Best Debt & Collection Lawyers in Denver

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Stinson LLP

Stinson LLP

Denver, United States

Founded in 2002
985 people in their team
English
Complex legal challenges are best approached with sharp insight and creative solutions. At Stinson, our attorneys combine industry knowledge and business acumen to deliver practical legal guidance to clients ranging from individuals to privately-held enterprises to international corporations. We...
Kutak Rock LLP.

Kutak Rock LLP.

Denver, United States

Founded in 1965
500 people in their team
English
We help communities thriveDevelopment and Improvement Districts is a signature practice of Kutak Rock. More than 50 of our attorneys represent community development and other special districts of all sizes and types, from small, in-fill residential projects to large scale multi-use commercial and...
AS SEEN ON

United States Debt & Collection Legal Questions answered by Lawyers

Browse our 1 legal question about Debt & Collection in United States and the lawyer answers, or ask your own questions for free.

Suing someone who owes me money
Debt & Collection
Hi, we will be glad to assist and to help you with your case, kindly call or chat on WhatsApp with me at: 0806-809-5282 or send email to: [email protected] and please visit our website at: www.sk-solicitorsng.com to read more about our legal services.Thank you and best regards,Kingsley Izimah, Esq.SK Solicitors

About Debt & Collection Law in Denver, United States

In Denver, the field of Debt & Collection Law is governed by both federal and local (state) regulations. These regulations ensure fair debt collection practices while affirming the rights of creditors to pursue repayment. In Denver, these affairs fall under the guidelines established by the Fair Debt Collection Practices Act at a federal level and Colorado Fair Debt Collection Practices Act at a state level.

Why You May Need a Lawyer

There are several instances where you might require a lawyer for issues related to Debt & Collection. When facing financial difficulties, you might struggle to make repayments resulting in the debt being handed over to a collection agency. In such cases, you might need to explore options such as debt settlement, debt consolidation, or even bankruptcy. Legal assistance is recommended to navigate these complex issues. If you believe your rights have been violated by a debt collector or if you're being sued by a collector, you will need a lawyer for representation and protection.

Local Laws Overview

Denver, like the rest of Colorado, abides by the Colorado Fair Debt Collection Practices Act. This local law is more extensive than federal law and covers more entities and types of debts. It provides rights such as the requirement for debt collectors to provide full disclosure of the debt, restrictions on contact including prohibiting communication at inconvenient or unusual times, and providing a right to dispute the debt. The law also makes it illegal for collectors to misrepresent the amount owed or the legal status of the debt.

Frequently Asked Questions

1. Can a collector contact me at any time or any place?

No, a collector is not allowed to contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it.

2. What can I do if I believe a debt isn’t mine?

If you believe that a debt isn't yours, you have the right to send a dispute letter to the collection agency. They are then required to stop collection efforts until they can verify the debt is yours.

3. Can a debt collector threaten me with jail time?

No, debt collectors are prohibited from using any form of threat, including threatening jail time, to collect a debt.

4. Can a lender garnish my wages without a court order?

Most creditors cannot get a wage garnishment order until they have first obtained a court judgment stating you owe the creditor money.

5. Can a collection agency add interest and fees to the original debt amount?

Yes, but only if the original agreement that created your debt – or your state law – allows the charge.

Additional Resources

There are several resources available to assist with debt & collection issues in Denver, Colorado. The Colorado Attorney General's Office has a Consumer Protection Division that handles concerns regarding debt collection practices. Furthermore, the Denver Bar Association offers a lawyer referral service for individuals seeking legal advice.

Next Steps

If you need legal assistance for debt & collection in Denver, start by collecting all your relevant documents – this might include collection letters, voicemail messages, details of the debt, etc. Next, contact a local lawyer specializing in debt & collection law. Use resources such as the Denver Bar Association’s lawyer referral service or other recognized legal directories. Be sure to check any lawyer’s credentials, experience, and reviews before proceeding.

Lawzana helps you find the best lawyers and law firms in Denver through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Debt & Collection, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Denver, United States—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.