Spanos - Fouskarinis Legal Law) has built a solid reputation as a premier legal firm specializing in Golden Visa applications, real estate law, banking and finance, commercial law, and corporate services in Greece. Led by Mr. Spanos, a distinguished trial lawyer and legal strategist, our firm is committed to delivering efficient, results-driven legal solutions to clients worldwide.
With a dedicated team of highly skilled attorneys, financial advisors, and legal consultants, we offer comprehensive legal guidance to individuals, businesses, and investors seeking opportunities in Greece. Our firm has successfully assisted hundreds of international clients in navigating complex legal landscapes, securing investments, and protecting their assets.
Why Choose SF Legal Law Firm?
Golden Visa & Investment Expertise - We help foreign investors secure Greek residency through the Golden Visa program, ensuring a seamless application process.
Real Estate & Property Law Specialists - From property purchases to title deeds and estate planning, we provide end-to-end legal support for real estate transactions.
Corporate & Business Law Solutions - We assist entrepreneurs and corporations in company formation, business structuring, and legal compliance in Greece.
Banking & Finance Legal Advisory - Our team offers expert guidance on financial transactions, due diligence, and negotiations with banks and financial institutions.
Litigation & Criminal Defense - With extensive courtroom experience, our attorneys effectively handle civil disputes, criminal cases, and employment law matters.
At SF Legal Law Firm, we prioritize client success, confidentiality, and efficiency, ensuring that every case is handled with precision, strategic planning, and legal excellence. Whether you are an investor, business owner, or individual in need of legal support, our firm is here to protect your rights and maximize your opportunities in Greece.
About SPANOS - FOUSKARINIS AND ASSOCIATES LAW FIRM
Founded in 2016
15 people in their team
Reveal phone WebsitePractice areas
Languages spoken
5 / 5
21/03/2025
Work conscientiously, responsibly, and have excellent business level，Work conscientiously, responsi ...
5 / 5
21/03/2025
This law firm helped us throughout the entire process of buying a property. They are not only profes ...
Practice areas
Immigration
Immigration Law - Seamless Legal Solutions for Residency & Citizenship in Greece
At SF Legal Law Firm, we specialize in immigration law, providing expert legal guidance for individuals, families, and investors seeking to live, work, or invest in Greece. Whether you are applying for a residency permit, Golden Visa, work visa, or Greek citizenship, our experienced legal team ensures a smooth, compliant, and efficient immigration process.
Golden Visa & Investor Immigration
Greece’s Golden Visa program is one of the most attractive residency-by-investment options in Europe, offering residency for non-EU nationals who invest in Greek real estate.
- Golden Visa Applications - Complete legal assistance in obtaining a residency permit through property investment (minimum €250,000 investment).
- Property & Investment Due Diligence - Ensuring safe and risk-free real estate purchases for visa eligibility.
- Golden Visa Renewals & Family Reunification - Extending residency for family members, including spouses and children.
Work & Business Immigration
Greece provides multiple pathways for foreign professionals and entrepreneurs to legally work and establish businesses.
- Work Permits & Employment Visas - Assisting professionals in securing legal work authorization in Greece.
- Entrepreneur & Business Visa - Helping foreign investors establish companies or business operations in Greece.
- EU Blue Card & Skilled Worker Visa - Supporting highly skilled professionals in obtaining residency under EU regulations.
Family Reunification & Long-Term Residency
Our firm helps families reunite and individuals establish long-term residency and permanent settlement in Greece.
- Spouse & Dependent Visa Applications - Legal assistance for bringing family members to Greece.
- Long-Term & Permanent Residency Permits - Helping applicants transition from temporary to permanent residency.
- Humanitarian & Asylum Applications - Legal representation for individuals seeking protection and asylum status.
Greek Citizenship & Naturalization
For individuals looking to become Greek citizens, our firm provides expert legal support throughout the citizenship and naturalization process.
- Citizenship by Naturalization - Guiding foreign nationals through residency requirements and legal formalities.
- Citizenship by Descent or Birth - Assisting applicants with Greek ancestry in claiming citizenship.
- Dual Citizenship Legal Advisory - Ensuring compliance with Greek and international dual nationality laws.
Why Choose SF Legal Law Firm for Immigration Law?
✔ Extensive Immigration Expertise - Years of experience in handling Greek residency and citizenship applications.
✔ Personalized Legal Support - Tailored strategies to match your specific immigration goals.
✔ Fast & Hassle-Free Processing - Ensuring smooth documentation, compliance, and approvals.
