Best Life Insurance Lawyers in United States

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Norman Hanson DeTroy, LLC

Norman Hanson DeTroy, LLC

Lewiston, United States

Founded in 1975
50 people in their team
English
ABOUT THE FIRMNorman Hanson DeTroy, LLC, is one of Maine’s most respected law firms and among the largest in northern New England. Since 1975, we’ve been proud of our reputation for hard-driven, results-oriented, no-nonsense representation in the wide variety of practice areas that our...
Page, Mannino, Peresich & McDermott, PLLC

Page, Mannino, Peresich & McDermott, PLLC

Biloxi, United States

Founded in 1971
50 people in their team
English
A Full Service Law FirmPage, Mannino, Peresich & McDermott, PLLC is one of Mississippi's oldest and most distinguished law firms.  We serve our clients with experience, dedication and focus from our offices in Biloxi and Madison, Mississippi.  Our attorneys are licensed in...
MOULTON BELLINGHAM

MOULTON BELLINGHAM

Billings, United States

Founded in 1920
47 people in their team
English
The firm that is now Moulton Bellingham, PC was one of the first law firms established in Montana. Founded at the turn of the century by Judge Charles H. Loud and others, the firm began as a circuit-riding law practice with offices in several Montana cities, including Miles City, Red Lodge and...
Morgan & Morgan

Morgan & Morgan

Panama City, United States

Founded in 1923
1,000 people in their team
Spanish
English
Our law firmWith 100 years of successful trajectory, Morgan & Morgan is a full-service Panamanian law firm, regularly assisting local and multinational corporations from different industries, as well as recognized financial institutions, government agencies, and individual clients.We support...
Gates Shields Ferguson Swall Hammond P.A.

Gates Shields Ferguson Swall Hammond P.A.

Overland Park, United States

Founded in 1980
13 people in their team
English
About Gates Shields Ferguson Swall Hammond P.A.A Full-Service & Experienced Kansas City Law Firm with Locations in Overland Park, KS & Liberty, MOGates Shields Ferguson Swall Hammond P.A. is a full-service law firm comprised of seasoned attorneys who are experienced in a wide array of...
Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.

Carver, Darden, Koretzky, Tessier, Finn, Blossman & Areaux L.L.C.

Covington, United States

Founded in 1994
41 people in their team
English
OUR COMMITMENTSince our founding in 1994, our guiding commitment has always been to provide clients with the highest standards of professionalism, innovative thinking and strong service. This unwavering dedication is the reason we have continued to represent many outstanding clients in the years...
Cole & Moore PSC

Cole & Moore PSC

Bowling Green, United States

Founded in 1974
6 people in their team
English
COLE & MOORE LAW FIRMBowling Green KY Attorneys at LawCole & Moore, P.S.C., located in Bowling Green, Kentucky on Fountain Square and founded in 1974, is a full-service, general practice law firm whose attorneys strive for favorable resolutions to complex legal issues throughout the...
Datsopoulos MacDonald & Lind

Datsopoulos MacDonald & Lind

Missoula, United States

Founded in 1974
38 people in their team
English
When you need an attorney, you have many choices.Only one firm has the commitment, driven by passion, to provide the timeliest, most informed counsel to you, no matter who you are, because we believe that every person deserves outstanding representation, in every situation.  We are on your...
Ramsden, Marfice, Ealy and De Smet, LLP

Ramsden, Marfice, Ealy and De Smet, LLP

Coeur d'Alene, United States

Founded in 1994
18 people in their team
English
DECADES OF EXPERIENCEFounded in 1994 by a group of experienced litigators, our firm has grown into a well-respected regional practice with expertise in multiple areas of law. Our lawyers work as a team, using their combined education, professional experience and practical knowledge to develop...
Landye Bennett Blumstein LLP

Landye Bennett Blumstein LLP

Anchorage, United States

Founded in 1955
50 people in their team
English
What gives you the confidence of knowing that the lawyer you choose has what it takes to meet the challenges in your most important business, personal, and financial matters?The lawyers who’ve chosen to practice at Landye Bennett Blumstein LLP are here for a reason: they’re talented. They might...
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About Life Insurance Law in United States:

Life insurance is a legal contract between an individual and an insurance company in the United States. It provides a lump-sum payment, known as the death benefit, to beneficiaries upon the insured individual's death. Life insurance laws in the US are governed by both federal and state regulations, with each state having its own specific laws and regulations regarding life insurance.

Why You May Need a Lawyer:

You may need a lawyer for several reasons related to life insurance, such as disputes over policy coverage, denied claims, beneficiary disputes, policy cancellations, or issues with policy terms and conditions. A lawyer can help you navigate complex legal processes, negotiate with insurance companies on your behalf, and ensure that your rights are protected.

Local Laws Overview:

Some key aspects of local laws that are particularly relevant to life insurance in the United States include regulations on policy premiums, disclosure requirements, grace periods for late payments, contestability periods, and the rights of beneficiaries to receive the death benefit.

Frequently Asked Questions:

1. What types of life insurance policies are available in the United States?

There are several types of life insurance policies available in the US, including term life, whole life, universal life, and variable life insurance.

2. Can I change the beneficiaries on my life insurance policy?

Yes, you can typically change the beneficiaries on your life insurance policy at any time by contacting your insurance company and submitting a beneficiary change form.

3. What happens if my life insurance claim is denied?

If your life insurance claim is denied, you have the right to appeal the decision and seek legal assistance to challenge the denial.

4. Do I need to have a medical exam to get life insurance?

It depends on the type of policy you are applying for. Some policies may require a medical exam, while others may not.

5. How do I know if I have enough life insurance coverage?

You should assess your financial obligations, such as mortgage payments, debts, and future expenses, to determine the appropriate amount of life insurance coverage for your needs.

6. What is the contestability period in a life insurance policy?

The contestability period is a specific time frame, typically two years, during which the insurance company can investigate and deny a claim based on inaccurate or undisclosed information on the policy application.

7. Can I sell my life insurance policy for cash?

Yes, you can sell your life insurance policy through a process known as a life settlement, where you sell your policy to a third party for a lump-sum payment.

8. What is a beneficiary designation in a life insurance policy?

A beneficiary designation is a specific individual, trust, or organization that you name to receive the death benefit from your life insurance policy upon your death.

9. Are life insurance proceeds taxable in the United States?

In most cases, life insurance proceeds are not taxable as income for beneficiaries. However, there may be some exceptions for policies with cash value or certain estate planning arrangements.

10. How can a lawyer help me with my life insurance claim?

A lawyer can review your policy, negotiate with the insurance company, file a lawsuit if necessary, and represent your interests in any disputes or legal proceedings related to your life insurance claim.

Additional Resources:

For more information and resources related to life insurance in the United States, you can contact the National Association of Insurance Commissioners (NAIC), the American Council of Life Insurers, or consult with a local insurance regulator in your state.

Next Steps:

If you are facing legal issues with your life insurance policy or claim, it is advisable to consult with an experienced attorney who specializes in insurance law. They can provide you with personalized legal advice and representation to help you navigate the complexities of life insurance laws in the United States.

Disclaimer:
The information provided on this page is intended for informational purposes only and should not be construed as legal advice. While we strive to present accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or currentness of the content. Laws and regulations can change frequently, and interpretations of the law can vary. Therefore, you should consult with qualified legal professionals for specific advice tailored to your situation. We disclaim all liability for actions you take or fail to take based on any content on this page. If you find any information to be incorrect or outdated, please contact us, and we will make efforts to rectify it.