Best Mortgage Lawyers in Milan

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Founded in 1988
English
Established in 1988, Giliberti Triscornia e Associati is a distinguished Italian law firm renowned for its expertise in mergers and acquisitions (M&A), private equity, banking and finance, corporate and financial restructuring, as well as litigation and arbitration. The firm has a proven track...

Founded in 2012
50 people in their team
Italian
English
THE FIRM A team of more than 170 lawyers with international experience and an in-depth knowledge of the Italian marketOur historyThe Firm was founded in 2012 on the initiative of a group of professionals who had been working together at an international firm for years.An experienced team...
Milan, Italy

Founded in 2018
English
ADF & Partners, established in 2018 and headquartered in Milan, Italy, is an international law firm specializing in cross-border transactions and domestic legal matters encountered by foreign entities operating in Italy. The firm's areas of expertise encompass corporate and commercial law,...

Founded in 2012
English
Greco Vitali Associati - Studio Legale, based in Milan, Italy, offers high-quality, tailor-made legal assistance to individuals, companies, and financial institutions. The firm emphasizes a personal and immediate relationship between clients and their legal representatives, ensuring that each...
act Legal Italy
Milan, Italy

English
act legal Italy is a distinguished law firm offering comprehensive legal services across various practice areas, including corporate and commercial law, mergers and acquisitions, employment law, real estate, banking and finance, intellectual property, and litigation. The firm caters to a diverse...
Eversheds Sutherland
Milan, Italy

Founded in 1988
50 people in their team
Italian
English
Overview of EvershedsEversheds is a different type of international law firm. We take the time to listen to your needs, understand what you do and adapt our service to meet your exact requirements.This has allowed us to create a modern law firm that is focused on the issues that matter to our...
Milan, Italy

Founded in 2000
English
ADVANT Nctm, established in 2000, is a leading independent Italian law firm with approximately 300 professionals, including 78 partners, operating from offices in Milan, Rome, Genoa, London, and Shanghai. The firm offers comprehensive legal and tax advisory services across all areas of business...
Milan, Italy

Founded in 1981
English
Covelli Law Firm, based in Italy, specializes in providing comprehensive legal assistance for international trade, particularly focusing on markets in China, Hong Kong, Taiwan, and Japan. The firm offers services such as resolving unforeseen issues in import and export operations-including...

Founded in 2018
English
Alteregal - Avvocati d'impresa in Italia e in Francia is a distinguished law firm specializing in business law, offering comprehensive legal services to companies operating within and between Italy and France. The firm's team comprises both French and Italian business lawyers, enabling them to...

Founded in 2009
50 people in their team
Italian
English
The firmGitti and Partners was founded by Gregorio Gitti, Carlo Andrea Bruno, Vincenzo Giannantonio, Angelo Gitti, Stefano Roncoroni and Matteo Treccani who, after having gained a significant experience in leading domestic and international law firms, agreed to undergo together a new career path by...
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About Mortgage Law in Milan, Italy

Mortgage law in Milan, Italy governs the legal aspects of borrowing money to finance the purchase of property. It outlines the rights and responsibilities of both lenders and borrowers involved in mortgage transactions. Understanding the key provisions and requirements of mortgage law is crucial for anyone considering a mortgage in Milan.

Why You May Need a Lawyer

Seeking legal assistance in mortgage matters can be essential in various situations, such as:

  • Reviewing and negotiating mortgage contracts to ensure fair terms and conditions.
  • Resolving disputes with lenders, such as foreclosure issues or loan modification disagreements.
  • Assessing the implications of mortgage-related taxes, fees, and other financial obligations.
  • Guidance on legal procedures and documentation required for obtaining or refinancing a mortgage.

Local Laws Overview

Milan's mortgage laws are primarily based on Italian legislation, which includes the Civil Code and various banking regulations. Key aspects of local laws related to mortgages in Milan include:

  • Mandatory written mortgage contracts specifying loan terms, interest rates, repayment schedules, and any applicable penalties.
  • A mortgage registration process with the Land Registry Office to establish priority and protect the lender's rights.
  • Requirements for property appraisals and evaluations to ensure fair loan-to-value ratios.
  • Foreclosure procedures and regulations to protect the interests of both lenders and borrowers.

Frequently Asked Questions

1. Can I get a mortgage in Milan if I'm not an Italian citizen?

Yes, non-Italian citizens can obtain mortgages in Milan, subject to certain conditions. However, the availability and terms of mortgages may vary depending on your residency status and creditworthiness.

2. What factors affect my eligibility for a mortgage in Milan?

Eligibility for a mortgage in Milan depends on various factors, including your income, credit history, employment stability, and the value and type of property you intend to purchase.

3. What are the costs associated with obtaining a mortgage in Milan?

When obtaining a mortgage in Milan, you should consider expenses such as notary fees, mortgage registration costs, property appraisal fees, and potentially mortgage insurance premiums. These costs may vary depending on the loan amount and individual circumstances.

4. Can I renegotiate the terms of my mortgage in Milan?

In certain cases, it may be possible to renegotiate the terms of your mortgage in Milan. It is advisable to consult a lawyer to assess your options and negotiate on your behalf with the lender.

5. What are the consequences of defaulting on a mortgage in Milan?

Defaulting on a mortgage in Milan may lead to legal action by the lender, potential foreclosure proceedings, and damage to your credit history. It is crucial to seek legal advice promptly if you are struggling to meet your mortgage obligations.

Additional Resources

For further information and assistance regarding mortgages in Milan, consider contacting the following resources:

  • Italian Ministry of Economy and Finance
  • Chamber of Notaries in Milan
  • Consumer Protection Associations
  • Local law firms specializing in real estate and mortgage law

Next Steps

If you require legal assistance or have specific questions related to mortgages in Milan, it is advisable to consult an experienced lawyer specializing in mortgage law. They can provide personalized guidance based on your circumstances and help protect your rights throughout the mortgage process.

Lawzana helps you find the best lawyers and law firms in Milan through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Milan, Italy - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.