Best Mortgage Lawyers in China

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Hylands Law Firm

Hylands Law Firm

Beijing, China

Founded in 1997
50 people in their team
Chinese
English
Hylands Law FirmHylands Law Firm was established in 1997 and headquarted in Beijing. Over years of development, Hylands now has 31 offices and 1 IP Agency in cities across China, including Beijing, Shanghai, Guangzhou, Shenzhen, Changsha, Chengdu, Chongqing, Fuzhou, Guiyang, Haikou, Hangzhou,...
Jiehua Law Firm

Jiehua Law Firm

Shanghai, China

Founded in 1994
50 people in their team
Chinese
English
Shanghai Jiehua Law Firm was established in July 1994.It is the group member unit of Shanghai law society,and is the second batch of enterprise bankruptcy case manager of Shanghai,and is Shanghai good foundation legal units.Ever since the establishment of Jiehua, by continuously pursuing the...
Sisu Law Firm

Sisu Law Firm

Shanghai, China

Founded in 2000
50 people in their team
Chinese
English
Shanghai Shangwei Law Firm is a partnership law firm specializing in legal services. It is one of the first law firms to obtainconsulting agency qualifications for foreign-related projects . He has extensive experience in civil and commercial law fields such as corporate legal affairs, commercial...
King & Wood Prclawyers

King & Wood Prclawyers

Suzhou, China

Founded in 1832
5,000 people in their team
Chinese
English
We are a law firm born in Asia with an Asian perspective and world-class service capabilities.King & Wood Mallesons has more than 3,000 lawyers in 31 offices around the world. Our lawyers are well versed in Eastern and Western cultures, and rely on diversified thinking, profound professional...
Boheng Law Firm

Boheng Law Firm

Beijing, China

Founded in 2000
50 people in their team
Chinese
English
About BohengBeijing Boheng Law Firm is a foreign-related partnership law firm jointly established by senior lawyers who studied in the European Union and the United States and approved by the Beijing Municipal Bureau of Justice. It is based on the country and faces the world. It develops both...
Shanghai International Economic and Trade Law Office  / GUOMAO LAW FIRM

Shanghai International Economic and Trade Law Office / GUOMAO LAW FIRM

Shanghai, China

Founded in 1982
50 people in their team
Chinese
English
OUR HISTORY  As one of prestigious and first-generation law firms established by riding on the wave of China government’s ‘Open Door’ and ‘Economic Reform’ policies, Shanghai International Economic & Trade Law Office (“SIETLO”) traces its origins to 1982, when, under the name...
Dayu Law Office

Dayu Law Office

Beijing, China

Founded in 1994
50 people in their team
Chinese
English
Beijing Dayu Law Firm is a comprehensive professional legal service organization. It was founded in 1994 and has gone through ups and downs for more than 20 years. For more than 20 years, Dayu Law Firm has adhered to the belief of "perseverance, pursuit of truth and justice" and the practice...
Nuodi Law Firm

Nuodi Law Firm

Shanghai, China

Founded in 2007
50 people in their team
Chinese
English
Shanghai Noddy Law Firm is one of the few professional providers in mainland China that can provide comprehensive legal and commercial services for the entire life cycle of enterprises. It has long been deeply involved in high-tech fields such as integrated circuits, artificial intelligence,...
Tiansun Law Firm

Tiansun Law Firm

Shanghai, China

Founded in 2018
50 people in their team
Chinese
English
Law View Partners is duly approved by the Ministry of Justice with the headquarter located in Shanghai Pudong Lujiazui. We adhere to the principle of bringing professional, comprehensive, high-quality and efficient services to our clients at home and abroad.We are dedicated in the areas of...
Junzejun Law Offices

Junzejun Law Offices

Beijing, China

Founded in 1995
50 people in their team
Chinese
English
JunZeJun Law Offices ("JunZeJun") was founded in 1995 with its headquarters in Beijing. It is one of the earliest partnership law firms in China, as well as one of the largest, well-recognized law firms in China.JunZeJun has so far established 18 offices in Shanghai, Shenzhen, Guangzhou, Tianjin,...
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About Mortgage Law in China:

In China, mortgage law regulates the legal relationship between a borrower and a lender in the context of securing a loan with real estate property. Mortgages are commonly used by individuals and businesses to finance the purchase of real estate or to obtain a loan. Understanding the laws governing mortgages in China is crucial to protect your rights and interests in such transactions.

Why You May Need a Lawyer:

You may need a lawyer for various reasons related to mortgage transactions in China, such as negotiating terms with lenders, reviewing contracts, resolving disputes, or dealing with foreclosure proceedings. A lawyer with expertise in Chinese mortgage law can help you navigate the legal complexities and make informed decisions to safeguard your interests.

Local Laws Overview:

Some key aspects of local laws in China that are particularly relevant to mortgages include regulations on loan agreements, property rights, foreclosure procedures, and rights and obligations of parties involved in a mortgage transaction. It is important to be aware of these laws to ensure compliance and protect your legal rights.

Frequently Asked Questions:

1. Can a foreigner get a mortgage in China?

Yes, foreigners can apply for a mortgage in China, but they may face certain restrictions or requirements compared to Chinese nationals.

2. What documents are needed for a mortgage application in China?

Typically, you will need to provide identification documents, proof of income, property details, and other relevant paperwork as required by the lender.

3. How is the interest rate for a mortgage determined in China?

The interest rate for mortgages in China is typically based on the benchmark rate set by the People's Bank of China, but it can also be influenced by market conditions and other factors.

4. What are the consequences of defaulting on a mortgage in China?

Defaulting on a mortgage in China can lead to foreclosure proceedings, property seizure, and damage to your credit score.

5. Can I refinance my mortgage in China?

Yes, it is possible to refinance your mortgage in China to secure better terms or lower interest rates, subject to approval by the lender.

6. Are there any government programs to support mortgage borrowers in China?

There are some government-backed programs in China that offer support to mortgage borrowers, such as preferential interest rates or loan subsidies for certain groups.

7. How long does it take to complete a mortgage transaction in China?

The timeline for completing a mortgage transaction in China can vary depending on various factors, such as the complexity of the deal, paperwork requirements, and the efficiency of the parties involved.

8. Can I prepay my mortgage in China?

Most mortgage contracts in China allow for prepayment, but you may be subject to certain penalties or fees for early repayment. It is important to review your contract terms carefully.

9. What are the key differences between residential and commercial mortgages in China?

Residential mortgages in China are typically used for personal property purchases, while commercial mortgages are for business or investment purposes. The terms, requirements, and regulations may differ accordingly.

10. How can I protect my rights as a borrower in a mortgage transaction in China?

To protect your rights as a borrower in a mortgage transaction in China, it is advisable to seek legal advice, carefully review all contracts and documents, and ensure full understanding of your rights and obligations before signing any agreement.

Additional Resources:

For further information or assistance related to mortgages in China, you may consider reaching out to the China Banking Regulatory Commission, local legal aid clinics, or consult with a qualified real estate lawyer specializing in Chinese mortgage law.

Next Steps:

If you require legal assistance or advice on mortgage matters in China, it is recommended to contact a reputable law firm with expertise in Chinese real estate law. A lawyer can guide you through the legal process, protect your interests, and help you navigate any potential challenges or disputes that may arise in your mortgage transaction.

Lawzana helps you find the best lawyers and law firms in China through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in China—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.