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Debt & Collection lawyers in Mauritius: what to know before you hire
A guide by LawzanaOfficial sources checked 29 October 2026.
For a claim communicated under section 21H, the defendant must lodge a First Schedule reply with the clerk within 14 days of communication. If admitting all or part, set out how you propose to pay the undisputed amount.
This guide covers law and procedure in Mauritius.
- Civil jurisdiction limit
- Rs 100,000
- The Courts Act sets this limit for District Court civil jurisdiction. [1]
- Part IIA filing
- Within 2 years
- For claims under Part IIA, count from the date the cause of action arose. [2]
- Defendant's reply
- Within 14 days
- Lodge a First Schedule reply with the clerk within 14 days of section 21H communication. [2]
When a lawyer can help
Agreeing repayment terms
You accept all or part of a claim and want to propose how to pay.
Help set out your payment proposal and record any settlement reached through the court. [2]
Handled by:
Lodge the First Schedule reply with the court clerk handling the claim.
Lawyer optional
Recovering an unpaid debt
You want payment and need to start a court claim.
Prepare the claim, explain the amount claimed and present your case. [1] [2]
Handled by:
Lodge the claim with the District Court clerk in the district where the defendant resides.
Lawyer optional
Disputing a claim
You dispute the amount, say the debt has been paid or want to make a counterclaim.
Set out your defence or counterclaim and represent you at settlement discussions or the hearing. [3] [2]
Handled by:
As defendant, lodge the First Schedule reply with the clerk within 14 days of communication under section 21H.
Lawyer recommended
Enforcing an unpaid judgment
A court has ordered payment and the debtor has not paid when required.
Request enforcement against assets that can lawfully be seized. [2]
Handled by:
Request a warrant of execution through the court clerk for enforcement by a court usher.
Lawyer recommended
Before you hire a lawyer
Questions to ask
- What experience do you have with debts like mine?
- How would you assess settlement and court options?
- Who would handle my matter and attend any hearings?
- How would you keep me updated, and how often?
- Can you act within the dates shown on my papers?
- Can we meet remotely, and which languages can we use?
What to bring
- Any contract, loan agreement, invoice or guarantee you have.
- A list of amounts claimed, payments made and dates.
- Receipts, bank records or other payment records you want to discuss.
- Demand letters, emails and messages about the debt.
- Any court papers, judgments or enforcement notices you have received.
Costs and free help
Questions about lawyer charges
- Is there a charge for the first consultation?
- How would you calculate your fees for this matter?
- What work, taxes and expenses would the written quote include?
- Would enforcement or an appeal need a separate quote?
Lodging a claim with the District Court clerk
-
Lodge the claim with the clerk
Sign a First Schedule form; file with the District Court clerk where the defendant lives. [2]
-
The defendant files a reply
The clerk arranges service of the claim. The defendant must lodge the First Schedule reply within 14 days after communication. The reply can accept or dispute all or part of the claim and propose payment terms for an undisputed amount. A full admission may lead to judgment and costs. [2]
-
Try settlement through the court
For a counterclaim, the court convenes the parties in chambers to seek settlement. [2]
Within one month of receipt of the reply or its due date
-
Attend the hearing if settlement fails
If settlement is not possible within a reasonable time, the court fixes a hearing. [2]
-
Request enforcement if payment is missed
If payment remains overdue under the judgment, ask the clerk for a warrant of execution against goods that can lawfully be seized. A court usher carries it out. Where the court ordered instalments, execution waits until an instalment is missed. [2]
Common questions
What if my claim exceeds Rs 100,000 or is too complex for small claims?
For a claim above Rs 100,000, section 21B permits the claimant to abandon the excess. Section 21C prohibits dividing a claim into separate proceedings solely to bring each sum within the court's jurisdiction. Where the District and Intermediate Courts (Civil Jurisdiction) Act requires a claim to proceed under Part II, the claimant may instead elect to discontinue it. [2]
Is every debt subject to the same time limit?
Article 2270 of the Code Civil Mauricien sets a ten-year limit for personal actions, subject to special legal rules. Merchants' actions for goods sold to private non-traders have a two-year limit. Under article 2271, time runs from the date the right of action arose. Under article 2248, a debtor's acknowledgement of the creditor's right interrupts prescription. [3] [2]
Can the court let me pay a judgment by instalments?
The District and Intermediate Courts (Civil Jurisdiction) Act allows the court to order payment of judgment debts, damages or costs by instalments over no more than six months. This power does not apply where judgment is signed after issue of a writ to recover a bill of exchange or promissory note. [2]
What happens if I miss the small claims hearing?
If the defendant neither attends nor has a representative, the claimant may ask for judgment. The court must first be satisfied that the claim and hearing notice were communicated to the defendant under section 21H. Attend the hearing or arrange representation. [2]
How do I appeal a District or Intermediate Court civil judgment?
For an appeal to the Supreme Court from a subordinate court's final decision, give written notice and grounds to the clerk within 21 days. Within 14 days after notice, lodge the appeal at the Supreme Court Registry, pay the record costs and fees, serve the respondent and other parties, and file the return of service there. Pay the sum the clerk considers sufficient to cover appeal costs. The Supreme Court may extend time on good cause shown, on an application by motion and affidavit. [4]
Official and free help
District Court clerk
Lodge a claim with the District Court clerk in the district where the defendant resides, or lodge a First Schedule reply with the clerk.
Sources: [2]
Office of Ombudsperson for Financial Services
Submit complaints in writing; verbal complaints are not accepted. The Complaints Handling Process Manual includes a template for complaints.
Sources: [5]
Laws that may affect your matter
- District and Intermediate Courts (Civil Jurisdiction) Act
- Lodging claims with the District Court clerk where the defendant resides, and enforcement of court judgments under Part III. [2]
- Code Civil Mauricien
- Proof of obligations, the binding effect of legally formed agreements, and limitation periods for personal actions. [3]
- Civil Appeal Act 2025
- Notices of appeal to the Supreme Court from subordinate court final decisions, and extensions of appeal deadlines under section 25. [4]
Sources (5)
- COURTS ACT (Version 10) ↩ www.mra.mu
- DISTRICT AND INTERMEDIATE COURTS (CIVIL JURISDICTION) ACT (Version 2) ↩ lawsofmauritius.govmu.org
- Code Civil Mauricien ↩ attorneygeneral.govmu.org
- CIVIL APPEAL ACT 2025 (Version 2) ↩ lawsofmauritius.govmu.org
- COMPLAINTS HANDLING PROCESS MANUALV1 ↩ ofsmauritius.govmu.org
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This is general information, not legal advice; check current laws, fees and procedures with a lawyer or the relevant official body.
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