2 articles found for Bankruptcy & Debt in United States

Chapter 7 gives a near-total discharge of most unsecured debt, but you must pass a "means test" that compares your household income to your state's median income for your family...

You have strong federal rights under the Fair Debt Collection Practices Act (FDCPA) and CFPB Regulation F. Collectors cannot harass you, must send a validation notice, and must stop collecting...