Best Car Accident Lawyers in Riverview

About Car Accident Law in Riverview, United States

Car accident law in Riverview, United States, is primarily governed by state laws (Florida law, as Riverview is in Florida) and local regulations. These laws cover how fault is determined, how victims can seek compensation, and the duties of drivers involved in accidents. Florida is a "no-fault" state, which means that drivers turn first to their own insurance policies to cover damages and injuries, regardless of who caused the accident. However, there are certain circumstances where you can pursue further legal action against the at-fault party, especially for serious injuries.

Why You May Need a Lawyer

There are several common situations where legal assistance is highly beneficial after a car accident:

• Your injuries are severe or long-term, and your insurance coverage is not enough.
• You are being blamed for an accident you did not cause.
• The insurance company is denying or undervaluing your claim.
• There is a dispute regarding who was at fault.
• The accident involved a commercial vehicle, multiple parties, or an uninsured driver.
• You are unsure about your rights, responsibilities, or the full value of your claim.

A lawyer can help protect your interests, advise you on the best course of action, and ensure you receive fair compensation for your losses.

Local Laws Overview

Residents of Riverview must be familiar with Florida’s laws regarding car accidents:

• No-Fault Insurance: All drivers must carry Personal Injury Protection (PIP) insurance which covers their own medical expenses and lost wages after an accident, regardless of fault.
• Serious Injury Threshold: You can pursue a claim against an at-fault driver only if your injuries meet certain criteria, such as significant and permanent loss of an important bodily function, permanent injury, or significant scarring.
• Reporting Accidents: Accidents involving injury, death, or apparent property damage of $500 or more must be reported to local law enforcement.
• Comparative Negligence: Florida follows a comparative negligence standard, meaning your compensation may be reduced if you are partially at fault.
• Statute of Limitations: You have two years from the date of the accident to file a lawsuit for personal injuries, per recent changes in Florida law.
• Uninsured/Underinsured Motorist Coverage: While not mandatory, it is highly recommended to protect against drivers who carry insufficient coverage.

Knowing these laws can help you navigate the aftermath of an accident and understand your options.

Frequently Asked Questions

What should I do immediately after a car accident in Riverview?

Ensure everyone's safety, call 911 if needed, exchange information, take photos of the scene, and report the accident to the police if there are injuries or significant property damage. Notify your insurance company as soon as possible.

Do I have to report every car accident to the police?

In Florida, you must report any accident involving injuries or property damage over $500. It is often best to report the accident to create an official record.

What is no-fault insurance?

No-fault insurance means your own insurance pays for your medical expenses and lost wages, regardless of who caused the accident. This applies up to the limits of your PIP coverage.

Can I sue the other driver if I am injured?

You can only sue if your injuries are serious according to Florida law, such as permanent impairment, significant scarring, or death. Otherwise, your PIP coverage applies.

What damages can I recover after a car accident?

You may recover compensation for medical bills, lost wages, pain and suffering, property damage, and, in serious cases, future medical expenses and diminished earning capacity.

What if the at-fault driver doesn’t have insurance?

Your own uninsured/underinsured motorist coverage, if you have it, may help cover your losses. Otherwise, legal action against the driver might be possible.

Will my insurance rates go up after an accident?

Possibly, even if you were not at fault. Rate increases depend on your insurer’s policies and the details of the accident.

How long do I have to file a lawsuit after an accident?

In Florida, you generally have two years from the date of the accident to file a personal injury lawsuit.

Do I need a lawyer for a minor accident?

While not required, a consultation can help ensure your rights are protected, especially if you face unexpected complications or injuries develop later.

How much does it cost to hire a car accident lawyer?

Most car accident lawyers in Florida work on a contingency fee basis, meaning they only get paid if you win your case. Fees are typically a percentage of your settlement.

Additional Resources

Several organizations and agencies can offer support or information:

• Florida Department of Highway Safety and Motor Vehicles (FLHSMV): For accident reporting and driving laws.
• Hillsborough County Sheriff’s Office: For police reports and local legal requirements.
• Florida Bar Association: For lawyer referral services and legal information.
• National Highway Traffic Safety Administration (NHTSA): For safety information and statistics.
• Auto Insurance Companies: Your own insurer is a vital resource for claim procedures and coverage questions.

Next Steps

If you have been involved in a car accident in Riverview and need legal assistance, here’s how to proceed:

1. Make sure everyone is safe and seek necessary medical treatment immediately.
2. Report the accident to the police and your insurance provider.
3. Gather all relevant documentation, including accident reports, photos, witness information, medical records, and insurance information.
4. Schedule a free or low-cost consultation with a local car accident attorney to discuss your case and legal options.
5. Follow your lawyer’s guidance regarding communication with insurance companies and potential settlements.

Remember, acting promptly can help protect your legal rights and maximize your options for recovery.