Best Mortgage Lawyers in Mombasa

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Adroit Law LLP

Adroit Law LLP

15 minutes Free Consultation
Mombasa, Kenya

Founded in 2021
7 people in their team
English
Business Law & Regulatory Compliance Experts in Kenya | Adroit Law LLPYour Strategic Legal Partner for Business Growth in Kenya and East AfricaAdroit Law LLP is a Nairobi and Mombasa-based boutique law firm trusted by corporate pioneers, fast-growing enterprises, and high-net-worth individuals...

Legal guides written by Adroit Law LLP:

  • Kenya Launches Digital Nomad Visa: A Gateway for Remote Workers
  • Navigating the Payment System License Maze in Kenya
  • The Law of Succession in Kenya: Testate and Intestate Succession
JMK PARTNERS ADVOCATES LLP

JMK PARTNERS ADVOCATES LLP

Mombasa, Kenya

Founded in 2018
15 people in their team
English
JMK Partners Advocates LLP - Your Trusted Legal PartnerAbout Us JMK Partners Advocates LLP is a well-established, new-generation, medium-sized law firm founded in 2018. Our mission is to provide creative legal solutions in real-time. Since our inception, we have grown to become a leading...
Mahida & Maina Company Advocates Nakuru Branch

Mahida & Maina Company Advocates Nakuru Branch

Mombasa, Kenya

Founded in 1952
50 people in their team
Swahili
English
We are Legal ExpertsDuring our 63 years of existence, we have grown in leaps and bounds, extending and expanding our practice to a comprehensive range of legal services, through our philosophy of service oriented practice.OUR MISSIONTo provide high quality and proficient legal services with...
Sherman Nyongesa & Mutubia Advocates

Sherman Nyongesa & Mutubia Advocates

Mombasa, Kenya

Founded in 2006
18 people in their team
Swahili
English
Sherman Nyongesa & Mutubia Advocates is situated at Mombasa Trade Centre (formerly known as Ambalal House) Phase I, 5th Floor Nkrumah Road, Mombasa, Kenya.It was formed in 2006 as a result of a merger between two firms; Sherman Nyongesa & Co. Advocates and Godfrey Mutubia & Co....
John Bwire & Associates Advocates

John Bwire & Associates Advocates

Mombasa, Kenya

Founded in 2017
50 people in their team
Swahili
English
The life of a company is over time. This entity lives, develops, experiences changes. It must therefore constantly evolve with the legal framework. However, in a complex legal environment such as the current legal system, it is essential to be supported in order to manage upstream and thereby...
Dentons Hamilton Harrison & Mathews

Dentons Hamilton Harrison & Mathews

Mombasa, Kenya

Founded in 1902
200 people in their team
Swahili
English
About Dentons Hamilton Harrison & MathewsDentons Hamilton Harrison & Mathews is one of Kenya’s highly acclaimed law firms, with a tradition of excellence dating back to 1902. We have built up a reputation as an innovative, experienced, responsive and highly-skilled firm with the capacity...
Kinyua Muyaa & Co Advocates

Kinyua Muyaa & Co Advocates

Mombasa, Kenya

Founded in 2010
50 people in their team
Swahili
English
KINYUA, MUYAA & CO. Advocates was registered in June, 2010. It is a compact law firm that has taken its rightful place in the private practice of law in Kenya. The firm is based in Mombasa and was set up to provide specialized legal service to its clients here at Mombasa and elsewhere and...
Nguyo Kariuki & Company Advocates

Nguyo Kariuki & Company Advocates

Mombasa, Kenya

Founded in 2016
50 people in their team
Swahili
English
About UsMaggie Nguyo-Kariuki started this Nguyo Kariuki Advocates in 2016 after having been admitted to the Bar in 2005.Whereas we do have the ‘brick and motar’ office located at Kengeleni Business Park in Mombasa, we are pretty much a virtual law firm. We handle clients needs from every part...
AKO Advocates LLP

AKO Advocates LLP

Mombasa, Kenya

Founded in 2015
50 people in their team
Swahili
English
AKO Law is a mid-size law firm, pre-eminent in providing specialized legal and regulatory advisory services , high-level dispute resolution and handling complex and big value transactionsThe Firm is run by four Partners in collaboration with various Consultants and specialists in areas of research....
Omar Said & Co. Advocates

