Best Disability Insurance Lawyers in Toronto

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Benmor Family Law Group
Toronto, Canada

English
Benmor Family Law Group, based in Toronto, Ontario, specializes in family law, offering comprehensive services in divorce, child custody, spousal support, and property division. Led by Steven Benmor, a Certified Specialist in Family Law and a Fellow of the International Academy of Family Lawyers,...
Chand & Co
Toronto, Canada

Founded in 2016
English
Chand & Co. is a distinguished Canadian law firm specializing in civil and commercial litigation, with offices in Toronto and Vancouver. The firm offers comprehensive legal services in areas such as business disputes, shareholder and partnership conflicts, commercial lease disagreements, and real...
Melissa Scott Law
Toronto, Canada

Founded in 2024
English
Melissa Scott Law, based in London, Ontario, is a distinguished legal practice specializing in criminal defense and personal injury law. The firm's founder, Melissa Scott, is renowned for her exceptional negotiation skills and unwavering resilience, effectively representing clients across Ontario's...

Founded in 2014
English
Randy Ai Law Office, located in Toronto, Ontario, is a distinguished legal firm specializing in employment law, civil litigation, insurance claims, labor relations, and personal injury cases. Under the leadership of founder and principal lawyer Randy Ai, the firm has successfully represented over...
Hummingbird Lawyers LLP
Toronto, Canada

Founded in 2013
English
Hummingbird Lawyers LLP, with offices in Toronto and Vaughan, Ontario, offers a comprehensive range of legal services tailored to meet the diverse needs of its clientele. The firm's practice areas encompass real estate transactions, business and corporate law, wills and estates, family and divorce...
Toronto, Canada

English
Evans Law Firm, led by John R. Evans, specializes exclusively in employment law, representing employees and executives across Canada. With over 30 years of experience, John has successfully handled a wide range of employment-related disputes, including wrongful termination, constructive dismissal,...

Founded in 2018
English
Vig Law Professional Corporation, located in the heart of the Greater Toronto Area, offers comprehensive legal services to individuals and corporations across Ontario. The firm specializes in real estate law, including property transactions, financing, construction, and commercial leasing, as well...

English
MK Law Firm Professional Corporation, located in Toronto, Ontario, specializes in personal injury law, offering comprehensive legal services to clients across the province. With over two decades of collective experience, their team of seasoned accident attorneys and legal experts adeptly handle...
Camara Law Firm
Toronto, Canada

English
Camara Law Firm, located in Toronto, Ontario, specializes in criminal defense and civil litigation, offering comprehensive legal services to clients across the Greater Toronto Area and beyond. The firm is dedicated to guiding clients through the complexities of the legal system, ensuring informed...
AAA Law LLP (Canada)
Toronto, Canada

English
AAA Law LLP, based in Toronto, Ontario, offers comprehensive legal services across multiple practice areas, including trial and litigation, corporate and business law, Canadian immigration, and family law. The firm's team of experienced professionals is dedicated to providing accessible and...
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About Disability Insurance Law in Toronto, Canada

Disability insurance is a type of insurance coverage that provides income replacement if you are unable to work due to a disability. In Toronto, Canada, disability insurance is regulated by both federal and provincial laws.

Why You May Need a Lawyer

You may need a lawyer for disability insurance issues if you are having trouble obtaining benefits, your claim has been denied, or if you are facing challenges with your insurance provider. A lawyer can help you navigate the legal process and ensure that you receive the benefits you are entitled to.

Local Laws Overview

In Toronto, Canada, disability insurance is governed by the Insurance Act and the Ontario Disability Support Program Act. These laws outline the rights and responsibilities of both policyholders and insurance providers. It is important to understand your rights under these laws when dealing with disability insurance claims.

Frequently Asked Questions

Q: What is covered under disability insurance?

A: Disability insurance typically covers a portion of your income if you are unable to work due to a disability. This can include both short-term and long-term disability benefits.

Q: How do I qualify for disability insurance benefits?

A: To qualify for disability insurance benefits, you must meet the definition of disability outlined in your policy. This usually involves proving that you are unable to perform the duties of your occupation due to a disability.

Q: What should I do if my disability insurance claim is denied?

A: If your disability insurance claim is denied, you have the right to appeal the decision. It is advisable to seek legal advice from a lawyer who specializes in disability insurance claims to help you with the appeals process.

Q: Can I work while receiving disability insurance benefits?

A: It depends on the terms of your disability insurance policy. Some policies allow for limited part-time work while receiving benefits, while others may restrict any additional income while on disability.

Q: How long does it take to receive disability insurance benefits?

A: The time frame for receiving disability insurance benefits can vary depending on the insurer and the complexity of your claim. It is important to submit all required documentation promptly to expedite the process.

Q: Can I apply for disability insurance if I have a pre-existing condition?

A: Some disability insurance policies may exclude coverage for pre-existing conditions, while others may provide coverage with certain limitations. It is advisable to review your policy and consult with a lawyer if you have questions about coverage for pre-existing conditions.

Q: Are disability insurance benefits taxable?

A: Disability insurance benefits may be taxable depending on how the policy premiums were paid. Benefits paid for by your employer are typically taxable, while benefits paid for with after-tax dollars are usually tax-free.

Q: Can I change my disability insurance policy?

A: It is possible to change your disability insurance policy, but any changes may affect your coverage and benefits. It is recommended to review any proposed changes with a lawyer before making a decision.

Q: What should I do if my disability insurance provider is not responding to my inquiries?

A: If your disability insurance provider is not responding to your inquiries, you may want to escalate the issue by filing a complaint with the Financial Services Regulatory Authority of Ontario (FSRA). A lawyer can also assist you in communicating with your insurer and resolving any disputes.

Q: How much will it cost to hire a lawyer for a disability insurance claim?

A: The cost of hiring a lawyer for a disability insurance claim can vary depending on the complexity of the case and the lawyer's fee structure. Some lawyers may work on a contingency fee basis, where they only get paid if you win your case, while others may charge an hourly rate or a flat fee. It is important to discuss fees with your lawyer upfront to understand the cost of representation.

Additional Resources

For more information on disability insurance in Toronto, Canada, you can contact the Ontario Ministry of Finance or the Ontario Disability Support Program. Additionally, organizations such as the Ontario Bar Association and the Advocates' Society can provide referrals to disability insurance lawyers in the area.

Next Steps

If you are in need of legal assistance for a disability insurance claim in Toronto, Canada, it is recommended to consult with a lawyer who has experience in handling these types of cases. A lawyer can help you understand your rights, navigate the claims process, and advocate on your behalf to ensure that you receive the benefits you are entitled to under the law.

Lawzana helps you find the best lawyers and law firms in Toronto through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Disability Insurance, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Toronto, Canada - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.