Best Mortgage Lawyers in Spain

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Free Guide to Hiring a Real Estate Lawyer

Or refine your search by selecting a city:

TEKCE VISA
Málaga, Spain

Founded in 2019
25 people in their team
English
Turkish
Spanish
Chinese
Russian
French
Persian
Arabic
Polish
Swedish
Dutch
German
TEKCE VISA: International Legal Consultancy for Your New Life AbroadAt Tekce Visa, we understand that starting a new life abroad is more than just acquiring property-it's about building a new future. Our team of experienced lawyers provides comprehensive legal consultancy services, ensuring a...
View profile

English
Tenerife Wills Solicitors is a bilingual law firm based in Tenerife, specializing in dispute resolution, conveyancing, property law, wills, and probate. The firm is dedicated to providing comprehensive legal services that ensure the security and protection of clients' investments within the Canary...
RASSEEN LAW FIRM
Madrid, Spain

Founded in 2020
20 people in their team
English
Spanish
A Saudi company using the latest technologies in the world of law, in line with the Kingdom's vision 2030. Its core is the aware and educated youth who graduated of the most advanced programs in the field of law and consultations.The company obtained an approval to legal practice and provide legal...
Piñera del Olmo
Barcelona, Spain

Founded in 2000
50 people in their team
Spanish
English
Spanish Lawyers in Barcelona Piñera del Olmo is a law firm located in Barcelona.Our team of lawyers provide a full range of advisory services in criminal law, civil law, commercial law, tax law, and  litigation law to our clients from different industries.At Piñera del Olmo Canals,...
Bennet & Rey Lawyers
Madrid, Spain

Founded in 2010
50 people in their team
Spanish
English
OUR COMMITMENT IN 7 POINTSProtecting your interests and solving your legal problems, finding the best solutions as quickly as possible.Listening to you carefully either in English or in Spanish - whichever you prefer.Defending you and looking after your official paperwork, leaving you time to...
BJ Abogado
Seville, Spain

Founded in 2000
50 people in their team
Spanish
English
WE CARE ABOUT YOUR PROBLEMSWe are a law firm in Seville that aims to provide an agile and quality response to each of our clients. We are aware that we live in an increasingly technologically advanced society and, therefore, speed in providing a response is one of our most valued qualities.At BJ...
RN Aboga&cia
Seville, Spain

Founded in 2000
10 people in their team
Spanish
English
RN Aboga&cia is a law firm located in Seville, with professionals specialized in different areas of law, which allows us to provide the best legal advice, completely personalized and adapted to each client.We have a network of collaborators with extensive experience throughout the country....
Teresa Rodriguez Juan
La Baneza, Spain

English
Teresa Rodríguez Juan is a distinguished procuradora de los tribunales, offering specialized legal representation in the judicial districts of León, La Bañeza, Astorga, Ponferrada, Zamora, Benavente, Puebla de Sanabria, and Toro. With a comprehensive understanding of procedural law, she ensures...
Avvocato a Ibiza Tortorici
Ibiza Town, Spain

English
Avvocato a Ibiza Tortorici is an international law firm dedicated to assisting Italian individuals and businesses in Spain. Founded in Palermo by Prof. Filippo Tortorici, the firm has expanded its presence to Ibiza, focusing on real estate law and supporting small businesses. Their mission is to...
Delmar Estate Agency
Madrid, Spain

Founded in 1988
English
Established in 1988, Delmar Estate Agency has been a cornerstone in Tenerife's real estate sector, offering comprehensive services in property sales, rentals, and investments. With a multilingual team, the agency caters to a diverse clientele, ensuring seamless transactions for both local and...
AS SEEN ON

About Mortgage Law in Spain

Mortgage law in Spain governs the process of taking out a loan secured by property. It is crucial to understand the legal implications before entering into a mortgage agreement.

Why You May Need a Lawyer

You may need a lawyer for various reasons, such as reviewing mortgage contracts, negotiating terms with lenders, resolving disputes, or handling foreclosure proceedings. A legal expert can protect your rights and ensure you comply with Spanish mortgage laws.

Local Laws Overview

In Spain, mortgages are typically granted over real estate properties and are subject to strict regulations. The key aspects of local laws include mortgage registration, interest rates, early repayment penalties, and foreclosure procedures.

Frequently Asked Questions

Can a foreigner get a mortgage in Spain?

Yes, foreigners can obtain mortgages in Spain, but they may need to meet certain criteria and provide additional documentation.

Are mortgage interest rates fixed or variable in Spain?

Both fixed and variable interest rate mortgages are available in Spain, so borrowers can choose the option that best suits their needs.

What is the typical loan-to-value ratio for mortgages in Spain?

The loan-to-value ratio for mortgages in Spain can vary but typically ranges from 70% to 80% of the property's value.

Can I switch mortgage lenders in Spain?

Yes, it is possible to change mortgage lenders in Spain through a process known as subrogation. However, there may be fees and conditions associated with this process.

What are the requirements for early mortgage repayment in Spain?

Borrowers in Spain can usually repay their mortgages early, but there may be penalties for doing so. It is essential to review your contract terms carefully.

How are mortgage defaults handled in Spain?

If a borrower defaults on their mortgage payments in Spain, the lender can initiate foreclosure proceedings to repossess the property. It is crucial to seek legal advice in such situations.

Additional Resources

For more information on mortgages in Spain, you can contact the Spanish Mortgage Association or consult the official website of the Spanish government for relevant regulations and guidelines.

Next Steps

If you require legal assistance with a mortgage matter in Spain, it is advisable to seek the advice of a reputable lawyer specializing in real estate and property law. They can guide you through the legal process and protect your interests.

Lawzana helps you find the best lawyers and law firms in Spain through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Spain - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.