Best Banking & Finance Lawyers in Guam

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Law Offices of Mark Williams, P.C.

Law Offices of Mark Williams, P.C.

Hagåtña, Guam

Founded in 1997
50 people in their team
Chamorro
English
Attorney Mark Williams has been a trial lawyer for over 20 years.  Mr. Williams is currently licensed to practice law in the federal and local courts of Guam, the C.N.M.I., and Tennessee.  Since 1996, Mr. Williams has maintained an office in Guam in the private practice of law....
Camacho & Taitano LLP - Attorneys At Law

Camacho & Taitano LLP - Attorneys At Law

Hagåtña, Guam

Founded in 2000
50 people in their team
Chamorro
English
We are a homegrown law firm that specializes in administrative (government) law and civil matters. We offer decades of experience effectively helping private and government clients find solutions to a broad spectrum of issues including complex civil litigation, procurement, contracting, estate...
Roberts Fowler & Visosky LLP

Roberts Fowler & Visosky LLP

Tamuning, Guam

Founded in 2000
50 people in their team
Chamorro
English
KEVIN J. FOWLER, born Kalamazoo, Michigan, February 24, 1960; admitted to bar, 1988, Oregon and Guam; 1990, U.S. District Court, District Court of Guam; 1992, U.S. Court of Appeals, Ninth Circuit; 1997, Supreme Court of Guam.Education: Western Michigan University (B.S., 1983); Northwestern School...
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About Banking & Finance Law in Guam

Banking and finance law in Guam encompasses the regulations and laws that govern financial institutions, transactions, and activities in the territory. It covers issues such as lending, investments, banking operations, securities, and compliance with local and federal laws.

Why You May Need a Lawyer

You may need a lawyer in the field of banking and finance in Guam for various reasons, including navigating complex financial regulations, resolving disputes with financial institutions, negotiating loan agreements, or seeking legal advice on investment transactions. A lawyer can provide guidance, representation, and ensure your rights are protected in financial matters.

Local Laws Overview

Key aspects of local laws governing banking and finance in Guam include the Banking Act, which regulates banks and financial institutions, the Securities Act, which governs securities transactions, and the Consumer Credit Act, which protects consumers in credit transactions. Additionally, federal laws such as the Bank Secrecy Act and the Truth in Lending Act also apply in Guam.

Frequently Asked Questions

What are the requirements for obtaining a banking license in Guam?

Banking licenses in Guam are issued by the Department of Revenue and Taxation and require meeting capital requirements, submitting a detailed business plan, passing background checks, and demonstrating compliance with regulatory requirements.

How are securities regulated in Guam?

Securities in Guam are regulated by the Guam Securities Act, which requires registration of securities offerings, disclosure of material information to investors, and compliance with anti-fraud provisions.

What protections do consumers have in credit transactions in Guam?

Consumers in Guam are protected by the Consumer Credit Act, which requires lenders to disclose terms and costs of credit, prohibits unfair practices, and provides remedies for consumers in cases of violations.

Can a lawyer help with debt collection issues in Guam?

Yes, a lawyer can assist with debt collection issues by negotiating with creditors, defending against debt collection lawsuits, and exploring options such as debt restructuring or bankruptcy protection.

What are the obligations of financial institutions under the Bank Secrecy Act in Guam?

Financial institutions in Guam are required to maintain anti-money laundering programs, report suspicious transactions, and verify the identity of customers under the Bank Secrecy Act.

How can a lawyer help in investment transactions in Guam?

A lawyer can provide legal advice on investment opportunities, review investment agreements, conduct due diligence on investment opportunities, and ensure compliance with securities laws in Guam.

Do I need a lawyer to negotiate a loan agreement with a financial institution in Guam?

While it is not required to have a lawyer for loan negotiations, having legal representation can ensure that your interests are protected, terms are favorable, and the agreement complies with local laws.

Are there resources available for consumers facing financial difficulties in Guam?

Consumers facing financial difficulties in Guam can seek assistance from the Guam Consumer Credit Counseling Service, Legal Aid in Guam, or the Office of the Attorney General for guidance and support.

What are the penalties for non-compliance with banking and finance laws in Guam?

Non-compliance with banking and finance laws in Guam can result in penalties such as fines, license revocation, civil liability, and criminal charges, depending on the nature of the violation.

How can I find a lawyer specializing in banking and finance law in Guam?

You can search for lawyers specializing in banking and finance law in Guam through the Guam Bar Association, legal directories, referrals from other professionals, or by conducting online research to find reputable attorneys in the field.

Additional Resources

For additional resources and information on banking and finance in Guam, you can visit the Guam Department of Revenue and Taxation, Guam Securities Division, Guam Bar Association, or consult legal publications and resources related to financial laws in the territory.

Next Steps

If you require legal assistance in banking and finance in Guam, consider contacting a lawyer with experience in this area to discuss your specific needs, explore your options, and ensure your rights are protected in financial transactions and disputes.

Lawzana helps you find the best lawyers and law firms in Guam through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Banking & Finance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Guam—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.