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Lessines, Belgium

7 people in their team
English
De Racker Valérie is a notary practice based in Lessines (Ollignies), Belgium, led by Notary Valérie De Racker. The office delivers notarial services for individuals and businesses, with a team that includes notaries and collaborators holding masters in notariat and law. The study publishes and...
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About Conveyancing Law in Lessines, Belgium

Conveyancing covers the legal steps required to transfer ownership of real estate. In Lessines, as in the rest of Belgium, conveyancing is governed by federal civil law together with regionally-applicable rules set by the Walloon Region. Most property transfers must be formalized by a notary through an authentic deed. The notary acts as a neutral public officer who prepares and registers the deed, checks title and encumbrances, and ensures compliance with tax and planning obligations.

Why You May Need a Lawyer

Many routine property transactions in Belgium are handled by notaries. However you may need a lawyer in addition to, or instead of, a notary when:

- The transaction is complex - for example a cross-border purchase, large development, subdividing land, or major commercial deal.

- There is a dispute about title, boundaries, inheritances or co-ownership rules.

- You face potential liability arising from latent defects, construction defects, or contract breaches.

- You need tax planning or advice on the best acquisition structure - for example acquisition by an individual versus a company.

- You want independent legal representation when negotiating contract terms before committing to a private sales agreement.

Local Laws Overview

Key legal features relevant to conveyancing in Lessines include the following.

- Notarial deeds - Most transfers of immovable property require an authentic notarial deed executed by a sworn notary. The notary also takes care of registration formalities and deposit of funds where applicable.

- Regional registration duties and taxes - Acquisition taxes and registration duties are imposed at the regional level. Walloon rules and possible reduced rates or exemptions can apply depending on the use of the property, the buyer status, and other conditions. Always confirm current rates with the notary or local tax authority.

- Urban planning and permits - The commune of Lessines administers local planning and building permits. Urban zoning, building permits and any local pre-emption rights can affect whether a sale can proceed and under what conditions.

- Energy and safety certificates - Sales of buildings normally require an energy performance certificate. For older properties, electrical installation conformity documents may also be required.

- Land registry and mortgages - The cadastral register and mortgage registry record ownership, mortgages, servitudes and other encumbrances. A notary will check these registers as part of due diligence.

- Co-ownership rules - Apartments and buildings held in shared ownership are subject to specific legislation covering the syndic, common charges, and building regulations.

- Inheritance and forced heirship - Belgian succession law includes forced heirship rules which can affect title succession and estate transfers of property purchased or inherited in Lessines.

Frequently Asked Questions

Do I need a notary to buy or sell property in Lessines?

Yes. Transfers of real estate are generally formalized by a notarial deed. The notary prepares the deed, performs title searches and registers the transaction. Private agreements can be used at the offer or reservation stage, but final transfer normally requires a notary.

What is the difference between a private sales agreement and the authentic notarial deed?

A private sales agreement - often called a compromis de vente - records the parties intent and the main sale terms. It may include a deposit or conditions precedent. The authentic notarial deed is the formal document executed by the notary that effects the legal transfer of ownership and is registered in public registers.

Who pays the notary fees and taxes?

Customarily the buyer pays the acquisition taxes and registration duties. Notary fees and disbursements are typically paid by the buyer, but parties can agree otherwise. Notary fees are regulated and should be itemised by the notary in a written estimate.

How long does a conveyancing process take in Lessines?

Timelines vary. After a private agreement, typical steps include title searches, obtaining any required certificates, mortgage approval if needed, and scheduling the notarial deed. This commonly takes several weeks to a few months. Transactions involving planning issues or lengthy due diligence can take longer.

What documents will the buyer need to provide?

Commonly requested documents include proof of identity, proof of financing or mortgage offer, current title documents if available, energy performance certificate, and any certificates of conformity for installations. The notary will provide a precise checklist based on the property type.

Can I withdraw from a sales agreement once I signed it?

Withdrawal rights depend on the agreement and the circumstances. There is no general automatic cooling-off period for property purchases under Belgian law. Conditions precedent written into the compromis de vente - such as a mortgage refusal clause - can allow withdrawal without penalty. Seek legal advice before signing.

What checks does the notary make before the deed is signed?

The notary checks title, mortgages and liens in the land registry, verifies seller identity and authority to sell, requests required certificates such as the energy performance certificate, confirms any urban planning restrictions, and calculates taxes and fees due on registration.

How are shared ownership and apartment purchases handled?

Purchases of apartments involve additional checks on the co-ownership rules, the status of common charges, minutes of recent general meetings, any planned works, and the syndic management. The notary will review these documents and advise on liabilities that transfer with the unit.

Do I need special certificates for older houses?

Yes. For older properties you may need an energy performance certificate and an electrical installation conformity certificate if applicable. These certificates must be prepared by qualified experts and presented at sale. Local building permit records and any planning compliance documents are also relevant.

What about taxes if I sell a property later on?

Tax treatment of capital gains can vary depending on whether the seller is a private person, the property was used as a main residence, and the timing of the sale. Some private sales are not subject to capital gains tax, but exceptions apply. Always check current tax rules with a tax specialist or notary before selling.

Additional Resources

Helpful bodies and resources to contact or consult include:

- The notarial profession - local notary offices can provide practical information and fee estimates.

- The commune of Lessines - Service urbanisme for local planning, building permits and any municipal pre-emption rules.

- Walloon Region services - regional authorities responsible for registration duties, environmental and energy rules.

- The land registry and cadastre - for searches on title, parcels and registered encumbrances.

- The local Bar association - if you need an independent lawyer to advise or represent you.

- Consumer information services and local chambers of commerce - for guidance on standard practices and dispute resolution options.

Next Steps

If you need legal assistance with conveyancing in Lessines, follow these practical steps:

- Gather basic documents: ID, proof of funds, any existing title deeds, and any documents provided by the seller.

- Contact a notary early to get a written estimate of fees and to discuss the timetable and required checks. If your case is complex, consider engaging a lawyer experienced in property law in addition to the notary.

- Ask the notary to perform the necessary searches: land registry, mortgages, planning and zoning, and to list required certificates like energy and electrical conformity certificates.

- If you require financing, secure a mortgage offer that contains a clear financing condition, and inform the notary of any mortgage requirements well before the signing date.

- Request written explanations for all taxes and charges you will pay at closing so there are no surprises.

- If language is a concern, request translation or an advisor who speaks your language, and make sure you fully understand every document before signing.

Remember that this guide provides general information and not legal advice. For specific legal advice tailored to your situation consult a local notary or qualified property lawyer in Lessines.

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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.