✔ International Client Assistance - Dedicated services for non-EU investors, families, and professionals.
Whether you're seeking residency, citizenship, or work authorization in Greece, SF Legal Law Firm provides trusted legal solutions for a seamless immigration process.
Need expert immigration law assistance? Contact us today for a consultation.
Real Estate
Conveyancing, Housing Law & Real Estate Law - Secure Your Property Transactions with Confidence
At SF Legal Law Firm, we provide expert legal assistance in conveyancing, housing law, and real estate transactions across Greece. Whether you are buying, selling, leasing, or investing in property, our team ensures a smooth, legally compliant, and risk-free process. We specialize in assisting foreign investors, businesses, and individuals in securing real estate assets while safeguarding their legal rights.
Conveyancing & Property Transfers
The process of transferring property ownership in Greece requires precise legal documentation and due diligence to ensure a secure transaction. Our team handles every aspect of conveyancing, from contract drafting and title verification to property registration.
- Title Deed & Ownership Verification - Ensuring the property has clear legal ownership and no outstanding liabilities.
- Contract Drafting & Review - Preparing and reviewing purchase, lease, and sale agreements to protect your interests.
- Land Registry & Notary Assistance - Handling property registration and securing notary approvals.
- Legal Due Diligence - Conducting thorough background checks on properties to avoid legal disputes.
Housing Law - Protecting Property Owners & Tenants
Housing regulations in Greece are constantly evolving, and navigating them can be complex. We provide legal guidance for landlords, tenants, and property investors to ensure compliance with Greek housing laws.
- Landlord & Tenant Disputes - Resolving conflicts related to lease agreements, evictions, and property damage claims.
- Rental Contracts & Lease Agreements - Drafting legally sound agreements for short-term and long-term rentals.
- Eviction & Tenant Rights Protection - Assisting property owners in legally reclaiming their properties.
- Property Tax & Regulatory Compliance - Advising on real estate taxes, government regulations, and zoning laws.
Real Estate Law - Secure & Profitable Investments
Greece’s real estate market presents lucrative opportunities, especially for foreign investors under the Golden Visa program. Our firm specializes in structuring property investments to ensure legal compliance and maximize returns.
- Golden Visa & Foreign Investment Advisory - Assisting international buyers in securing residency through real estate investments.
- Commercial & Residential Property Transactions - Legal support for business real estate, hotels, resorts, and residential developments.
- Zoning & Land Use Regulations - Ensuring properties comply with local zoning laws and building regulations.
- Real Estate Dispute Resolution - Representing clients in boundary disputes, ownership conflicts, and breach of contract cases.
Why Choose SF Legal Law Firm for Real Estate Legal Services?
✔ Proven Track Record - Successfully handled hundreds of property transactions and disputes.
✔ Foreign Investment Expertise - Assisting international clients in securing safe and profitable real estate investments.
✔ Comprehensive Legal Support - Handling everything from contract drafting to final registration.
✔ Risk-Free Property Acquisition - Conducting thorough due diligence to prevent future legal issues.
Whether you are a first-time buyer, property investor, or developer, SF Legal Law Firm is your trusted legal partner in real estate matters.
Planning to buy or sell property in Greece? Contact us today for expert legal guidance.
Employment & Labor
Employment Law - Protecting Your Rights & Interests
At SF Legal Law Firm, we provide expert legal counsel in employment law, ensuring that both employees and employers are well-protected under Greek labor regulations. With extensive experience in handling complex workplace disputes, contractual negotiations, and compliance matters, we help our clients navigate labor laws with confidence and clarity.
Our Employment Law Services Include:
- Employment Contracts & Agreements - Drafting, reviewing, and negotiating employment contracts, non-compete clauses, and confidentiality agreements.
- Workplace Disputes & Litigation - Resolving conflicts related to wrongful termination, workplace discrimination, harassment, and unfair treatment.
- Employee Rights & Compliance - Advising employees on wage disputes, benefits, working hours, and workplace rights under Greek labor laws.
- Employer Defense & Legal Strategy - Representing businesses in labor disputes, ensuring compliance with employment laws, and mitigating legal risks.
- Collective Bargaining & Labor Unions - Providing guidance on union negotiations, collective agreements, and labor-related disputes.
- Work Permits & Immigration for Employees - Assisting companies in obtaining work permits for foreign employees in Greece.
With a proactive legal approach, our team is dedicated to resolving employment disputes efficiently, safeguarding our clients' interests, and ensuring compliance with Greek labor laws.
Need employment law advice? Contact SF Legal Law Firm today for expert legal assistance.
