Best Mortgage Lawyers in Hong Kong

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Gallant
Central, Hong Kong

Founded in 1977
50 people in their team
Chinese
English
ABOUT USGallant, a Meritas member firm, was founded in 1977 and is a well-established and notable full service independent firm in Hong Kong with over 40 solicitors. We offer comprehensive legal services to individuals and corporate clients alike, covering various aspects of legal services in...
Haldanes Solicitors
Sheung Wan, Hong Kong

Founded in 1975
18 people in their team
Chinese
English
About UsHaldanes is an award-winning law firm in Hong Kong experienced in serving the needs of clients, both locally and throughout the Asia-Pacific. Established in 1975, the partners have an extensive collective knowledge of legal practice in the region. We cover Civil Litigation & Dispute...
Slaughter and May
Central, Hong Kong

Founded in 1974
5,000 people in their team
Chinese
English
HONG KONG OFFICEWe have a long-standing presence in Asia and opened our office in Hong Kong in 1974.We have extensive experience of a wide range of work involving Hong Kong, the People's Republic of China and Asia.We act for many of the world's leading companies who choose us because we share their...
Hampton, Winter and Glynn
Central, Hong Kong

Founded in 1982
10 people in their team
Chinese
English
Hampton, Winter and Glynn (HWG) has been providing legal services to Hong Kongโ€™s businesses, community and people for 40 years.  HWG is Hong Kongโ€™s preeminent independent law firm and is strongly committed to the prosperity and success of the region. The firmโ€™s areas of...
RPC

RPC

Quarry Bay, Hong Kong

Founded in 2000
1,000 people in their team
Chinese
English
Hong Kong is at the cross-roads of the global business community. Our award-winning and leading lawyers have decades of experience acting for clients in Hong Kong, China and throughout the Asia-Pacific region.We have an excellent reputation for delivering top quality advice and client service on...

Founded in 2019
50 people in their team
Chinese
English
Patrick Chu, Conti Wong Lawyers LLP is a Hong Kong-based law firm established by a group of experienced solicitors. Our goal is to deliver reliable and comprehensive legal services to our clients. As experienced legal practitioners, our expertise allows us to provide a wide spectrum of all-rounded...
Appleby
Quarry Bay, Hong Kong

Founded in 1890
500 people in their team
Chinese
English
OUR HISTORYAppleby has its origins in a number of jurisdictions. The original Appleby practised in Bermuda and was established by Major Reginald Appleby, who commenced practice in the late 1890s.We have offices in ten highly regarded, well-regulated global locations, operating in nine and...
Axiom Law (Hong Kong)
Central, Hong Kong

Founded in 2000
5,000 people in their team
Chinese
English
A new era of alternative legal services providersAxiom is the global leader in high-caliber, diverse legal talent. With over 5,800 lawyers spanning North America, the UK, Europe, and APAC, we enable corporate legal departments to drive efficiency and growth and to adapt to a demanding new era.Asia...
LT Lawyers
Wanchai, Hong Kong

Founded in 2015
10 people in their team
Chinese
English
Founded in 2015, LT Lawyers is an independent firm of solicitors who are committed to Hong Kong, seasoned with international experience, effective in English as well as Mandarin and Cantonese, and dedicated to providing specialised legal services across the contentious, non-contentious and...
Hui & Lam, Solicitors
Central, Hong Kong

Founded in 1990
50 people in their team
Chinese
English
FIRM'S PROFILEHui & Lam, established in early 90s, is an experienced law firm in Hong Kong. Composed of over 30 professional and highly skilled staff, our firm is a strong medium-sized firm, providing a wide range of legal services to clients from Hong Kong, Greater China and overseas.Hui &...
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About Mortgage Law in Hong Kong:

Mortgage law in Hong Kong governs the legal rights and responsibilities of parties involved in mortgage transactions. A mortgage is a loan secured by real property such as a home or commercial property. If the borrower fails to repay the loan, the lender has the right to foreclose on the property to recover the debt.

Why You May Need a Lawyer:

You may need a lawyer for mortgage-related issues such as negotiating loan terms, reviewing mortgage agreements, handling foreclosure proceedings, resolving disputes with lenders or borrowers, and ensuring compliance with legal requirements.

Local Laws Overview:

In Hong Kong, mortgage law is primarily governed by the Land Titles Ordinance and the relevant regulations. It is essential to understand the legal framework governing mortgages, including the rights and obligations of both lenders and borrowers, the foreclosure process, and the remedies available in case of default.

Frequently Asked Questions:

1. What is a mortgage?

A mortgage is a loan secured by real property, typically used to purchase a home or commercial property.

2. What are the key terms in a mortgage agreement?

Key terms include the loan amount, interest rate, repayment schedule, collateral, and rights and responsibilities of both parties.

3. What are the consequences of defaulting on a mortgage?

Defaulting on a mortgage can result in foreclosure, where the lender takes possession of the property to recover the debt.

4. Can I negotiate the terms of a mortgage agreement?

Yes, it is possible to negotiate the terms of a mortgage agreement with the lender to better suit your financial situation.

5. How can a lawyer help me with a mortgage issue?

A lawyer can provide legal advice, review mortgage agreements, negotiate on your behalf, represent you in court, and ensure compliance with legal requirements.

6. What is the foreclosure process in Hong Kong?

The foreclosure process involves the lender seeking a court order to take possession of the property and sell it to recover the debt.

7. Can I refinance my mortgage?

Yes, it is possible to refinance your mortgage by obtaining a new loan with better terms to pay off the existing mortgage.

8. What are my rights as a borrower in a mortgage transaction?

As a borrower, you have the right to fair lending practices, accurate disclosures, privacy protection, and the right to dispute errors on your mortgage account.

9. How can I avoid foreclosure?

You can avoid foreclosure by making timely payments, negotiating with your lender, seeking loan modification or refinancing, or selling the property before foreclosure proceedings start.

10. What should I consider before entering into a mortgage agreement?

Before entering into a mortgage agreement, consider your financial situation, the terms of the loan, the interest rate, repayment schedule, fees, and the consequences of defaulting on the loan.

Additional Resources:

For further information on mortgage law in Hong Kong, you can refer to the Hong Kong Mortgage Corporation Limited or consult with the Hong Kong Bar Association for legal advice.

Next Steps:

If you require legal assistance with a mortgage issue in Hong Kong, it is advisable to seek advice from a qualified lawyer with experience in mortgage law. They can help you understand your rights, obligations, and options for resolving your mortgage-related concerns.

Lawzana helps you find the best lawyers and law firms in Hong Kong through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Hong Kong - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.