What licenses and capital requirements does a Ghanaian fintech need to operate a payments service in Ghana?
In Ghana
Last Updated:
Nov 1, 2025
I'm planning to launch a mobile payments app in Accra. Do I need a Bank of Ghana payments service provider license, and what are the minimum capital, governance, and compliance requirements?
Lawyer Answers
MI
Minkah-Premo, Osei-Bonsu, Bruce-Cathline and Partners
Dec 5, 2025
Dec 5, 2025
Yes, you would need a license from the Bank of Ghana. We can help with all the other questions you have.
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