Family
Family Law & Child Care Law - Protecting What Matters Most
At SF Legal Law Firm, we understand that family-related legal matters can be emotionally challenging and legally complex. Our dedicated family law attorneys provide compassionate, strategic, and results-driven legal solutions to protect your rights and the well-being of your loved ones.
Our Family Law Services Include:
- Divorce & Legal Separation - Assisting clients with amicable and contested divorces, property division, and spousal support.
- Child Custody & Visitation Rights - Advocating for fair custody agreements that prioritize the child’s best interests.
- Child Support & Alimony - Ensuring that financial responsibilities are fairly determined and enforced under Greek law.
- Prenuptial & Postnuptial Agreements - Drafting legally sound agreements to protect assets and clarify financial arrangements.
- Domestic Violence & Restraining Orders - Providing legal protection and support for victims of abuse.
- Adoption & Guardianship - Guiding families through the legal adoption process and guardianship applications.
Child Care Law - Prioritizing the Best Interests of the Child
Children deserve the best possible legal protection, and our firm is committed to ensuring their safety, well-being, and legal rights in all matters.
- Parental Rights & Responsibilities - Advising parents on custody, guardianship, and parental responsibilities.
- Child Welfare & Protection Cases - Representing clients in cases involving child neglect, abuse, and state intervention.
- International Child Custody & Abduction Cases - Handling cross-border disputes under the Hague Convention.
At SF Legal Law Firm, we take a sensitive yet assertive approach to family and child care law, ensuring that our clients receive the best possible legal guidance and representation.
Need expert legal support for a family or child care matter? Contact us today to discuss your case.
Criminal Defense
Criminal Law - Strategic Defense & Legal Protection
At SF Legal Law Firm, we provide top-tier legal defense for individuals and businesses facing criminal charges in Greece. With a deep understanding of Greek and international criminal law, our legal team offers proactive defense strategies, thorough case analysis, and strong courtroom advocacy to protect your rights and achieve the best possible outcome.
Comprehensive Criminal Defense Services
- White-Collar Crimes & Financial Fraud - Defending against allegations of embezzlement, money laundering, tax evasion, and corporate fraud.
- Serious Criminal Offenses - Legal representation in cases involving assault, theft, robbery, homicide, and drug-related charges.
- Cybercrime & Digital Fraud - Protecting clients in cases of identity theft, hacking, online fraud, and data breaches.
- Extradition & International Criminal Cases - Representing individuals in cross-border legal matters and extradition proceedings.
- Appeals & Post-Conviction Relief - Filing appeals and seeking sentence reductions or case dismissals when applicable.
- Defamation & Reputation Protection - Legal counsel for individuals and businesses facing false allegations or reputational damage.
Why Choose SF Legal Law Firm for Criminal Defense?
- Experienced Trial Lawyers - Our attorneys have extensive courtroom experience, handling cases with precision and legal expertise.
- Confidential & Aggressive Representation - We prioritize discretion while aggressively defending your rights and freedom.
- Tailored Legal Strategies - Every case is unique, and we craft customized defense approaches to achieve favorable results.
- Cross-Border Expertise - We specialize in international criminal defense, ensuring compliance with Greek and global legal frameworks.
Facing criminal charges can be overwhelming, but with SF Legal Law Firm on your side, you have a dedicated team committed to defending your future.
Need immediate legal assistance? Contact us today for expert criminal defense representation.
Business
Business & Investment Law - Comprehensive Legal Solutions for Enterprises & Investors
At SF Legal Law Firm, we provide expert legal counsel in Business, Corporate, and Investment Law, assisting entrepreneurs, corporations, and international investors in navigating the complexities of Greek and international business regulations. Our firm offers strategic legal solutions to help businesses establish, expand, and operate efficiently while ensuring full compliance with Greek corporate and investment laws.
Civil Law - Safeguarding Your Rights in Business & Beyond
Civil law governs contractual relationships, property rights, and personal legal matters that impact businesses and individuals. Our experienced attorneys provide expert representation in civil disputes, contract enforcement, and liability issues to protect your interests.
- Contract Drafting & Dispute Resolution - Ensuring legally binding agreements that safeguard your business.
- Liability & Compensation Claims - Legal support for breach of contract, financial disputes, and damage claims.
- Inheritance & Succession Planning - Structuring legal frameworks to protect family businesses and corporate assets.
Financial Law - Expert Legal Guidance on Banking & Investment Transactions
Our firm provides legal expertise in banking, finance, and investment laws, helping clients secure funding, negotiate financial agreements, and comply with Greek and EU financial regulations.
