In Portugal, can I start a personal insolvency to stop wage garnishment and keep my car for work?
In Portugal
Last Updated:
Mar 11, 2026
I live in Portugal and have several overdue loans, and a creditor has started wage garnishment. I need my car to commute for work and I’m worried it could be seized. What insolvency option could pause enforcement and what documents would I need to file?
Lawyer Answers
D'Lawyers - Sociedade de Advogados
Mar 11, 2026
Mar 11, 2026
Good morning,
You must file a lawsuit in court, through a lawyer, to declare yourself insolvent.
Let us know if you need support.
Diana de Avelar Bandeira
D'Lawyers
You must file a lawsuit in court, through a lawyer, to declare yourself insolvent.
Let us know if you need support.
Diana de Avelar Bandeira
D'Lawyers
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