Best Mortgage Lawyers in Moscow

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Avakov Tarasov & partners

Avakov Tarasov & partners

Moscow, Russia

Founded in 1994
15 people in their team
English
Russian
AVAKOV TARASOV & partners (ATpLaw)  is a medium size Russian law firm, based in Moscow. ATpLaw provides legal, tax consulting and accounting services in Russia. We assist foreign companies and their Russian subsidiaries as well as private individuals on all legal and tax issues....
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Mosgo & Partners

Mosgo & Partners

Moscow, Russia

Founded in 2015
50 people in their team
Russian
English
is a Russian law firm, which maintains the highest international standards in providing legal and tax advice. The company was founded in 2015 as a result of the division of the Sirota & Mosgo Law Firm, a successful legal advisor since 2003.About the CompanyMosgo & Partners team unites...
EPAM Law Firm

EPAM Law Firm

Moscow, Russia

Founded in 1993
50 people in their team
Russian
English
EPAM Law (EPAM) is an established international law firm in the CIS with offices in Russia, Belarus, UAE and associated office in Cyprus.The Firm advises its clients in many areas of law, including commercial dispute resolution in Russia and abroad, corporate law, M&A,...
Khrenov and Partners

Khrenov and Partners

Moscow, Russia

Founded in 2003
50 people in their team
Russian
English
Khrenov & Partners provides a comprehensive range of legal services to Russian and international clients. Core areas for the firm include corporate law and dispute resolution where Khrenov & Partners has established a loyal client following and received peer recognition.Established in 2003,...
Kazakov and Partners

Kazakov and Partners

Moscow, Russia

Founded in 2003
50 people in their team
Russian
English
The non-profit company Kazakov and Partners, Attorneys at Law was founded in April 2003 Noginsk town in Moscow Region in accordance with the Federal Law On Advocacy and the Bar of in Russian Federation, with the purpose of providing competent legal assistance...
Extradition Law Firm

Extradition Law Firm

Moscow, Russia

Founded in 2014
17 people in their team
English
Russian
Ukrainian
Belarusian
Polish
German
Extradition Law Firm is a boutique law firm specializing in the areas of extradition defense, criminal defense, human rights and migration law in the Russian Federation and Ukraine. Our English-speaking criminal attorneys also represent our clients in countries abroad, including but not limited to,...
Kucher Kuleshov Maksimenko and Partners

Kucher Kuleshov Maksimenko and Partners

Moscow, Russia

Founded in 2000
50 people in their team
Kucher Kuleshov Maksimenko and Partners (KKMP) is an independent Russian law firm formed by the former team of the Moscow office of the international leader in the legal market - Debevoise & Plimpton LLP.We have retained key lawyers and all areas and practices created over almost three decades...
Pepeliaev Group

Pepeliaev Group

Moscow, Russia

Founded in 2002
250 people in their team
Russian
English
Chinese
Pepeliaev Group: Comprehensive Legal Solutions Across BordersWith over two decades of unparalleled expertise, Pepeliaev Group stands as one of Russia's foremost law firms, providing a full spectrum of legal services tailored to meet the complex needs of businesses both within Russia and...
Liberty Lawyers Group

Liberty Lawyers Group

Moscow, Russia

Founded in 1998
50 people in their team
Russian
English
About Liberty Lawyers GroupLiberty Lawyers Group is a law firm specializing in solving complex and atypical legal problems arising in a person’s life or company’s activities: family and business, relations with partners or contractors, government agencies and employees, anywhere in the world...
INTELLEKT-PRAVO

INTELLEKT-PRAVO

Moscow, Russia

Founded in 2017
50 people in their team
Russian
English
We are a professional team of independent English-speaking attorneys and lawyers. Our mission is to help foreign nationals and companies solve their simple and complex legal problems in Russia in a legal way.We specialize in protection of foreign nationals and companiesWe will protect your rights...
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About Mortgage Law in Moscow, Russia

Mortgage law in Moscow, Russia operates in conjunction with real estate law and dictates the lending and borrowing practices concerning property. In Moscow, as elsewhere in Russia, the law mandates that a mortgage agreement must be notarized and registered before it is officially recognized. Borrowers can choose between fixed or variable interest rates, with repayment periods typically ranging from 10 to 30 years. Defaulting on a mortgage payment can result in legal action and, in the worst-case scenario, foreclosure and resale of the property by the lender.

Why You May Need a Lawyer

Engaging an experienced lawyer is generally advisable when dealing with mortgage matters, especially if you're unfamiliar with the complexities of Russian law. A lawyer can assist you in reading and interpreting the mortgage agreement, ensuring the protection of your interests, negotiating better terms, and managing default or foreclosure situations. If you are a foreigner looking to take a mortgage for property in Moscow, a lawyer can guide you through the regulations that apply to foreigners buying real estate in Russia.

Local Laws Overview

In Moscow, mortgages are governed by the Civil Code and the Law on Mortgages (Pledge of Real Estate) of the Russian Federation. Importantly, the mortgage agreement must be both notarized and registered with the Unified State Register of Rights to Real Estate and Transactions (USRRRE). Default rules in Russia allow the lender to file for immediate foreclosure if a borrower misses even a single mortgage payment. Another important aspect is that, under Russian law, certain properties cannot be mortgaged, including properties not registered in the cadastral register, properties in dangerous status, and premises in a residential building not recognized as suitable for living.

Frequently Asked Questions

1. Can foreigners take a mortgage to buy property in Russia?

Yes, foreigners can apply for a mortgage in Russia. However, the process can be complicated, with additional documentation required, and it is usually easier for those who have residency in the country.

2. What happens if I default on my mortgage payments?

If you default, the lender has the right to commence conditions for foreclosure almost immediately. They may also sue for the remaining debt if the foreclosure sale does not cover the entire mortgage amount.

3. Can I negotiate the terms of my mortgage with the lender?

In most cases, terms of a mortgage may be subject to negotiation. A competent lawyer can assist you in this process.

4. Are mortgage interest payments tax-deductible in Moscow?

Yes, interest paid on a mortgage can be deducted from your income tax, up to a certain limit. You should consult with a tax professional for further details.

5. Can I use my property while it is being mortgaged?

Yes, as a borrower, you maintain your possessory rights and can use your property as long as you are not in violation of the terms of your agreement.

Additional Resources

You may consider visiting the official websites of the Central Bank of Russia, the USRRRE or professional law networks in Russia, such as Pravo and Rossiyskaya Gazeta which can be helpful for further research and information. International organizations such as the International Bar Association (IBA) or the Russian Arbitration Association also provide legal resources in English.

Next Steps

If you find yourself in need of legal assistance in mortgage affairs, the first step is to seek professional legal advice. Look for law firms with a strong track record in mortgage and real estate law in Moscow. It may also be worthwhile to get support from a financial advisor to understand the financial implications of a mortgage agreement. If you are a foreigner, ensuring your documents are in order is crucial. Apart from your passport and visa, you may also have to present a residency permit and tax ID, among other documents.

Lawzana helps you find the best lawyers and law firms in Moscow through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Moscow, Russia—quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.