- Banking & Loan Agreements - Structuring and negotiating financial agreements with banks and private lenders.
- Debt Recovery & Insolvency Law - Assisting businesses with financial restructuring, bankruptcy filings, and debt resolution.
- Corporate Finance & Mergers - Advising on mergers, acquisitions, and financial risk management.
Commercial Law - Protecting Businesses from Legal Risks
Our commercial law team provides strategic legal solutions to business owners, investors, and corporations, ensuring compliance with Greek trade laws and international commercial regulations.
- Business Contracts & Trade Agreements - Drafting and negotiating partnerships, supply agreements, and commercial contracts.
- Intellectual Property Protection - Registering and enforcing trademarks, patents, and copyrights.
- Unfair Competition & Consumer Protection - Ensuring compliance with fair trade practices and anti-fraud regulations.
Investment Law - Legal Support for Investors & International Businesses
We specialize in Investment Law, helping clients make secure and legally compliant investments in Greece.
- Foreign Direct Investment (FDI) Advisory - Assisting international businesses in setting up investments in real estate,
- infrastructure, and various industries.
- Golden Visa & Residency by Investment - Legal guidance for investors seeking Greek residency through property and business investments.
- Corporate & Private Equity Investments - Structuring safe and tax-efficient investment frameworks.
- Investment Dispute Resolution - Representing investors in disputes related to financial agreements and asset protection.
Maritime Law - Legal Solutions for Shipping & Marine Trade
Greece has one of the world’s largest shipping industries, and our maritime law experts provide legal support for shipowners, charterers, and maritime businesses.
- Ship Registration & Compliance - Handling flag registration, leasing, and maritime taxation.
- Cargo Disputes & Liability Claims - Representing clients in freight loss, salvage claims, and vessel disputes.
- International Shipping Contracts - Drafting and enforcing charter party agreements, marine insurance policies, and freight contracts.
Business & Corporate Law - Structuring & Protecting Your Company
From company formation to corporate governance, our team ensures businesses operate efficiently and remain legally compliant in Greece.
- Company Registration & Incorporation - Establishing LLCs, corporations, and branch offices.
- Shareholder & Partnership Agreements - Drafting corporate agreements to protect stakeholder interests.
- Mergers, Acquisitions & Corporate Restructuring - Providing legal counsel for business growth and expansion.
Administrative Law - Ensuring Compliance with Government Regulations
We provide legal representation in government-related matters, ensuring businesses and individuals comply with Greek administrative laws.
- Licensing & Regulatory Compliance - Assisting with permits, licenses, and regulatory approvals.
- Public Tenders & Government Contracts - Representing businesses in bidding for state projects and government contracts.
- Tax Law & Fiscal Compliance - Advising businesses on tax obligations, audits, and administrative disputes.
Why Choose SF Legal Law Firm for Business & Investment Law?
✔ Industry Expertise - Decades of experience in corporate, commercial, and investment law.
✔ Global Business Support - Assisting foreign investors and international companies in Greece.
✔ Comprehensive Legal Protection - From contracts to litigation, we ensure businesses operate securely.
✔ Strategic Corporate & Investment Guidance - Helping businesses grow, comply, and succeed in the Greek market.
Whether you're launching a startup, expanding internationally, securing investments, or handling complex financial transactions, SF Legal Law Firm is your trusted legal advisor.
Need expert business and investment law support? Contact us today to discuss your legal needs.
Case results
What are the ADVANTAGES of the Greek Golden Visa / Residence by Investment program?
Golden Visa
The Greek Golden Visa Program offers a range of strategic advantages for international investors seeking residency within the European Union.
One of its most significant benefits is visa-free travel throughout the Schengen Area, granting unrestricted access to 29 European countries. This unparalleled mobility opportunity not only enhances personal and professional freedom, but also positions investors at the heart of Europe’s dynamic economic and cultural landscape.
The program also allows for the inclusion of eligible family members - such as a spouse or registered partner, dependent children under the age of 21, and the parents of both the applicant and their spouse - under a single application. This inclusive policy ensures that immediate family members can benefit from residency rights alongside the principal applicant, reinforcing family unity as a cornerstone of the Greek Golden Visa program.
Under the Greek Golden Visa framework, specific provisions apply to children of the main applicant as they transition beyond the age of 21. (the detailed provisions for applicants from 21-24 years old and over 24 years old will be analyzed in different post)
Moreover, Greece offers a clear path to citizenship, with applicants becoming eligible to apply for naturalization after seven years of continuous residency, provided they meet integration and language requirements.
