Best Mortgage Lawyers in Germany

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Founded in 2007
English
BK-LAW Bottermann Khorrami Rechtsanwälte PartGmbB is a Berlin-based law firm specializing in comprehensive legal, tax, and business advisory services. The firm offers a 360° approach to client support, integrating legal expertise with commercial considerations to deliver practical and...

Founded in 2011
English
BERTOLL BAUER RAIM Partnerschaft Rechtsanwälte und Fachanwälte is a distinguished legal practice based in Germany, offering specialized expertise across multiple areas of law. The firm’s core strengths encompass estate planning, family law, labor law, social security law, real estate law, and...

English
Jens Hamschmidt - Fachanwalt für Miet- & Wohnungseigentumsrecht is a distinguished law firm in Germany specializing in tenancy and residential property law. With deep expertise in both landlord-tenant disputes and all aspects of residential property ownership, the firm provides comprehensive legal...

English
Struve Dieker Jahn is a distinguished law firm located in Bad Oeynhausen, Germany, specializing in family and employment law. With over 20 years of professional experience, the firm's attorneys provide comprehensive legal services, including mediation, to clients facing complex legal challenges....

Founded in 2013
English
Rechtsanwalt Dr. Thomas Schelp, a certified specialist in labor and real estate law, offers comprehensive legal services from his offices in Würzburg and Cologne. With over 15 years of experience, Dr. Schelp provides expert counsel to employers, employees, and executives on a wide range of...
Berlin, Germany

Founded in 2007
English
Kanzlei Majer & Conzelmann is a distinguished German law firm renowned for its comprehensive expertise in mergers and acquisitions (M&A) and corporate finance advisory. The firm offers independent advisory services on corporate transactions, including disposals, acquisitions, and financing...

Founded in 2010
English
Rechtsanwälte Kolodziej Winter Krause, established in Meißen, Germany, has been providing specialized legal services for over two decades. The firm comprises three seasoned attorneys: Jan Winter, a certified specialist in labor law; Anja Kolodziej-Winter, a certified specialist in family law; and...

Founded in 2019
English
Käppeler · Wohlfardt · Rothofer Rechtsanwälte in Partnerschaft mbB, Notar, is a distinguished law firm based in Heidenheim, Germany, offering comprehensive legal and notarial services. The firm specializes in family law, real estate law, and inheritance law, providing expert guidance and...
Hillmann & Partner
Oldenburg, Germany

English
Hillmann & Partner, located in Oldenburg, Germany, is a distinguished law firm offering comprehensive legal services across multiple practice areas. The firm's expertise encompasses criminal justice, employment law, personal injury, real estate, and general legal services, providing clients with a...
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About Mortgage Law in Germany

Mortgage law in Germany is governed by the Civil Code (Bürgerliches Gesetzbuch) and other relevant regulations. A mortgage is a security interest in real property given to a lender as a guarantee for a loan. In Germany, mortgages are commonly used to secure real estate loans.

Why You May Need a Lawyer

You may need a lawyer for mortgage-related issues such as negotiating loan terms, reviewing mortgage contracts, handling foreclosure proceedings, or resolving disputes with lenders. A lawyer can provide legal advice, represent you in court, and protect your rights throughout the mortgage process.

Local Laws Overview

Key aspects of local laws in Germany related to mortgages include the registration of mortgages at the land registry, the priority of mortgages in case of foreclosure, borrower's rights and obligations, and lender's remedies in case of default.

Frequently Asked Questions

1. What is the difference between a mortgage and a loan?

A mortgage is a security interest in real property given to a lender, while a loan is the actual amount of money borrowed.

2. How do I obtain a mortgage in Germany?

To obtain a mortgage in Germany, you typically need to apply with a lender, provide financial information, undergo a credit check, and sign a mortgage contract.

3. What are the rights of a borrower in a mortgage agreement?

Borrowers have the right to use the property, make payments as agreed, and have the property returned once the loan is repaid.

4. What happens if I default on my mortgage payments?

If you default on your mortgage payments, the lender may initiate foreclosure proceedings to recover the loan amount.

5. Can I negotiate the terms of my mortgage agreement?

Yes, you can negotiate the terms of your mortgage agreement with the lender, including interest rates, repayment terms, and penalties.

6. How long does it take to foreclose on a property in Germany?

The foreclosure process in Germany can take several months to years, depending on the complexity of the case and the court's backlog.

7. What are the costs associated with obtaining a mortgage in Germany?

Costs associated with obtaining a mortgage in Germany may include loan fees, appraisal fees, notary fees, and registration fees.

8. Can I refinance my mortgage in Germany?

Yes, you can refinance your mortgage in Germany to take advantage of lower interest rates or change the terms of your loan.

9. What are the responsibilities of a lender in a mortgage agreement?

Lenders are responsible for providing the loan amount, disclosing terms and conditions, and following legal procedures in case of default.

10. How can a lawyer help me with my mortgage issues?

A lawyer can provide legal advice, review mortgage contracts, negotiate with lenders, represent you in court, and protect your rights throughout the mortgage process.

Additional Resources

For additional resources on mortgage law in Germany, you can contact the German Bar Association (Deutscher Anwaltverein) or the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht).

Next Steps

If you need legal assistance with your mortgage in Germany, consult with a qualified attorney who specializes in real estate law. They can provide guidance, represent you in legal proceedings, and help you navigate the complexities of mortgage law in Germany.

Lawzana helps you find the best lawyers and law firms in Germany through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Germany - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.