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The law concerning car accidents in Gadsden, United States revolves around the principles of negligence. The person responsible for causing the car accident is liable to pay for any damages or injuries incurred as a result. An important notion to note in Gadsden and Alabama at large is the contributory negligence rule, which means if you're found to be even 1% at fault, you may be barred from recovering damages.
After a car accident, it's important to hire a lawyer if your damages are significant or if there's a dispute over who's at fault. A professional can properly assess your situation and guide you through the complex legal procedures. You may also need a lawyer if you face litigation from other parties, your claim is denied by the insurance company, or your injuries resulted in permanent disability or death.
Alabama operates under 'at-fault' car insurance laws, so the person at fault for causing the accident is responsible for any resulting harm. Also, as mentioned earlier, Alabama follows the 'Contributory Negligence’ rule affecting potential compensation in a court verdict. Alabama also requires every car owner to carry liability insurance: at least $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage.
Immediately after a car accident, call the emergency services if needed. Exchange your contact, insurance, and vehicle details with every driver involved and gather as many witnesses' statements as possible. Contact your insurance company as soon as possible and consider consulting a local car accident lawyer.
Car accidents that result in death, bodily injury, or property damage beyond a certain threshold should always be reported to the police in Gadsden.
Alabama gives two years from the date of the accident to file a lawsuit for personal injury or property damage.
In Alabama, if you're even 1% at fault, you cannot claim damages. This is due to the strict contributory negligence rule.
Yes, if you have Uninsured/Underinsured Motorist Coverage (UM/UIM) included in your insurance policy, then your insurance will pay for damages up to your policy limits.
The Alabama Department of Insurance’s website contains useful information about insurance requirements. The Alabama Judicial System website offers detailed information on the legal processes surrounding car accidents. The local Gadsden public library may also have reference materials related to car accident law.
If you need legal assistance, consider hiring a local car accident lawyer to guide you through the process. Retain all necessary accident documentation, inform your insurance company, and refrain from admitting fault until you have received legal advice. Remember, your health is paramount, so ensure that you receive medical treatment if you've been injured.