Another notable advantage is the program's relatively low investment threshold, particularly when compared to similar residency-by-investment programs in other EU countries.
Finally, there is no obligation for physical presence in Greece to maintain residency status, making it an attractive option for global investors seeking flexibility, long-term security, and access to European markets and lifestyle benefits.
What are the PROVISIONS under the Greek Golden Visa framework regarding applicants 21-24 years old and over 24 years old?
Golden Visa
Under the Greek Golden Visa framework, specific provisions apply to children of the main applicant as they transition beyond the age of 21:
- Initial Residence Permit for Adults Under 21 years old: Children included in the original Golden Visa application who are under 21 at the time of approval receive a residence permit valid until their 21st birthday.
- Residence Permit for Adults Over 21 years old: Upon reaching 21, these individuals have 2 choices:
- Apply for “Golden Visa” as the Main Applicant. This requires the applicant to proceed with a qualifying investment in Greece. The application must adhere to the official procedures outlined under the residency pathway detailed in “Option 1: Greek Residency Through Property Investment.”
- Apply for “Independent Residence Permit”. This residence permit is valid for three years and is intended for adults from age 21 up to age 24. Holders of this permit are granted the right to work and generally engage in economic activity in Greece. During the validity of this permit, the holders must legally reside in Greece for at least six months per year. This “Independent Residence Permit” is independent of the main Golden Visa and is subject to general immigration requirements applicable to non-EU residents, such as continued residence compliance.
- Residence Permit for Adults Over 24 years old: Adults aged 24 and above that do not want to follow the Golden Visa path to residency, they may apply for a residence permit under general immigration categories, depending on their circumstances and purpose of stay.
These permits are governed by Greek immigration law and tailored to various legal grounds. The most common choice is the Employment-Based Residence Permit. This permit is applicable to individuals with a valid job offer or employment contract in Greece. This permit requires sponsorship from a Greek employer and approval from relevant labor authorities and grants full access to the labor market and the right to reside legally in the country.
What are the PROPERTY VALUES in Greece to acquire Golden Visa / Residence by Investment?
Golden Visa
Under the provisions of Greek Law (Law 4251/2014, as amended), foreign investors who acquire real estate property in Greece with a minimum value of €250,000, €400,000, or €800,000 - depending on the region and type of investment - are eligible for a Greek Residence Permit, commonly known as the Golden Visa. This permit also extends to the investor’s immediate family members, offering visa-free access to all countries within the Schengen Area.
Investors may choose from several tiers depending on their investment goals and the characteristics of the property:
- An investment of €250,000 qualifies if it is directed toward the conversion of commercial properties into residential use or the restoration of listed historic buildings. This category is location-independent and does not impose restrictions on the size of the property.
- The second tier requires an investment of €400,000 in a single residential property located anywhere in Greece. To qualify, the property must have a minimum surface area of 120 square meters. This option is suited for investors interested in high-quality properties outside of premium real estate zones.
- For properties located in high-demand urban and touristic areas, including Athens, Thessaloniki, and islands with populations exceeding 3,100 inhabitants, the minimum investment threshold rises to €800,000. This investment must also be made in a single property.
What are the LEGAL STEPS for PROPERTY ACQUISITION in Greece?
Golden Visa
At SF Legal we ensure full compliance with Greek property and immigration laws, offering end-to-end support throughout the real estate acquisition process. Below is a structured overview of the essential legal steps:
- Property Selection & Investment Consultation
Once the client identifies a property of interest, we initiate a targeted consultation to confirm its eligibility for the Golden Visa program and discuss all legal and procedural requirements.
2. Legal Due Diligence on the Property
Our legal team conducts a thorough due diligence review of the selected property, including:
- Verification of the property's legal title and registered ownership (title deeds)
- Examination of encumbrances, mortgages, liens, or other third-party claims
- Confirmation of compliance with zoning laws, urban planning regulations, and building permits
At the end of the review the client receives a detailed Legal Due Diligence Report, summarizing all findings and potential legal issues that may require resolution before the purchase of the property.
3. Tax Registration and Financial Settlements
As part of the Golden Visa application process, each investor is required to obtain a Greek Tax Identification Number (AFM), which is essential for carrying out any financial or legal transactions within Greece. This identification number enables investors to complete property purchases, open bank accounts, and fulfill tax-related obligations.
