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The health insurance system in Krakow, as in the entirety of Poland, is mandatory and centralized. The National Health Fund (NFZ) is the state body responsible for financing healthcare services. Every Polish citizen should be insured, either as a contributor who pays a percentage of their earnings, or as a dependent such as a child, pensioner, or student.
There could be various situations in which you may require a lawyer's expertise in health insurance matters in Poland. These could include disputes related to insurance claims, disagreements on coverages, issues with payment for services not covered by the NFZ, disputes regarding medical malpractice and their insurance implications, or issues related to coverage for pre-existing conditions and chronic diseases.
Polish health insurance law, applicable in Krakow, mandates compulsory contributions to the NFZ, applicable for people in employment, self-employed individuals, and pensioners. Employers are typically responsible for deducting insurance contributions from employees' salaries. If a person is not contributing due to unemployment or other factors, coverage can usually be continued by a family member who is a contributor. There's also the private health insurance market, particularly useful for services not covered by NFZ.
The NFZ provides a comprehensive range of medical services including primary healthcare, specialist treatment, hospital care, emergency care, and rehabilitation. Prescription medicines are also partially covered.
Yes, many people in Poland, including in Krakow, opt for additional private health insurance for quicker access to specialists or services not covered by the NFZ.
If you're unemployed and have no family member to cover for you, you are still entitled to basic healthcare services, but the range may be more limited.
Yes, foreign residents working in Poland and making contributions to the NFZ can access the same healthcare coverage as Polish citizens.
In most cases, you'd need to hire a lawyer to represent you in negotiations with the health service provider or in court.
Some resources could be your local NFZ office, healthcare ombudsman, the Office for Foreigners for questions related to foreign residents’ health care, or The Patient Rights Office in Krakow. Online resources could include NFZ's official website or various legal portals for detailed legal information in the field of health insurance in Poland.
If you need legal help regarding health insurance in Krakow, you should first try to resolve the dispute with your service provider directly. If that doesn't work, hiring a lawyer should be your next step. Legal professionals have the knowledge and experience to navigate the complexities of health insurance law and can provide you with the guidance and representation you need.
