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Tegenexpertise HUGOCO
Beringen, Belgium
HUGOCO is an independent Belgian expertise firm specializing in private-expertise and tegenexpertise for insured individuals and businesses. They operate solely to defend the interests of the insured and have no ties with insurers, ensuring objective assessments of damage and fair compensation. The firm is led by Toon Gors and Michiel Huveneers, who combine building and technical insight with a practical, rights-based approach to damage claims across residential and commercial contexts.
HUGOCO guides the insured through the entire damage process, providing objective assessments, thorough documentation, and clear communication at each step, with a focus on securing the correct settlement promptly and efficiently. The team emphasizes that insured parties may appoint their own private-expert or tegenexpert, often funded by insurers, and in some cases at no cost under a Rechtsbijstand coverage.
HUGOCO is led by two specialists, Toon Gors and Michiel Huveneers, who bring complementary expertise in building damage, technical analysis and dossier management. They emphasize independence, transparency and a results-driven approach, and combine their knowledge of engineering and insurance procedures to deliver objective, well-supported conclusions for clients in complex damage and dispute situations.
Founded in 2024
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HUGOCO delivers independent private-expertise and tegenexpertise for insured individuals and businesses, focusing on accurate damage assessments and negotiations with insurers to secure the maximum rightful payout. They operate independently of insurance companies, shorten reimbursement timelines, and guide clients from initial claim to final settlement. In some cases, a private-expert or tegenexpert can be provided at no cost, depending on the policy coverage such as Rechtsbijstand.
In disputes with insurers, HUGOCO provides objective damage evaluation and audits the insurer's estimates, then negotiates on the insured's behalf to obtain a fair and complete settlement. The team combines technical damage analysis with knowledge of insurance procedures to ensure transparency and assert the insured's rights throughout the process, from assessment to final resolution.
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