In addition, all applicable financial obligations to the Greek State must be settled prior to or during the acquisition process. These obligations may include:
- the Property Transfer Tax, currently set at 3.09% of the purchase price, or Value Added Tax (VAT) at 24%, depending on the legal classification and construction status of the property
- additional costs may involve stamp duties where applicable, as well as
- notary fees, legal fees, and Land Registry fees, all of which are necessary to complete and formalize the property transfer process in accordance with Greek law.
Our team in SF Legal Law Firm will provide comprehensive guidance throughout the process to ensure a seamless and efficient experience.
4. Notarial Deed and Contract Finalization
To ensure a smooth and legally sound property acquisition, our firm collaborates with a network of experienced notaries across Greece to facilitate the prompt preparation and signing of the final purchase contract. The timeline for completion depends not only on administrative efficiency but also on the seller’s ability to provide all necessary documentation in a timely manner.
Legal representation ensures that all contractual terms are thoroughly reviewed and that the investor’s rights are fully protected throughout the signing process.
5. Registration of Ownership
The filing and registration of the notarial deed at the pertinent Land Registry or Cadastral Office is a critical step in the legal transfer of ownership. This procedure finalizes the transaction, ensuring that the buyer is officially recognized as the new legal owner of the property. By completing this registration, the transfer is not only validated but also publicly recorded, providing an essential legal safeguard for the rights of the new owner.
6. Residence Permit Application (Golden Visa)
Following the successful completion of the property acquisition, the next step involves filling the Online Application for the submission of the residence permit. At this step, all required documentation must be submitted in accordance with the program’s legal and procedural requirements. After the application process and within 12 months, biometric data—including fingerprints and a digital photograph—will be collected to verify the applicant's identity. Upon successful submission, the applicant is issued a White Paper, which serves as a temporary residence document. This certificate grants legal residency rights in Greece and remains valid until the final residence permit is officially approved and issued. The issuance of the White Paper ensures that applicants can legally reside in Greece and enjoy the associated benefits while their application is under review.
During this period, travel rights are limited strictly to movement between Greece and the applicant’s country of origin; the certificate does not allow travel within the Schengen Area. Once the residence permit (Golden Visa) is formally issued, the holder gains the right to unrestricted travel across the Schengen Zone, in accordance with the standard rules for short-term stays—up to 90 days within any 180-day period in other Schengen member states. This phased approach ensures lawful presence during processing and broader mobility upon approval.
7. Issuance of the Residence Permit
The permanent Golden Visa residence permit is typically issued within a few months following the submission of biometric data. The exact processing time may vary depending on the workload and efficiency of the local immigration office responsible for reviewing the application.
Once approved, the permit grants the investor and eligible family members the right to reside in Greece indefinitely, subject to renewal every five years, provided the qualifying investment is maintained. Our firm, upon receiving the card, will either send it to the client’s agent or directly to the client after relevant communication.
8. Power of Attorney (POA) options
For investors who are unable to be physically present in Greece, the process allows for full legal representation through the issuance of a Power of Attorney (PoA). This document can be executed in any of the following ways:
- at a Greek Consulate or Embassy in the investor’s country of residence,
- with Apostille PoA (Hague Certification)
- in person before a notary public in Greece.
Once the Power of Attorney is granted, our legal team is authorized to act on the client’s behalf for all essential procedures, including property acquisition, tax registration, contract signing, and submission of the Golden Visa application. This provision ensures maximum flexibility and convenience, allowing the entire investment and residency process to proceed efficiently, even in the investor’s absence.
9. Bank Account Opening and Financial Compliance Support
Leveraging our network of connections, our firm offers comprehensive legal assistance throughout the process of opening a bank account with a licensed financial institution in Greece, ensuring full compliance with Anti-Money Laundering (AML) regulations and Know Your Customer (KYC) protocols. We handle the preparation and submission of all required documentation, facilitate the issuance of the Greek Tax Identification Number (AFM), and maintain direct communication with the chosen bank to expedite account approval and activation.
Establishing a Greek bank account is not a mandatory requirement for the Golden Visa process; however, it is highly beneficial. It can simplify property transactions, facilitate the payment of taxes and fees, help meet the financial requirements for the residence permit application, enable the receipt of rental income, support investment activities, and offer financial security against foreign monetary policies. By managing this process end-to-end, we ensure that our clients meet all regulatory obligations while minimizing delays and administrative burdens.
