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In Singapore, Clarke Quay area included, the law requires all drivers to have valid motor insurance. This insurance is expected to cover liabilities that may arise in case of an accident. The Motor Vehicles (Third-Party Risks And Compensation) Act further stipulates how victims can claim compensation when involved in accidents. However, some situations may lead to legal complications requiring a deeper understanding of car accident law and the services of a legal expert.
While minor incidents may not warrant the services of a lawyer, several scenarios may necessitate legal counsel. For instance, if serious injuries, fatalities or major property damage occur as a result of an accident, it would be beneficial to involve a lawyer. Lawyers can assist in gathering and presenting evidence, negotiating with insurance companies, and litigation if a case goes to court. If liability is disputed or if you are wrongly blamed for the accident, you may also need legal representation to protect your rights and interests.
Within the laws governing car accidents in Clarke Quay, all drivers involved in an accident have a legal duty to stop their vehicles, check on the welfare of anyone involved in the accident and to report to the police if necessary within 24 hours. Additionally, if a motorist is found guilty of dangerous or reckless driving causing death, they can face hefty penalties including imprisonment. The legal limit of blood alcohol concentration in Singapore is 0.08%. However, Singapore's legal system accepts the concept of contributory negligence, which means that compensation can be distributed based on the proportion of blame for the accident.
Typically, a third-party claim is made against the at-fault driver's insurance company. If the driver is uninsured or underinsured, you may claim from your own insurance under the Motor Insurers' Bureau of Singapore.
Even if you believe you are at fault, it may still be beneficial to consult a lawyer to ensure that your rights are upheld and that you understand potential consequences of admitting fault.
You can lodge a personal injury lawsuit against the motorist who was at fault and claim compensation for your medical expenses and loss of income. If the motorist lacks adequate insurance, you can file a claim under your own insurance policy.
If the other driver denies responsibility, it is pivotal to collect as much evidence as possible from the scene. Photos, witness statements, and the accident circumstances can play crucial roles wherever disputes arise. A lawyer can guide you through this process and represent you effectively.
The same procedures apply even when you are involved in an accident with a foreign driver. If the driver at fault refuses to cooperate or leaves the country, you can lodge a claim with your insurance company or the Motor Insurers' Bureau of Singapore.
For additional resources, you might consider reaching out to the Singapore Road Safety Council or the Traffic Police. The State Courts also provide useful information relating to road traffic offences on their official website.
If you need legal help regarding a car accident in Clarke Quay, consider reaching out to a lawyer who specializes in traffic law in Singapore. Ensure that you gather as much information as possible from the accident scene including photographs and witness details. If there are disputes or complications with the insurance companies, a lawyer can provide assistance in navigating the legal procedures. You may also need a lawyer when filing personal injury claims arising from the accident.
