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The law surrounding car accidents in Cherry Hill, United States, primarily falls under personal injury law. After a car accident, the at-fault party's insurance company is typically liable for damages such as medical expenses, damage to property, and lost wages due to the accident. In severe cases where damages exceed insurance policy limits, the injured party may need to pursue a personal injury lawsuit against the at-fault party. In Cherry Hill, as is the case across New Jersey, the state operates under a 'no-fault' system. This means any person involved in a car accident will approach their insurance company for compensation, regardless of fault.
Having legal help in car accident cases can be extremely beneficial. When dealing with insurance companies, a lawyer can help you negotiate a better settlement. If injuries are severe or if a death occurs due to the accident, a lawyer can help perform the necessary investigation, compile evidence, and present a strong case in court. If your insurance claim is denied, a lawyer can help you appeal the decision and secure the compensation you are entitled to.
Cherry Hill operates under New Jersey's no-fault law, which means that no matter who was at fault in the accident, injured drivers would approach their own insurance companies for payment. You should also know that New Jersey follows the 'Comparative Negligence' rule. If you are partially at fault for the accident, your compensation will be reduced by the percentage of your fault. For instance, if you are deemed 20% to blame, you will receive only 80% of the total damages. It's also important to note that New Jersey has a statute of limitations for car accident claims, which is generally two years from the date of the accident.
Ensure that everyone is safe, call for medical help if necessary, then report the accident to the police, and gather as much information and evidence as possible from the scene. This includes taking photographs and obtaining witness statements, if possible.
It is advisable to contact a lawyer as soon as possible after the accident, particularly before making any statements or negotiations with an insurance company.
Evidence such as police reports, witness statements, car damage, surveillance footage, and sometimes even accident reconstruction experts, are used to determine fault in a car accident. Lawyers and insurance companies will evaluate this evidence to assign fault.
Yes. In New Jersey, as long as your share of the blame is not more than 50%, you can still recover damages. However, the number of damages recovered will be reduced by your percentage of fault.
In New Jersey, every car insurance policy must include uninsured motorist coverage. If the other driver is uninsured, your own insurance company should cover your damages up to the limits of your policy.
The New Jersey Department of Banking and Insurance provides useful resources that can help you understand your insurance coverage. The New Jersey Judiciary's official website also offers resources for navigating the legal system following a car accident, such as finding a local court or learning more about the personal injury lawsuit process.
If you need legal assistance for a car accident in Cherry Hill, the first step is to contact a reputable local lawyer who specializes in car accident cases. They can guide you through the process of filing a claim, negotiating with insurance companies, gathering evidence, and if necessary, taking your case to court. Ensure to do this timely to adhere to the statute of limitations in New Jersey for car accident claims.
