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The United Kingdom, including Liverpool, operates under a fault-based system when it comes to car accidents. This means that the party responsible for causing the accident is liable for compensation. Victims can claim damages for physical injuries, psychological injuries, vehicle damages, and loss of earnings etc. that happened due to the car accident.
If you're involved in a car accident, having a lawyer can assist in a number of ways. They can help establish who was at fault, navigate the complex legal process, negotiate with insurance companies, and ensure you receive maximum compensation. If your injuries are serious or there's a dispute over fault, legal help becomes even more crucial.
In the UK, The Road Traffic Act 1988 requires that drivers involved in accidents causing bodily injury or property damage stop, provide insurance information, and report the accident to the police within 24 hours. Failure to do so can result in serious penalties, including fines or imprisonment. Drivers are also required to have at least third party insurance coverage under this act.
In the UK, liability can be shared in what's known as 'contributory negligence'. If you were partially at fault, the compensation can be reduced accordingly.
Yes, if you can't trace the responsible driver, you can still claim compensation from the Motor Insurers' Bureau (MIB), which deals with accidents caused by uninsured and hit and run drivers.
Generally, a car accident claim needs to be made within three years of the accident. However, for children, the three-year limit starts from their 18th birthday.
You can claim for different heads of losses including but not limited to personal injury, pain and suffering, loss of earnings, cost of care and help, damage to your car and any out of pocket expenses.
It's important to stop your vehicle, assess for any injuries, call the emergency services if necessary, and exchange details with the other driver. It is also advisable to take pictures of the scene and report the accident to your insurance company as soon as possible.
You may find it helpful to contact the Citizens Advice Bureau or the Law Centres Network. In addition, the Motor Insurers' Bureau (MIB) and the Road Traffic Accident Law (Scotland) LLP are helpful resources for car accident victims.
If you need legal assistance related to a car accident, it is wise to consult with a solicitor specialising in personal injury and car accident claims. They can guide you through the whole process including the collection of evidences, which is critical for the success of your claim. They can also give you advice on what you're entitled to claim and guide you through the complexities of UK law.