Acquire GREEK RESIDENCY through CAPITAL INVESTMENT of 500.000 euros (Fixed-term Deposit)
Golden Visa
Pursuant to the provisions of Article 20(B) of Law 4251/2014, as amended by subsequent legislative acts governing the Greek Golden Visa Program, third-country nationals are eligible to apply for a residence permit through capital investment in the form of a fixed-term deposit. Specifically, eligibility is granted to individuals who place a time deposit of no less than five hundred thousand euros (EUR 500,000) with a Greek credit institution, held solely or jointly in their name. The greatest advantage of this option is that the applicant is not required to be physically present in Greece to complete the procedures.
The deposit must be maintained continuously throughout the validity period of the residence permit. If the funds are withdrawn, the residency right will be revoked. The funds must be freely transferable from abroad through a recognized banking channel, and clearly traceable to the applicant.
This investment pathway is subject to oversight by the Bank of Greece and the Hellenic Ministry of Migration and Asylum, ensuring full compliance with anti-money laundering regulations and other applicable financial and immigration laws. The resulting residence permit grants the holder the right to reside in Greece and to travel freely within the Schengen Zone.
What are the LEGAL STEPS for FIXED-TERM DEPOSIT in Greece?
Golden Visa
At SF Legal we ensure full compliance with Greek financial and immigration laws, offering end-to-end support throughout the real estate acquisition process. Below is a structured overview of the essential legal steps:
1.Power of Attorney (POA) options
For investors who are unable to be physically present in Greece, the process allows for full legal representation through the issuance of a Power of Attorney (PoA). This document can be executed in any of the following ways:
- at a Greek Consulate or Embassy in the investor’s country of residence,
- with Apostille PoA (Hague Certification)
- in person before a notary public in Greece.
2. Issuance of Tax Identification Number (AFM)
Once the Power of Attorney is granted, our legal team is authorized to act on the client’s behalf for all essential procedures. As part of the Golden Visa application process, each investor is required to obtain a Greek Tax Identification Number (AFM), which is essential for carrying out any financial or legal transactions within Greece. This identification number enables investors to complete property purchases, open bank accounts, and fulfill tax-related obligations.
3. Required Documents
The following documents are required as per the current legal framework
- Income Certificate – Issued by the relevant Chinese authority or employer, this document should state the applicant’s current annual or monthly income and include the company’s official stamp or signature. It must also specify the date of initial employment, a detailed description of the applicant’s position, and comprehensive information about the employer.
- Utility Bill – confirming our residential address.
- Hukou (Household Registration Booklet) – complete copy showing family members and residential registration.
- Recent Bank Statement – reflecting sufficient funds and traceable capital for the investment.
- Tax Certificate (if available) – showing tax payments and income declaration (optional but included if applicable).
- Chinese Mobile Phone Invoice (if available) – for communication verification purposes.
- Email Address – this email address may be used for further correspondence regarding this application.
All documents must be translated into English (and notarized, if required) to ensure compliance with the application procedures.
4. Opening of Bank Account and Capital Deposit
The applicant must NOT physically travel to Greece to complete the account opening process. Following the successful opening of a bank account in Greece, the applicant must proceed with the transfer and placement of the capital investment in accordance with the requirements of the Golden Visa program under Article 20(B) of Law 4251/2014.
5. Certification by the Financial Institution
The Greek financial institution is required to issue an official certification. This document serves as critical evidence of compliance with the investment criteria set forth in Article 20(B) of Law 4251/2014.
The certificate must explicitly confirm the following:
- The existence of the fixed-term deposit account
- The total amount deposited, which must be equal to or greater than EUR 500,000
- The term of the deposit, along with confirmation of the automatic renewal clause
- That the applicant is the sole or joint account holder of the deposit
6. Certification by the Ministry of Development
Following the placement of the fixed-term deposit and the issuance of the bank's certificate, the applicant must submit a formal request to the Hellenic Ministry of Development for certification of the capital investment. This step is a prerequisite for proceeding with the Golden Visa application under the provisions of Article 20(B) of Law 4251/2014, as amended. The certification serves as an official acknowledgment by the competent national authority that the investment meets the legal and regulatory requirements of the Greek Golden Visa Program.
The application must include:
- The bank’s certificate confirming the deposit
- Supporting documentation verifying the origin of funds and compliance with AML/CTF obligations
- Any additional documentation required by the Ministry
The Ministry of Development typically issues the investment certification within an estimated 1 to 2 months, subject to completeness of documentation and administrative processing.
