Recovery of debt based on a written deed agreement in Dhaka
In Bangladesh
Last Updated:
Jan 10, 2026
Background:
In mid-2025, I entered into a formal written deed agreement with one of my friends for a personal investment of 75,000 BDT. The agreement stipulated that the amount would be repaid in monthly installments over 12 months, totaling a return of 82,500 BDT.
Current Situation (January 2026):
Nearly four to five months have passed since the agreement was signed. Despite the monthly installment plan, the debtor has only paid a total of 2,000 BDT. The payment was made in cash, but I have WhatsApp chat history where the debtor acknowledges the total amount owed and the small payment made to date. The debtor is currently unresponsive and ignoring the terms of the deed.
Evidence Available:
- Original written deed agreement.
- Digital records/WhatsApp conversations confirming the debt and partial payment.
My Goal/Questions:
1. What is the process for sending a formal legal notice in Dhaka to demand the outstanding 82,500 BDT?
2. Since I have a written deed but no bank cheques, is a “Money Suit” in a Civil Court the most effective route, or can I file a criminal case for breach of trust?
3. How can I use digital chat history as evidence in the Dhaka District Court?
4. What are the estimated legal fees for recovering a debt of this specific size?
In mid-2025, I entered into a formal written deed agreement with one of my friends for a personal investment of 75,000 BDT. The agreement stipulated that the amount would be repaid in monthly installments over 12 months, totaling a return of 82,500 BDT.
Current Situation (January 2026):
Nearly four to five months have passed since the agreement was signed. Despite the monthly installment plan, the debtor has only paid a total of 2,000 BDT. The payment was made in cash, but I have WhatsApp chat history where the debtor acknowledges the total amount owed and the small payment made to date. The debtor is currently unresponsive and ignoring the terms of the deed.
Evidence Available:
- Original written deed agreement.
- Digital records/WhatsApp conversations confirming the debt and partial payment.
My Goal/Questions:
1. What is the process for sending a formal legal notice in Dhaka to demand the outstanding 82,500 BDT?
2. Since I have a written deed but no bank cheques, is a “Money Suit” in a Civil Court the most effective route, or can I file a criminal case for breach of trust?
3. How can I use digital chat history as evidence in the Dhaka District Court?
4. What are the estimated legal fees for recovering a debt of this specific size?
Lawyer Answers
Tobarrak Law Chamber
Jan 11, 2026
Jan 11, 2026
Based on the information provided, the most direct legal remedy for recovering the debt of BDT 82,500 under your written deed is to file a Money Suit in the appropriate civil court in Dhaka. Prior to filing, serving a formal legal notice is a necessary procedural step. Your WhatsApp correspondence may be admissible as supporting evidence, particularly if preserved through notarization. While a criminal case for breach of trust is a possibility, the civil suit based on the contract is typically the more effective and standard route for enforcing such agreements. To advise on the exact process, court fees, and our professional charges, we require an in-person consultation to examine the original deed and the full digital evidence.
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