Best Mortgage Lawyers in Hong Kong

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Munros Solicitors
Wanchai, Hong Kong

Founded in 1980
50 people in their team
English
Chinese
MUNROS is a local independent law firm established in 1980, which solely focuses on litigation. Our firmโ€™s dispute resolution practice has vast experience in complex commercial litigation, personal injury litigation, insurance litigation, divorce litigation, criminal litigation, cross-border...
Slaughter and May
Central, Hong Kong

Founded in 1974
5,000 people in their team
Chinese
English
HONG KONG OFFICEWe have a long-standing presence in Asia and opened our office in Hong Kong in 1974.We have extensive experience of a wide range of work involving Hong Kong, the People's Republic of China and Asia.We act for many of the world's leading companies who choose us because we share their...
Robin Bridge & John Liu
Central, Hong Kong

Founded in 1983
10 people in their team
Chinese
English
Hong Kong law firm with a portfolio of world-renowned international and local clients having substantial experience in, among others, intellectual property and litigationEstablished since 1983, we are a firm of vibrant and energetic professionals who always step into the shoes of our clients and...
Tonys Lawyers
Central, Hong Kong

Founded in 2002
10 people in their team
Chinese
English
Who We AreTonys Lawyers was founded by a number of experienced lawyers who had been working and practicing for around or more than 20 years in Hong Kongโ€™s top tier local and international law firms. Each of them has been well recognized in their respective practice areas, i.e. corporate and...
Lim & Lok
Central, Hong Kong

Founded in 2000
50 people in their team
Chinese
English
Lin Luo Law Firm has always been committed to providing high-quality and efficient legal advice and services to all walks of life, and treats every client with a professional, timely and responsible attitude.The head office in Hong Kong has been established for 10 years, and its lawyers and teams...
Chan & Co., Y.T.
Admiralty, Hong Kong

Founded in 1977
18 people in their team
Chinese
English
BACKGROUNDY.T. Chan & Co. was founded by Mr. Y.T. Chan in 1977. Mr. Leon N. L. Chan took over the firm as sole proprietor in 1983. It has since grown from its original size of 2 lawyers to its presence size of 18 lawyers and around 30 supporting staff. The firm now offers a wide range of...
Gallant
Central, Hong Kong

Founded in 1977
50 people in their team
Chinese
English
ABOUT USGallant, a Meritas member firm, was founded in 1977 and is a well-established and notable full service independent firm in Hong Kong with over 40 solicitors. We offer comprehensive legal services to individuals and corporate clients alike, covering various aspects of legal services in...
CLM Lawyers
Central, Hong Kong

Founded in 2000
50 people in their team
Chinese
English
About CLM Lawyers CLM Lawyers is an independent law firm that provides wide range of services to our clients. We believe our clients are our highest priority. Our team has in-depth experience in various industries and is committed to deliver flexible solutions to clients of different...
Ogier
Central, Hong Kong

Founded in 2000
1,000 people in their team
Chinese
English
About usWhat we doOgier provides legal advice on BVI, Cayman, Guernsey, Irish, Jersey and Luxembourg law. Our network of locations also includes Beijing, Hong Kong, London, Shanghai, Singapore and Tokyo.Legal services for the corporate and financial sectors form the core of our business,...
Poon Lawyers
Central, Hong Kong

Founded in 2014
10 people in their team
Chinese
English
POON LAWYERSPractices AreaCivil and Criminal ProceedingsChinese NotarySale and Purchase of PropertyDivorceMarriage RegistrationContract DraftingBankruptcy ApplicationCompany liquidationPOON LAWYERSPractices AreaCivil and Criminal ProceedingsChinese NotarySale and Purchase of PropertyDivorceMarriage...
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About Mortgage Law in Hong Kong:

Mortgage law in Hong Kong governs the legal rights and responsibilities of parties involved in mortgage transactions. A mortgage is a loan secured by real property such as a home or commercial property. If the borrower fails to repay the loan, the lender has the right to foreclose on the property to recover the debt.

Why You May Need a Lawyer:

You may need a lawyer for mortgage-related issues such as negotiating loan terms, reviewing mortgage agreements, handling foreclosure proceedings, resolving disputes with lenders or borrowers, and ensuring compliance with legal requirements.

Local Laws Overview:

In Hong Kong, mortgage law is primarily governed by the Land Titles Ordinance and the relevant regulations. It is essential to understand the legal framework governing mortgages, including the rights and obligations of both lenders and borrowers, the foreclosure process, and the remedies available in case of default.

Frequently Asked Questions:

1. What is a mortgage?

A mortgage is a loan secured by real property, typically used to purchase a home or commercial property.

2. What are the key terms in a mortgage agreement?

Key terms include the loan amount, interest rate, repayment schedule, collateral, and rights and responsibilities of both parties.

3. What are the consequences of defaulting on a mortgage?

Defaulting on a mortgage can result in foreclosure, where the lender takes possession of the property to recover the debt.

4. Can I negotiate the terms of a mortgage agreement?

Yes, it is possible to negotiate the terms of a mortgage agreement with the lender to better suit your financial situation.

5. How can a lawyer help me with a mortgage issue?

A lawyer can provide legal advice, review mortgage agreements, negotiate on your behalf, represent you in court, and ensure compliance with legal requirements.

6. What is the foreclosure process in Hong Kong?

The foreclosure process involves the lender seeking a court order to take possession of the property and sell it to recover the debt.

7. Can I refinance my mortgage?

Yes, it is possible to refinance your mortgage by obtaining a new loan with better terms to pay off the existing mortgage.

8. What are my rights as a borrower in a mortgage transaction?

As a borrower, you have the right to fair lending practices, accurate disclosures, privacy protection, and the right to dispute errors on your mortgage account.

9. How can I avoid foreclosure?

You can avoid foreclosure by making timely payments, negotiating with your lender, seeking loan modification or refinancing, or selling the property before foreclosure proceedings start.

10. What should I consider before entering into a mortgage agreement?

Before entering into a mortgage agreement, consider your financial situation, the terms of the loan, the interest rate, repayment schedule, fees, and the consequences of defaulting on the loan.

Additional Resources:

For further information on mortgage law in Hong Kong, you can refer to the Hong Kong Mortgage Corporation Limited or consult with the Hong Kong Bar Association for legal advice.

Next Steps:

If you require legal assistance with a mortgage issue in Hong Kong, it is advisable to seek advice from a qualified lawyer with experience in mortgage law. They can help you understand your rights, obligations, and options for resolving your mortgage-related concerns.

Lawzana helps you find the best lawyers and law firms in Hong Kong through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Hong Kong - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.