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In Calgary, car accident law falls under the jurisdiction of personal injury law. It dictates that if you've been injured in a vehicle accident due to the negligence or recklessness of another individual or entity, you are entitled to compensation. This can cover medical costs, loss of income, physical and psychological pain and suffering, and other out-of-pocket expenses. However, note that Alberta operates under a no-fault insurance system, offering Accident Benefits to accident victims regardless of who caused the mishap.
Legal expertise can be invaluable in navigating car accident claims in Calgary. Undertaking the complexities of insurance policies, determining liability, accurately assessing claim value, and negotiating settlements all require specialized knowledge and experience. A lawyer can also corroborate your claim with relevant supporting evidence, liaise with insurance companies on your behalf, and represent you in court if necessary. Especially if injuries are severe, fatalities occurred, or there are disputed liability issues, legal representation is advisable.
In Calgary, drivers must carry a minimum of $200,000 in Third-Party Liability Insurance. The province also employs a no-fault insurance system, which grants Accident Benefits regardless of fault. Victims can pursue additional compensation if another party's negligence caused the accident but are subject to a limited Minor Injury Cap on pain and suffering damages. Laws also stipulate a 2-year limitation period from the date of accident/injury discovery to filing a lawsuit. Non-compliance with road safety regulations, distracted or impaired driving, could potentially increase the culpable party's liability.
Ensure safety first, assist injured individuals, and call for medical help/police as required. Document the accident scene, and record details of other parties involved.
Prompt reporting, within the first 7 days, aids in rapid claim processing. It also helps in case time-sensitive Accident Benefits apply.
Yes, you can. Alberta laws allow shared fault claims, but compensation might be reduced according to your percentage of responsibility.
Claim settlement times can vary based on case complexity. A lawyer can help expedite the process.
If you're not at fault, your rates shouldn't increase. However, fault or multiple claims may lead to rate hikes.
The Calgary Legal Guidance, Pro Bono Law Alberta, and the University of Calgary Public Interest Law Clinic offer free or low-cost legal advice. Alberta Insurance Council, Alberta Transportation, and Service Alberta provide vital information and guidance. Alberta Health Services can direct to relevant health resources post-accident.
If you've been in a car accident, considering legal help, start by gathering all related documentation. Next, research attorneys skilled in car accident law in Calgary, ensuring they have a strong track record. Schedule consultations to discuss your case, understand process timelines, your rights, potential outcomes, and legal fees. Once you're comfortable, select your lawyer and begin the process of filing your claim.
