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Debt Recovery is a special case at all times. No one wants to refund  monies loaned to him except men of integrity.

You might need to properly brief a law firm to assist.

Debt Recovery is the cornerstone of our practice. We have earned a strong reputation for efficiency, tact, and exceptional results. Our clients include individuals, SMEs, corporate bodies, contractors, financial institutions, and listed companies.
 

We provide affordable fixed-fee advisory for small debts and full-service, client-controlled strategies for large and defended matters. Our commitment is to recover debts promptly, legally, and professionally.

You Can reach out to us and we will be glad to assist.

If you are able to verify that he has money in his account, it's a good one. The next thing to do is to get a lawyer who would write him a demand notice after which you can sue him for recovery and also get reliefs for damages and cost of legal action. If you're in Lagos and the sum is 5 million downward, you can achieve result in 1 months to recover from his bank after Judgement. You can reach out for further guidance if need be.