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Best Bankruptcy Lawyers in Georgia
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List of the best lawyers in Georgia
![Conse Law Firm](https://lawzana.com/storage/firms/3519/16273530196449.jpg)
![Tbilisi Law](https://lawzana.com/storage/firms/3814/16307481516978.jpg)
Tbilisi Law
![Eristavi Law Group](https://lawzana.com/storage/firms/1985/16162190473224.jpg)
Eristavi Law Group
![Legal Unit Georgia](https://lawzana.com/storage/firms/4163/16339011741742.jpg)
Legal Unit Georgia
![ILC - International Law Center](https://lawzana.com/storage/firms/3368/16256528466403.jpg)
ILC - International Law Center
![Legal Rights Georgia](https://lawzana.com/storage/firms/3819/16309336443779.jpg)
Legal Rights Georgia
![Abashidze & Partners](https://lawzana.com/storage/firms/4112/16334722694273.jpg)
Abashidze & Partners
![eLaw](https://lawzana.com/storage/firms/6767/16725962204317.jpg)
eLaw
Free Consultation: 30 mins
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About Bankruptcy Law in Georgia:
Bankruptcy is a legal process that allows individuals or businesses to have their debts discharged or to create a plan to repay them. In Georgia, bankruptcy laws are primarily governed by federal law under the Bankruptcy Code, but there are also some state-specific laws and regulations that may apply.
Why You May Need a Lawyer:
Bankruptcy can be a complex and overwhelming process, and having a lawyer who is experienced in bankruptcy law can help ensure that your rights are protected and that you have the best possible outcome. Some common situations where you may need a lawyer for bankruptcy include determining which type of bankruptcy is right for you, navigating the bankruptcy court system, and dealing with creditors.
Local Laws Overview:
In Georgia, individuals can file for bankruptcy under Chapter 7 or Chapter 13 of the Bankruptcy Code. Chapter 7 bankruptcy allows for the liquidation of assets to pay off debts, while Chapter 13 bankruptcy involves creating a repayment plan to pay off debts over a period of time. It's important to note that Georgia has specific exemptions and regulations regarding bankruptcy, so it's essential to consult with a lawyer who is familiar with state laws.
Frequently Asked Questions:
1. What are the eligibility requirements for filing bankruptcy in Georgia?
In order to file for bankruptcy in Georgia, you must meet certain income requirements and complete credit counseling within 180 days of filing.
2. Will filing for bankruptcy stop creditors from contacting me?
Yes, filing for bankruptcy will trigger an automatic stay, which will prevent creditors from contacting you or taking any further action to collect debts.
3. How long does the bankruptcy process typically take in Georgia?
The bankruptcy process can vary depending on the type of bankruptcy filed, but generally, Chapter 7 bankruptcy cases can be completed within a few months, while Chapter 13 bankruptcy cases can take three to five years to complete.
4. Can I keep my car or house if I file for bankruptcy in Georgia?
Depending on the type of bankruptcy you file and the exemptions you qualify for, you may be able to keep your car and house. Consult with a bankruptcy lawyer to understand your options.
5. Will bankruptcy ruin my credit score?
Bankruptcy will have a negative impact on your credit score, but it is possible to rebuild your credit over time by making responsible financial decisions.
6. Can I file for bankruptcy on my own, or do I need a lawyer?
While it is possible to file for bankruptcy on your own, it is highly recommended to consult with a lawyer who specializes in bankruptcy law to ensure that your rights are protected and that you have the best possible outcome.
7. What debts can be discharged through bankruptcy in Georgia?
Most types of unsecured debts, such as credit card debt, medical bills, and personal loans, can be discharged through bankruptcy. However, certain debts, such as student loans and child support payments, are typically not dischargeable.
8. Can I file for bankruptcy if I have filed for bankruptcy before?
It is possible to file for bankruptcy multiple times, but there are specific rules and time limitations that apply. Consult with a bankruptcy lawyer to determine your eligibility.
9. What is the means test, and how does it apply to bankruptcy in Georgia?
The means test is used to determine if your income is below the median income in Georgia and if you qualify for Chapter 7 bankruptcy. If your income is above the median, you may still be eligible for Chapter 13 bankruptcy.
10. How much does it cost to file for bankruptcy in Georgia?
The filing fee for Chapter 7 bankruptcy in Georgia is $335, while the filing fee for Chapter 13 bankruptcy is $310. In addition to filing fees, you will also need to cover the costs of credit counseling, attorney fees, and any other associated costs.
Additional Resources:
For more information on bankruptcy in Georgia, you can visit the Georgia Bankruptcy Court website at www.gab.uscourts.gov. Additionally, you may also contact the State Bar of Georgia for referrals to bankruptcy lawyers in your area.
Next Steps:
If you are considering filing for bankruptcy in Georgia or need legal assistance, it is crucial to consult with a knowledgeable bankruptcy lawyer who can guide you through the process and ensure that your rights are protected. Take the time to research and find a lawyer who specializes in bankruptcy law and has experience handling cases in Georgia.
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.