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The Kingdom of Saudi Arabia operates under Sharia Law. In the context of car accidents in Jeddah and across Saudi Arabia, the Hanbali School of Islamic jurisprudence generally governs disputes related to personal injury and vehicle damages. The Traffic Law, passed in 1974, and the Insurance Law, passed in 2003, are two fundamental laws that broadly cover the specifics of car accidents and their consequences.
In most car accidents where it is clear who is at fault and the consequences are minor, legal help may not be necessary. However, in cases involving severe injuries, fatalities, unclear fault, or disputes over repairs and compensations, engaging a lawyer becomes critically important. A lawyer can accurately interpret the laws and rights, ensure proper proceedings, and negotiate rightful compensation on your behalf.
The Traffic Law in Saudi Arabia holds the driver responsible for adhering to all traffic rules. In the event of an accident, if the driver is found guilty of negligence or violation of the traffic rules, they are held liable for damages and injuries caused. Compensation amount typically depends on the injury's severity. Additionally, according to the law, all vehicles in Saudi Arabia must have third-party liability insurance which covers injuries and property damage to the victims of an accident.
In case of an accident, ensure safety, call for medical help if needed, report to Najm for Insurance Services and register the accident with the traffic police.
The third-party liability insurance covers the expenses for damages and injuries to the victims caused by an accident. You should immediately contact your insurer after an accident.
If you don’t agree with the proposed compensation, you can file a case with your lawyer to seek higher compensation based on your ground of claim and the nature of your losses.
The statute of limitations for taking legal action following a car accident under Sharia law is usually three years from the date of the accident.
If a settlement cannot be reached out of court, you will need to attend the hearing for your case.
Najm for Insurance Services is a governmental organization that helps in documenting and inspecting vehicle accidents. The Traffic Police Department is responsible for maintaining road safety and handling any legal matters arising from road accidents. The Saudi Arabian Monetary Authority provides information about insurance coverage and requirements in Saudi Arabia.
If you need legal assistance, first record all the details about your accident, including date, time, location, involved parties, and damage descriptions. Take photographs as a record. After this, contract a lawyer specialising in car accident cases in Jeddah. Provide your lawyer with all your recorded details to aid their evaluation of your case.
