Best Mortgage Lawyers in France

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Founded in 2013
10 people in their team
English
Our law firm has a long-standing record of delivering high-quality legal services. We leverage our expertise for our clients to help them navigate legal challenges. We are committed to providing top-notch services, achieving success for our clients, and building strong relationships along the...
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Orier Avocats
Paris, France

Founded in 2018
10 people in their team
English
Orier Avocats stands as a distinguished legal institution in France, renowned for its profound expertise and commitment to excellence. Specializing in a wide array of legal services, the firm has garnered a reputation for delivering tailored solutions that meet the intricate needs of individual and...
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Founded in 1957
200 people in their team
Herald, anciennement Granrut is one of the 1st French independent business law firms. With nearly 50 lawyers, 18 of whom are partners, it has recognised specialists in every branch of public and private company law.  Since its foundation in 1957, professional ethics are a core value at...
Bruno Wecxsteen Avocat
Roubaix, France

English
Bruno Wecxsteen Avocat, situated in the heart of France, is renowned for its comprehensive expertise across various legal disciplines. The firm excels in civil law, offering clients robust representation in contractual disputes, personal injury claims, and property matters. Their deep understanding...
Cabinet Opex Avocats
Grenoble, France

Founded in 2015
English
Cabinet Opex Avocats, based in Grenoble, France, specializes in real estate and automotive law. The firm's attorneys possess extensive experience in these technical and industrial sectors, enabling them to effectively bridge the gap between complex technical issues and their legal implications....
MOTEMPS & TRIBOT Avocats
Marseille, France

Founded in 2017
10 people in their team
French
English
The Cabinet MOTEMPS & TRIBOT Avocats is a professional civil society (SCP) which is the result of the association of young and dynamic lawyers sharing the ambition to defend their clients with determination and rigor, while establishing with them and their partners a relationship of trust and...
Cabinet d'avocat de Jean-Paul GARRIGUES
Villefranche-de-Rouergue, France

Founded in 1993
English
Cabinet d'avocat de Jean-Paul GARRIGUES, located at 139 Avenue du Quercy in Villefranche-de-Rouergue, France, offers comprehensive legal services across various domains, including family law, business law, criminal law, and real estate law. The firm is dedicated to providing personalized legal...

English
Marie LESIEUR-GUINAULT, avocat au Barreau du HAVRE, offers comprehensive legal services across various practice areas, including civil law, criminal justice, divorce, family law, general practice, judicial auctions, real estate, and trial advocacy. Based in Le Havre, this esteemed law firm is...

Founded in 2018
English
Antigone Avocats - Avocat Urbanisme Nantes stands as a preeminent law firm in the heart of France, renowned for its specialization in administrative law, urban planning, and real estate litigation. With a dynamic team of expert attorneys, the firm is adept at navigating the complex landscape of...

Founded in 2003
English
Andreae Associates - Avocats is a distinguished law firm based in Paris, specializing in French and international tax law. The firm is renowned for its expertise in Franco-German tax matters, providing comprehensive legal and tax services to both French and international clients. Their clientele...
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About Mortgage Law in France:

In France, a mortgage (called "hypothèque" in French) is a common way for individuals to secure a loan for the purchase of real estate. This legal process involves using the property as collateral to guarantee the loan. If the borrower fails to repay the loan, the lender has the right to sell the property to recover their money.

Why You May Need a Lawyer:

Whether you are buying a property, refinancing your mortgage, or facing foreclosure, there are several situations where you may need legal assistance. A lawyer specializing in mortgage law can help you understand your rights and obligations, negotiate with lenders, review contracts, and represent you in court if necessary.

Local Laws Overview:

Some key aspects of French mortgage law include:

  • Notarial involvement: In France, all real estate transactions must be overseen by a notary, including mortgage agreements.
  • Foreclosure process: The legal process for foreclosure in France can be complex and time-consuming, requiring expert legal guidance.
  • Consumer protection: French law provides certain protections for borrowers, such as the right to cancel a mortgage within a certain timeframe.

Frequently Asked Questions:

1. Can foreigners get a mortgage in France?

Yes, non-residents can obtain a mortgage in France, but the requirements may vary depending on the lender.

2. What is the typical duration of a mortgage in France?

Mortgages in France typically have a term of 15 to 25 years, but shorter or longer terms are possible.

3. What are the costs associated with getting a mortgage in France?

Costs may include notary fees, mortgage registration fees, insurance premiums, and any applicable taxes.

4. Can I pay off my mortgage early in France?

Yes, borrowers in France have the right to pay off their mortgage early, but penalties may apply.

5. What happens if I default on my mortgage payments?

If you fail to make your mortgage payments, the lender may initiate foreclosure proceedings to recover the debt.

6. Can I renegotiate the terms of my mortgage in France?

Yes, borrowers in France can negotiate with their lender to modify the terms of their mortgage agreement.

7. Is mortgage insurance required in France?

While mortgage insurance is not legally required in France, lenders may require it to protect their investment.

8. What is the role of a notary in the mortgage process?

A notary in France is responsible for drafting and registering the mortgage agreement, ensuring it complies with legal requirements.

9. Can I use my existing property as collateral for a mortgage in France?

Yes, it is possible to use an existing property as collateral for a new mortgage in France.

10. How can a lawyer help me with my mortgage in France?

A lawyer specializing in mortgage law can provide legal advice, negotiate on your behalf, review contracts, and represent you in court if necessary.

Additional Resources:

For more information on mortgage law in France, you can consult the Chamber of Notaries (Chambre des Notaires) or the Ministry of Economy and Finance (Ministère de l'Économie et des Finances).

Next Steps:

If you require legal assistance with your mortgage in France, it is advisable to seek out a lawyer with experience in real estate and mortgage law. They can guide you through the process, protect your interests, and help you achieve a favorable outcome.

Lawzana helps you find the best lawyers and law firms in France through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in France - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.