The Debt Defenders by Ciment Law Firm, PLLC is a Texas-based consumer debt defense practice led by attorney Daniel Ciment. The firm concentrates on debt resolution and bankruptcy matters, including Chapter 7 and Chapter 13 filings, defense of creditor lawsuits, judgment lien releases, garnishment defense and student loan assistance. The team combines litigation experience with transactional debt-relief strategies to address contested and noncontested consumer debt matters.

With more than 15 years of experience in bankruptcy, debt collection defense and consumer protection, the firm has developed a record of representing Texans against aggressive collection practices and pursuing remedies for violations of consumer protection laws. The firm positions itself as a vigorous defender of debtor rights and regularly handles high-volume debt litigation, contested creditor actions and relief procedures aimed at restoring clients financial stability.

The firm applies a client-focused process that prioritizes practical outcomes and credit rehabilitation. The Debt Defenders emphasize early case assessment, negotiation and litigation as needed, combined with client education on rebuilding credit and avoiding future collection exposure. The team serves Spanish-speaking clients and structures representation to minimize disruption while resolving debt, protecting statutory rights and restoring clients ability to move forward financially.

About The Debt Defenders by Ciment Law Firm, PLLC

9 people in their team


Practice areas
Bankruptcy & Debt
Consumer Rights
Lawsuits & Disputes

Languages spoken
English

Social media

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Practice areas

Bankruptcy & Debt

The firm assists individuals and small businesses with bankruptcy filings and nonbankruptcy debt-resolution options, handling Chapter 7 and Chapter 13 cases, business Chapter 7 filings and structured settlement negotiations. Services include prefiling analysis, claim evaluation, negotiating settlements with creditors, filing and managing bankruptcy cases, advising on exemptions and asset protection and coordinating postdischarge credit-rebuilding steps. The team also defends clients in debt-collection lawsuits and pursues judgment lien releases and garnishment defenses to preserve client assets and liquidity.
Bankruptcy
Debt & Collection
Credit Repair
Creditor

Consumer Rights

The Debt Defenders litigate and pursue remedies under consumer protection statutes, focusing on Fair Debt Collection Practices Act and Fair Credit Reporting Act violations and other unlawful collection or credit-reporting conduct. The practice investigates alleged harassment, inaccurate credit reporting and abusive collection tactics, files administrative and civil claims where appropriate and negotiates corrective relief and damages. The attorneys prioritize enforcement of statutory protections to halt improper collection activity and to obtain record corrections, settlements or court-ordered relief for harmed consumers.
Auto Dealer Fraud
Civil Litigation
Consumer Protection
Legal Malpractice
Professional Malpractice

Lawsuits & Disputes

The firm defends clients in state and federal debt-related lawsuits and handles related post-judgment procedures, including bill of review, judgment lien release and garnishment defense. The practice develops litigation strategies to seek dismissals, obtain favorable settlements or litigate to judgment when necessary, and it manages appeals and post-judgment motions to protect client interests. The team also counsels clients on alternatives to litigation, such as structured settlements and debt resolution programs, to achieve efficient, enforceable outcomes.
ADR Mediation & Arbitration
Appeal
Class Action
General Litigation
Ethics and Professional Responsibility
Commercial Litigation
Antitrust Litigation
Restructuring & Insolvency