Best Foreclosure Lawyers in Rome

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MG Law Firm

MG Law Firm

15 minutes Free Consultation
Rome, Italy

Founded in 2016
10 people in their team
Italian
English
French
Spanish
MG Law is an award-winning boutique law firm specializing in Italian real estate and administrative law, assisting national and foreign investors in specialized cross-border real estate transactions concerning Italian property.The firm gained an excellent reputation for quality, expertise and...
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Founded in 2006
10 people in their team
Italian
English
Titles: • Double DegreeDegree in Law LMG-01, obtained in 2006, with a thesis in the subject of PRIVATE LAW - Master's degree in Economics LM-56, obtained in 2018, with a thesis on the subject LUXURY BRAND MANAGEMENT with 110/110 cum laude • Research Doctorate - Ph.D.Multidisciplinary...

English
GPD - studio legale e tributario is a distinguished law and tax firm operating across Italy, with offices in Rome, Milan, and Genoa. The firm offers comprehensive assistance in all corporate legal and tax matters, serving a diverse clientele that includes financial institutions, leading Italian...

Founded in 1939
English
Established in 1939, Studio Legale Avvocato Salvatore Bonomo has been a cornerstone of the Sondrio legal community for over eight decades. Founded by Avvocato Pier Paolo Cortese, the firm has evolved through generations, with Avvocato Salvatore Bonomo and his descendants continuing the legacy....
De Tullio Law Firm
Rome, Italy

Founded in 1966
10 people in their team
Italian
English
Our mission is to provide the highest quality legal service with integrity, professionalism and respect. To empower our team of Italian property and inheritance law solicitors to utilise their extensive experience to serve our clients reliably and effectively. To keep abreast of latest case law and...
Schiavello & Co
Rome, Italy

Founded in 2015
English
Schiavello & Co, established in 2015, is a distinguished Italian law firm specializing in banking, financial, and business law. With offices in Rome and Milan, the firm offers comprehensive legal services to a diverse clientele, including banks, investment funds, corporations, digital...

Founded in 1969
English
Established in 1969 through the merger of two pre-existing law firms founded by Giovanni M. Ughi and Gianni Nunziante, Ughi e Nunziante Studio Legale has grown into a prominent full-service law firm in Italy. With offices in Milan, Rome, and Verona, the firm comprises over 80 professionals who...

Founded in 2023
English
Business Tax Law Firm (BTLAWS) is a distinguished Italian professional association specializing in legal, tax, and corporate consultancy. With offices in Milan and Padua, the firm offers a comprehensive suite of services, including tax advisory, legal counsel, banking consultancy, corporate...
Gianni & Origoni
Rome, Italy

Founded in 1988
50 people in their team
Italian
English
We are a leading independent, international law firm. Our strength includes over 430 lawyers serving our clients around the world through our offices in Rome, Milan, Bologna, Padua, Turin, Abu Dhabi, Brussels, Hong Kong*, London, New York* and Shanghai**.Professional excellenceQuality is the...
Reboa Law Firm
Rome, Italy

Founded in 1979
10 people in their team
Italian
English
The Reboa Law Firm was founded in 1979 by Romolo Reboa, a lawyer qualified to practice law before the Italian Supreme Courts, journalist and legal auditor.During these forty years, Italian political and economic personalities, including a President of the Chamber of Deputies and Ministers of the...
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About Foreclosure Law in Rome, Italy

Foreclosure in Rome, Italy, involves the legal process where a lender seeks to recover the balance of a loan from a borrower who has stopped making payments. This is usually done by forcing the sale of the property used as collateral for the loan. Italy, like many European countries, has a judicial foreclosure process, necessitating the involvement of the courts. This process can be complex and lengthy, requiring an understanding of local regulations and legal procedures.

Why You May Need a Lawyer

There are several situations in which a person facing foreclosure may need the assistance of a lawyer in Rome:

  • Understanding Legal Rights: A lawyer can help you comprehend your rights under Italian law, which can be complex and different from those in other jurisdictions.
  • Representation in Court: If foreclosure proceedings move to court, an experienced attorney can provide necessary representation to protect your interests.
  • Negotiating with Lenders: Lawyers can negotiate with lenders on your behalf, potentially helping to modify terms or reach favorable settlements.
  • Preventing Fraud: Legal counsel ensures that the foreclosure process is conducted fairly, minimizing risks of abuse or fraud.
  • Facilitating Alternatives: An attorney can assist in exploring alternatives to foreclosure, like restructuring debt or pursuing short sales.

Local Laws Overview

In Rome, Italy, foreclosure is governed by several key regulations and laws:

  • Judicial Foreclosure: The process must begin with a court judgment, requiring legal intervention and approval.
  • Right to Redemption: Borrowers may have the right to reclaim their property if they can settle their debt before it is sold.
  • Length of Proceedings: Given the involvement of the judiciary, foreclosure can take several years, depending on the court’s schedule and backlog.
  • Consumer Protection Laws: Local laws provide various protections for consumers to ensure fair practices are upheld during the foreclosure process.

Frequently Asked Questions

What exactly is foreclosure in Italy?

Foreclosure in Italy refers to a legal process initiated by lenders to recoup loan funds from borrowers who have defaulted by auctioning the secured property.

How long does the foreclosure process typically take?

The foreclosure process in Italy can be lengthy, often taking several years due to the judicial procedures involved and court schedules.

Can I stop the foreclosure process?

In some cases, by negotiating with the lender or fulfilling payment requirements, you might halt or delay the foreclosure. Consulting a lawyer can offer specific tactics based on your situation.

What are my rights during a foreclosure process?

You have a right to be informed of the process stages, contest irregularities, and potentially redeem your property by settling debts before the auction.

Is there a possibility to negotiate better terms with lenders?

Yes, with legal advice, borrowers can negotiate with lenders for modified loan terms or settlements out of court.

What happens to my debt if the property sells for less than I owe?

If the sale doesn't cover the outstanding debt, the balance remains with the borrower unless negotiations or settlements resolve it differently.

What should I do if I'm facing foreclosure?

Seek immediate legal assistance to understand your rights, potential defenses, and negotiate alternatives with your lender.

Are there any consumer protection laws I should be aware of?

Italian consumer protection laws ensure transparency and fairness during the foreclosure process. Lawyers can provide details on the statutes protecting borrowers.

What costs are associated with hiring a foreclosure lawyer?

Legal fees can vary based on complexity and specific legal services required. Some lawyers may offer initial consultations for free or at a reduced rate.

Can non-residents own property and face foreclosure proceedings?

Yes, non-residents can own property in Italy and may be subject to foreclosure proceedings under the same legal framework.

Additional Resources

Here are some resources that may be helpful:

  • Court of Rome: Offers detailed information about legal proceedings related to foreclosure.
  • Legal Aid Services: Provides support for those unable to afford legal representation.
  • Italian Consumer Protection Agencies: Assist with understanding consumer rights and protections.

Next Steps

If you are facing foreclosure and need legal assistance, consider the following steps:

  • Consultation: Arrange a meeting with a lawyer specializing in foreclosure to discuss your situation and options.
  • Documentation: Gather all relevant documentation, including mortgage agreements, payment history, and correspondence with lenders.
  • Evaluation: Work with your attorney to evaluate potential legal defenses or alternatives to foreclosure.
  • Plan of Action: Develop a coordinated strategy with your lawyer to address foreclosure and protect your legal and financial interests.
Lawzana helps you find the best lawyers and law firms in Rome through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Foreclosure, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Rome, Italy - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.