Best Mortgage Lawyers in Mombasa

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Founded in 2018
15 people in their team
English
JMK Partners Advocates LLP - Your Trusted Legal PartnerAbout Us JMK Partners Advocates LLP is a well-established, new-generation, medium-sized law firm founded in 2018. Our mission is to provide creative legal solutions in real-time. Since our inception, we have grown to become a leading...
Adroit Law LLP

Adroit Law LLP

15 minutes Free Consultation
Mombasa, Kenya

Founded in 2021
7 people in their team
English
Business Law & Regulatory Compliance Experts in Kenya | Adroit Law LLPYour Strategic Legal Partner for Business Growth in Kenya and East AfricaAdroit Law LLP is a Nairobi and Mombasa-based boutique law firm trusted by corporate pioneers, fast-growing enterprises, and high-net-worth individuals...

Legal guides written by Adroit Law LLP:

  • Kenya Launches Digital Nomad Visa: A Gateway for Remote Workers
  • Navigating the Payment System License Maze in Kenya
  • The Law of Succession in Kenya: Testate and Intestate Succession
Mulwa Nduya And Co.
Mombasa, Kenya

Founded in 2000
50 people in their team
Swahili
English
About Mulwa AdvocatesMulwa Nduya & Co. Advocates is a Kenya Law firm founded in the Mombasa County in the year 2000 by Justus Mulwa Nduya Advocate. The firm continues to grow to achieve it vision and mission. We provide legal and business solutions to our clients in Kenya. We have engaged high...

Founded in 1952
50 people in their team
English
A.B. Patel & Patelโ€™s wealth of experience and tradition of excellence dates back to 1922 when the late Mr. Ambalal Patel, a Barrister from India came to and settled in Mombasa and was enrolled to the Kenyan Bar. Later that same year, his son, the late Mr. Chimanlal A. Patel, was also enrolled...

Founded in 2004
50 people in their team
Swahili
English
Our ServicesAmeli Inyangu and Partners specializes in provision of services to individuals and corporates in all aspects of commercial law. We are a medium sized firm with whom clients can deal on terms of familiarity and trust. Our lawyers have experience in commercial law and have...

Founded in 2016
50 people in their team
Swahili
English
About UsMaggie Nguyo-Kariuki started this Nguyo Kariuki Advocates in 2016 after having been admitted to the Bar in 2005.Whereas we do have the โ€˜brick and motarโ€™ office located at Kengeleni Business Park in Mombasa, we are pretty much a virtual law firm. We handle clients needs from every part...

Founded in 1989
50 people in their team
Swahili
English
LUMATETE MUCHAI AND COMPANY ADVOCATES was established in 1989. We serve commercial institutions both at national and regional levels.The firm focuses on representing clients with cases involving business law, securities, corporate finance amongst other legal fields. Since its inception the firm has...

Founded in 2008
50 people in their team
Swahili
English
About UsDaniel Orenge & Co Advocates is a Nairobi Law firm practicing from modern offices located in the Central Business District at the heart of Nairobi City.The firm, established by Daniel Orenge has seen growth over the years expanding to a general practice in 2008 comprising...

Founded in 2006
18 people in their team
Swahili
English
Sherman Nyongesa & Mutubia Advocates is situated at Mombasa Trade Centre (formerly known as Ambalal House) Phase I, 5th Floor Nkrumah Road, Mombasa, Kenya.It was formed in 2006 as a result of a merger between two firms; Sherman Nyongesa & Co. Advocates and Godfrey Mutubia & Co....
AKO Advocates LLP
Mombasa, Kenya

Founded in 2015
50 people in their team
Swahili
English
AKO Law is a mid-size law firm, pre-eminent in providing specialized legal and regulatory advisory services , high-level dispute resolution and handling complex and big value transactionsThe Firm is run by four Partners in collaboration with various Consultants and specialists in areas of research....
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About Mortgage Law in Mombasa, Kenya

Mortgage law in Mombasa, Kenya governs the legal aspects involved in borrowing money to purchase property. A mortgage is a financial agreement where a lender provides funds to a borrower in exchange for a claim on the borrower's property. In Mombasa, mortgage transactions must comply with specific legal requirements to protect the rights of both the borrower and the lender.

Why You May Need a Lawyer

While not always necessary, there are situations where seeking legal advice from a lawyer experienced in mortgage law in Mombasa is highly advisable. Some common scenarios where a lawyer can help include:

  • Reviewing and creating mortgage agreements to ensure all legal requirements are met.
  • Negotiating mortgage terms with lenders to ensure they are fair and favorable.
  • Resolving disputes between borrowers and lenders.
  • Assisting with foreclosure processes, if necessary.
  • Providing guidance on legal rights and obligations regarding mortgages.

Local Laws Overview

Understanding key aspects of local laws in Mombasa, Kenya is essential for anyone involved in a mortgage transaction. Some important points to note include:

  • Mortgage loans are regulated under the Kenyan Land Act and the Kenyan Mortgage Act.
  • Mortgages require written agreements signed by both parties.
  • The law requires mortgages to be registered with the relevant land registry to ensure their validity.
  • Mombasa has specific regulations regarding interest rates and fees charged by lenders.
  • Procedures for property valuation and transfer must be followed accurately.

Frequently Asked Questions

1. Can I get a mortgage in Mombasa, Kenya if I am not a Kenyan citizen?

Yes, non-Kenyan citizens can obtain mortgages in Mombasa. However, specific conditions and requirements may vary, so it is advisable to consult with a lawyer familiar with the laws and regulations applicable to non-citizens.

2. What happens if I default on my mortgage payments?

If you default on your mortgage payments, the lender has the right to initiate foreclosure proceedings. It is important to seek legal advice promptly to understand your rights and explore possible options for resolving the situation.

3. Are there any government programs or incentives for mortgage borrowers in Mombasa?

Mombasa has various government programs aimed at promoting affordable housing. These programs may offer subsidies, tax incentives, or financial support. It is recommended to consult with local authorities or a lawyer to understand the available options and eligibility criteria.

4. Can I transfer my mortgage to another person?

In Mombasa, mortgage loans can be transferred to another person with the lender's consent. The new borrower will need to meet the lender's eligibility criteria and undergo the necessary legal procedures. Consulting with a lawyer is crucial to ensure a smooth and legally compliant transfer process.

5. What are the rights and responsibilities of a borrower under Mombasa's mortgage law?

Under Mombasa's mortgage law, borrowers have the right to fair and transparent mortgage terms, protection from unfair practices, and the right to redeem the property after repaying the mortgage. Borrowers also have responsibilities such as making timely mortgage payments and maintaining the property in good condition.

Additional Resources

If you need further assistance or information regarding mortgage law in Mombasa, Kenya, consider contacting the following resources:

  • Mombasa Law Society - www.mombasalawsociety.org
  • Kenya Bankers Association - www.kba.co.ke
  • Kenya Mortgage Refinance Company - www.kmrc.co.ke

Next Steps

If you require legal assistance regarding a mortgage matter in Mombasa, Kenya, follow these steps:

  1. Research and identify lawyers specializing in mortgage law in Mombasa.
  2. Make appointments with at least two lawyers to discuss your case and compare their expertise and fees.
  3. Prepare all relevant documents and information for the initial consultation.
  4. During the consultation, discuss your concerns, ask questions, and evaluate the lawyer's ability to handle your case.
  5. Choose a lawyer whom you feel comfortable working with and engage their services.
  6. Follow your lawyer's guidance and cooperate throughout the legal process until your matter is resolved satisfactorily.
Lawzana helps you find the best lawyers and law firms in Mombasa through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Mombasa, Kenya - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.