Omar Said & Co. Advocates

Mombasa, Kenya

Founded in 2018
50 people in their team
Swahili
English
FIRM OVERVIEWOSA is a law firm offering corporate and legal consultancy which opened its doors in Mombasa on 1st April, 2018 by Omar Said Hemed Advocate whom after working in Africa’s leading law firm, Anjarwalla & Khanna Advocates for eleven (11) years felt that the legal market was ready...
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About Mortgage Law in Mombasa, Kenya

Mortgage law in Mombasa, Kenya governs the legal aspects involved in borrowing money to purchase property. A mortgage is a financial agreement where a lender provides funds to a borrower in exchange for a claim on the borrower's property. In Mombasa, mortgage transactions must comply with specific legal requirements to protect the rights of both the borrower and the lender.

Why You May Need a Lawyer

While not always necessary, there are situations where seeking legal advice from a lawyer experienced in mortgage law in Mombasa is highly advisable. Some common scenarios where a lawyer can help include:

  • Reviewing and creating mortgage agreements to ensure all legal requirements are met.
  • Negotiating mortgage terms with lenders to ensure they are fair and favorable.
  • Resolving disputes between borrowers and lenders.
  • Assisting with foreclosure processes, if necessary.
  • Providing guidance on legal rights and obligations regarding mortgages.

Local Laws Overview

Understanding key aspects of local laws in Mombasa, Kenya is essential for anyone involved in a mortgage transaction. Some important points to note include:

  • Mortgage loans are regulated under the Kenyan Land Act and the Kenyan Mortgage Act.
  • Mortgages require written agreements signed by both parties.
  • The law requires mortgages to be registered with the relevant land registry to ensure their validity.
  • Mombasa has specific regulations regarding interest rates and fees charged by lenders.
  • Procedures for property valuation and transfer must be followed accurately.

Frequently Asked Questions

1. Can I get a mortgage in Mombasa, Kenya if I am not a Kenyan citizen?

Yes, non-Kenyan citizens can obtain mortgages in Mombasa. However, specific conditions and requirements may vary, so it is advisable to consult with a lawyer familiar with the laws and regulations applicable to non-citizens.

2. What happens if I default on my mortgage payments?

If you default on your mortgage payments, the lender has the right to initiate foreclosure proceedings. It is important to seek legal advice promptly to understand your rights and explore possible options for resolving the situation.

3. Are there any government programs or incentives for mortgage borrowers in Mombasa?

Mombasa has various government programs aimed at promoting affordable housing. These programs may offer subsidies, tax incentives, or financial support. It is recommended to consult with local authorities or a lawyer to understand the available options and eligibility criteria.

4. Can I transfer my mortgage to another person?

In Mombasa, mortgage loans can be transferred to another person with the lender's consent. The new borrower will need to meet the lender's eligibility criteria and undergo the necessary legal procedures. Consulting with a lawyer is crucial to ensure a smooth and legally compliant transfer process.

5. What are the rights and responsibilities of a borrower under Mombasa's mortgage law?

Under Mombasa's mortgage law, borrowers have the right to fair and transparent mortgage terms, protection from unfair practices, and the right to redeem the property after repaying the mortgage. Borrowers also have responsibilities such as making timely mortgage payments and maintaining the property in good condition.

Additional Resources

If you need further assistance or information regarding mortgage law in Mombasa, Kenya, consider contacting the following resources:

  • Mombasa Law Society - www.mombasalawsociety.org
  • Kenya Bankers Association - www.kba.co.ke
  • Kenya Mortgage Refinance Company - www.kmrc.co.ke

Next Steps

If you require legal assistance regarding a mortgage matter in Mombasa, Kenya, follow these steps:

  1. Research and identify lawyers specializing in mortgage law in Mombasa.
  2. Make appointments with at least two lawyers to discuss your case and compare their expertise and fees.
  3. Prepare all relevant documents and information for the initial consultation.
  4. During the consultation, discuss your concerns, ask questions, and evaluate the lawyer's ability to handle your case.
  5. Choose a lawyer whom you feel comfortable working with and engage their services.
  6. Follow your lawyer's guidance and cooperate throughout the legal process until your matter is resolved satisfactorily.
Lawzana helps you find the best lawyers and law firms in Mombasa through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Mombasa, Kenya—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.