Best Insurance Lawyers in Calgary

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Guardian Law Group

Guardian Law Group

Calgary, Canada

Founded in 2016
50 people in their team
Guardian Law Group serves clients in Calgary, Canmore/Banff, Fort McMurray, and beyond. Our efficient legal professionals are familiar with a wide...
French
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About Insurance Law in Calgary, Canada

Insurance law in Calgary, Canada, covers a broad spectrum of areas related to insurance policies and claims. Particularly, it focuses on matters associated with insurance contracts, insurance claims, and coverage issues. The Insurance Act and other provincial laws primarily govern these issues in Calgary. Both individuals and businesses have to navigate various complexities, from understanding policy details to dealing with insurance companies during claims processes.

Why You May Need a Lawyer

Seeking legal advice from an experienced insurance lawyer can become essential in multiple situations. If you are struggling to comprehend the complex terms of your insurance policy or the insurance company denies your claim, a lawyer can provide critical support. Lawyers can also assist in negotiating policy terms, resolve coverage disputes, or handle claims litigation.

Local Laws Overview

Insurance laws in Calgary are primarily governed by the provincial Insurance Act. This act covers the underwriting rules and detailed regulations about automobile insurance, property insurance, life and health insurance, and business insurance policies. For instance, the Fair Practices Regulation relates to fair dealing practices while the Dispute Resolution Regulation pertains to resolving claims and contract disputes.

Frequently Asked Questions

1. Can I appeal if my insurance claim is denied?

Yes, you can appeal. If your insurance provider denies your claim or offers less than what you believe you are owed, you should consult with an insurance lawyer in Calgary to explore your legal options.

2. How long do I have to file an insurance claim in Calgary?

The timeframe depends on the specific policy conditions and the type of insurance claim. However, in most instances, you should report the claim at the earliest opportunity.

3. Can I sue my insurance company for bad faith?

Yes, you can sue your insurance company in Calgary for bad faith if they refuse to pay a claim without reasonable grounds or delay payments without justification.

4. Do I need a lawyer to file an insurance claim?

While it's not mandatory to have a lawyer to file an insurance claim, an experienced insurance lawyer can help protect your rights, assist with complex policy terms, and maximize your claim benefits.

5. What kind of damages are covered by insurance?

The specifics depend on your policy type and terms. Generally, insurance can cover costs related to property damage, medical expenses, loss of income, legal expenses, and more.

Additional Resources

The Alberta Insurance Council, AMVIC, the Insurance Bureau of Canada, and the Office of the Superintendent of Financial Institutions are beneficial resources providing various services concerning insurance regulations and complaints.

Next Steps

If you require legal assistance regarding insurance matters in Calgary, reach out to a local, experienced insurance attorney as they can best guide you through the legal procedures. They can help you understand your rights, clarify policy language, negotiate with insurers, litigate a claim, or file a bad faith claim if necessary.

Disclaimer:
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.