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In North Miami, as in the rest of Florida, the car accident law is primarily based on a no-fault system. This means that after most traffic accidents, an injured person's own insurance policy will provide compensation for medical expenses and other out-of-pocket costs, regardless of who was at fault for the accident. However, the victim can step outside the no-fault system and file a liability claim against the at-fault driver under certain conditions such as in cases of severe injuries.
Although minor accidents with no injuries can often be handled between the two insurance companies, situations involving serious injuries, disputes over who was at fault, disagreements over insurance claim amounts, or complex legal and medical issues, may require legal help. A car accident attorney can help protect your rights, navigate the complexities of insurance claims, negotiate fair settlements, and if necessary, represent you in court.
In Florida, all drivers are required to carry auto insurance. The minimum coverage includes $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL). Following an accident, Florida's comparative fault law applies, which means that fault and corresponding liability may be shared among parties. As such, your potential compensation can be reduced by an amount equal to your percentage of fault. Also, notice should be given to your insurer promptly after an accident and suit for personal injuries must be filed within four years from the date of the accident.
After a car accident, it's crucial to call the police, seek medical attention if needed, exchange contact information with the other driver, and notify your insurer.
Yes, as per Florida's comparative fault law, you may still recover damages even if you are partially at fault. However, your recovery would be reduced by your degree of fault.
The statute of limitations for car accident claims in Florida is four years from the date of the accident.
Depending on your circumstances, you may be entitled to recover medical costs, lost wages, property damage, and pain and suffering.
Yes, it is important to notify your insurer about any accident you are involved in, regardless of who is at fault.
The Florida Department of Highway Safety and Motor Vehicles (FLHSMV), Florida Justice Association, and the Florida Bar Association offer valuable resources for victims of car accidents.
If you have been involved in a car accident in North Miami, consider consulting with a car accident attorney to protect your rights and ensure you receive fair compensation. Remember to collect as much information as possible at the accident scene, including police reports, witness details, and photos of the accident. This information will be helpful to your attorney when assessing and handling your case.