7. Residence Permit Application (Golden Visa)
Following the successful completion of the aforementioned procedures, the next step involves filling the Online Application for the submission of the residence permit. At this step, all required documentation must be submitted in accordance with the program’s legal and procedural requirements. After the application process and within 12 months, biometric data—including fingerprints and a digital photograph—will be collected to verify the applicant's identity. Upon successful submission, the applicant is issued a White Paper, which serves as a temporary residence document. This certificate grants legal residency rights in Greece and remains valid until the final residence permit is officially approved and issued. The issuance of the White Paper ensures that applicants can legally reside in Greece and enjoy the associated benefits while their application is under review.
During this period, travel rights are limited strictly to movement between Greece and the applicant’s country of origin; the certificate does not allow travel within the Schengen Area. Once the residence permit (Golden Visa) is formally issued, the holder gains the right to unrestricted travel across the Schengen Zone, in accordance with the standard rules for short-term stays-up to 90 days within any 180-day period in other Schengen member states. This phased approach ensures lawful presence during processing and broader mobility upon approval.
8. Issuance of Residence Permit
The permanent Golden Visa residence permit is typically issued within a few months following the submission of biometric data. The exact processing time may vary depending on the workload and efficiency of the local immigration office responsible for reviewing the application.
Once approved, the permit grants the investor and eligible family members the right to reside in Greece indefinitely, subject to renewal every five years, provided the qualifying investment is maintained.
Our firm, upon receiving the card, will either send it to the client’s agent or directly to the client after relevant communication.
ALTERNATIVE qualifying options to acquire Greek Residency
Golden Visa
Investors interested in the Greek Golden Visa program that DO NOT want to proceed either with property acquisition or with capital investment (fixed-term deposit) can choose one of the following options:
1. A time-sharing or lease agreement for hotel accommodation or furnished tourist residences with a minimum duration of 10 years, valued at no less than EUR 400,000 or EUR 800,000, depending on the designated threshold zone.
2. A capital investment of at least EUR 500,000 in one of the following:
- a public limited real estate investment company operating exclusively in Greece, through a share capital increase;
- a closed-end investment company or mutual fund;
- a Greek-based company, either through participation in a share capital increase or by purchasing bonds listed on regulated markets or multilateral trading facilities in Greece.
3. Acquisition of Greek government bonds with a minimum value of EUR 500,000 and a remaining maturity of at least three years, purchased through a Greek credit institution.
4. Investment of at least EUR 350,000 in one of the following:
- a mutual fund that exclusively invests in shares, corporate bonds, or Greek government bonds traded on regulated markets or multilateral trading facilities in Greece;
- an alternative investment fund (AIF) established in Greece or another EU member state, provided it is solely focused on investing in Greece.
Our firm will provide you with all the necessary information should you are interested in any of these choices.
5 / 5
21/03/2025
Work conscientiously, responsibly, and have excellent business level，Work conscientiously, responsibly, and have excellent business level
5 / 5
21/03/2025
This law firm helped us throughout the entire process of buying a property. They are not only professional, but also very friendly; their multilingual advantage also made the communication between us smoother. 5 stars recommended!
5 / 5
21/03/2025
The service is really good. They helped me a lot with Golden Visa. And I am satisfied with their service.
5 / 5
20/03/2025
It is more kind of the firm to support us for golden visa. Not only the firm team members have the solid experience to deal with something we required , but also complete the whole process for golden visa more quickly
5 / 5
20/03/2025
IAKOVOS:
My experience with the firm was nothing sort of outstanding. My case was treated with the utmost professionalism and care. Exceptional service and results.
5 / 5
20/03/2025
**"Exceptional expertise and dedication! The team’s professionalism, client-centered approach, and results-driven work are truly commendable. Top-tier firm!"**
5 / 5
20/03/2025
I bought my Greek property with the lawyers services from this lawyer team and got my golden visas in one month successfully 4 years ago! All of the lawyers are professional and effectively in working all the time. They can solve everything during the process . They also deal with the clients after-sales jobs like lease contract draft, chasing tenants’ rents, communication with owners and their tenants. They accompany the clients for their fingerprints appointments. They work from morning till night . Their legal fees are fair and their services are excellent. Many Chinese clients choose them for their good reputation, speedy working style and kind attention with best support. The teams with all young lawyers with rich experiences. When you need a Greek lawyer to buy your property and get your golden visa, they are your best choice! You can get what you kneed successfully and much satisfied! Choose them is your wise decision !
5 / 5
20/03/2025
ANDREAS:
Great exprerience, great team!SPANOS - FOUSKARINIS AND ASSOCIATES LAW FIRM is suggested with no doubt!
5 / 5
20/03/2025
Amazing services, the team is really big and good. One of the best experts in Greece in real estate law and services!