Can I send a legal notice for loan repayment since 6 month ?

In response to your inquiry and please note that If you gave a loan for one month and six months have passed without payment you should first send a legal notice demanding repayment within 7 to 14 days. If he still does not pay you can file a civil suit for recovery of the amount. If you have written proof bank record, or messages admitting the loan, your case will be stronger. Limitation period is 3 years from the date of default. A criminal case is possible only if you can prove he had dishonest intention from the beginning; otherwise, it remains a civil matter. Proper course: Legal notice first, then recovery suit.

Yes, you can and should definitely send a formal legal notice for the recovery of your money.

Legal Notice: A legal notice is the first formal step to demand your debt and can often pressure the debtor to pay without going to court.

Civil Suit: If he still fails to pay, you can file a 'Summary Suit' for recovery under Order 37 of CPC for a faster resolution.

Criminal Aspect: If there was a cheque involved that bounced, or if you can prove fraudulent intent from the start, a criminal case for 'Cheating' (Section 420 PPC) can also be initiated.

I can assist you in drafting and serving this legal notice through my chamber.