Best Mortgage Lawyers in Hong Kong

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Poon Lawyers
Central, Hong Kong

Founded in 2014
10 people in their team
Chinese
English
POON LAWYERSPractices AreaCivil and Criminal ProceedingsChinese NotarySale and Purchase of PropertyDivorceMarriage RegistrationContract DraftingBankruptcy ApplicationCompany liquidationPOON LAWYERSPractices AreaCivil and Criminal ProceedingsChinese NotarySale and Purchase of PropertyDivorceMarriage...
CLM Lawyers
Central, Hong Kong

Founded in 2000
50 people in their team
Chinese
English
About CLM Lawyers CLM Lawyers is an independent law firm that provides wide range of services to our clients. We believe our clients are our highest priority. Our team has in-depth experience in various industries and is committed to deliver flexible solutions to clients of different...
Kwan & Chow, Solicitors
Central, Hong Kong

Founded in 1984
50 people in their team
Chinese
English
About UsKwan & Chow, Solicitors is an established Hong Kong law firm conveniently located in the Central District. Our solicitors are experienced in their respective areas and are always ready to assist you on your needs. A list of solicitors in Kwan & Chow, Solicitors can be found under...
F Zimmern & Co
Central, Hong Kong

Founded in 1935
50 people in their team
Chinese
English
Welcome to Grandall Lawyers (Hong Kong) Firmhistory and originZimmern Law Firm has a long history and was established in 1935 by Frederick Zimmern, one of the first Eurasians to immigrate to Hong Kong. After World War II, Hong Kong's economy recovered and its real estate business flourished. Shi...
Sullivan & Cromwell
Central, Hong Kong

Founded in 1992
5,000 people in their team
Chinese
English
Established in 1992, Sullivan & Cromwell’s Hong Kong office serves as a strategic point for significant transactions that involve Greater China and Asia Pacific companies or assets. The Firm also advises clients on significant cross-border transactions in the rest of Asia and elsewhere in the...
Haldanes Solicitors
Sheung Wan, Hong Kong

Founded in 1975
18 people in their team
Chinese
English
About UsHaldanes is an award-winning law firm in Hong Kong experienced in serving the needs of clients, both locally and throughout the Asia-Pacific. Established in 1975, the partners have an extensive collective knowledge of legal practice in the region. We cover Civil Litigation & Dispute...
FORWARD SIU FAN VIOLA
Sheung Wan, Hong Kong

Founded in 2000
50 people in their team
Chinese
English
Let Us Take Care of Your Legal MattersFORWARD & CO. LAWYERS is a well established legal firm located in the central business district of Hong Kong.  Our mission is to assist our clients to safely navigate the legal landscape and make informed decisions in order to achieve a...
Wilkinson & Grist
Central, Hong Kong

Founded in 1883
50 people in their team
Chinese
English
HISTORYWilkinson & Grist 高露雲律師行 is one of Hong Kong’s oldest and most established law firms with a long tradition of excellence. Its history is traced back to 1883 when the firm was founded by Mr Daniel Edmund Caldwell. In 1886 he was joined by Mr. Charles David Wilkinson and the...
Axiom Law (Hong Kong)
Central, Hong Kong

Founded in 2000
5,000 people in their team
Chinese
English
A new era of alternative legal services providersAxiom is the global leader in high-caliber, diverse legal talent. With over 5,800 lawyers spanning North America, the UK, Europe, and APAC, we enable corporate legal departments to drive efficiency and growth and to adapt to a demanding new era.Asia...
Holman Fenwick Willan
Admiralty, Hong Kong

Founded in 1982
50 people in their team
Chinese
English
HFW was one of the first international law firms to open an office in Hong Kong, and we have now been serving clients in the region for over 40 years.We have a team of more than 70 lawyers providing specialist advice on a wide range of contentious and transactional matters, including across HFW's...
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About Mortgage Law in Hong Kong:

Mortgage law in Hong Kong governs the legal rights and responsibilities of parties involved in mortgage transactions. A mortgage is a loan secured by real property such as a home or commercial property. If the borrower fails to repay the loan, the lender has the right to foreclose on the property to recover the debt.

Why You May Need a Lawyer:

You may need a lawyer for mortgage-related issues such as negotiating loan terms, reviewing mortgage agreements, handling foreclosure proceedings, resolving disputes with lenders or borrowers, and ensuring compliance with legal requirements.

Local Laws Overview:

In Hong Kong, mortgage law is primarily governed by the Land Titles Ordinance and the relevant regulations. It is essential to understand the legal framework governing mortgages, including the rights and obligations of both lenders and borrowers, the foreclosure process, and the remedies available in case of default.

Frequently Asked Questions:

1. What is a mortgage?

A mortgage is a loan secured by real property, typically used to purchase a home or commercial property.

2. What are the key terms in a mortgage agreement?

Key terms include the loan amount, interest rate, repayment schedule, collateral, and rights and responsibilities of both parties.

3. What are the consequences of defaulting on a mortgage?

Defaulting on a mortgage can result in foreclosure, where the lender takes possession of the property to recover the debt.

4. Can I negotiate the terms of a mortgage agreement?

Yes, it is possible to negotiate the terms of a mortgage agreement with the lender to better suit your financial situation.

5. How can a lawyer help me with a mortgage issue?

A lawyer can provide legal advice, review mortgage agreements, negotiate on your behalf, represent you in court, and ensure compliance with legal requirements.

6. What is the foreclosure process in Hong Kong?

The foreclosure process involves the lender seeking a court order to take possession of the property and sell it to recover the debt.

7. Can I refinance my mortgage?

Yes, it is possible to refinance your mortgage by obtaining a new loan with better terms to pay off the existing mortgage.

8. What are my rights as a borrower in a mortgage transaction?

As a borrower, you have the right to fair lending practices, accurate disclosures, privacy protection, and the right to dispute errors on your mortgage account.

9. How can I avoid foreclosure?

You can avoid foreclosure by making timely payments, negotiating with your lender, seeking loan modification or refinancing, or selling the property before foreclosure proceedings start.

10. What should I consider before entering into a mortgage agreement?

Before entering into a mortgage agreement, consider your financial situation, the terms of the loan, the interest rate, repayment schedule, fees, and the consequences of defaulting on the loan.

Additional Resources:

For further information on mortgage law in Hong Kong, you can refer to the Hong Kong Mortgage Corporation Limited or consult with the Hong Kong Bar Association for legal advice.

Next Steps:

If you require legal assistance with a mortgage issue in Hong Kong, it is advisable to seek advice from a qualified lawyer with experience in mortgage law. They can help you understand your rights, obligations, and options for resolving your mortgage-related concerns.

Lawzana helps you find the best lawyers and law firms in Hong Kong through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Hong Kong - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.