Best Mortgage Lawyers in United Kingdom

Share your needs with us, get contacted by law firms.

Free. Takes 2 min.

Free Guide to Hiring a Real Estate Lawyer

Or refine your search by selecting a city:

BS SINGH & CO LLP Solicitors
Bristol, United Kingdom

Founded in 2000
50 people in their team
English
We're BS SINGH & CO LLP SolicitorsBS SINGH & CO LLP Solicitors is a firm with a unique difference. We pride ourselves on caring for our clients, with a friendly yet professional approach.The firm is an extensive mix of robust, well-grounded legal experience with the enthusiasm and concept...
Murria Solicitors
Birmingham, United Kingdom

Founded in 1988
50 people in their team
English
About Us“Murria Solicitors ‘is an extremely sought-after firm in the West Midlands… and is known to clients as an extremely conscientious and committed firm that always goes the extra mile’.” Murria Solicitors is a Legal 500 law firm based in the heart of Birmingham. We are a...
Battrick Clark Solicitors
Bristol, United Kingdom

Founded in 1997
50 people in their team
English
Legal Services in BristolBattrick Clark was formed in 1997 and since then has grown steadily, mainly through repeat andreferred business from existing clients and strong relationships with local and national corporate introducers.This has been achieved by: Excellent client serviceCost...
Gregory Abrams Davidson Solicitors
Liverpool, United Kingdom

Founded in 1980
200 people in their team
English
About Gregory Abrams Davidson SolicitorsOur skilled team are known for their common-sense solutions and they always endeavour to make your experience as stress-free as possible. With a high standard of personal service and attention, our sole objective is to do everything in our power to achieve a...
Jones Whyte
Glasgow, United Kingdom

Founded in 2013
200 people in their team
English
We are jones whyteEstablished in 2013, Jones Whyte was founded by Glasgow-based Solicitors Ross Jones and Greg Whyte at the request of a handful of business-owner clients who were frustrated at the efficiency and value being offered by their current lawyers for themselves, their contacts, friends...
Raeside Chisholm Solicitors Limited
Glasgow, United Kingdom

Founded in 2000
50 people in their team
About UsThe directors of Raeside Chisholm are experienced solicitors who enjoy a deserved reputation in Glasgow and beyond for personal attention allied to a commitment to outstanding levels of quality legal services.Lawyers in Glasgow City CentreOur expert solicitors with skills across a wide...
Wards Solicitors
Bristol, United Kingdom

Founded in 2000
200 people in their team
English
WHO WE AREFor over 100 years we have been providing expert legal advice to local businesses and individuals.  We have over 75 legal specialists and our teams cover 12 offices across the Bristol, South Gloucestershire, Bath & North East Somerset and North Somerset region.3 things you might...

Founded in 1763
200 people in their team
English
About Sydney Mitchell SolicitorsSydney Mitchell Solicitors was founded around 1763 by Richard Chattock. 250 years on, the firm is still providing legal solutions to people and businesses throughout the West Midlands and the UK.Solicitors in Birmingham & Solihull UKBased in the heart of the...
Wake Smith Solicitors
Sheffield, United Kingdom

Founded in 1802
200 people in their team
English
About Wake SmithWake Smith Solicitors is one of South Yorkshire’s leading firms of solicitors, based in Sheffield for over 200 years. The firm has built an enviable reputation for forging successful professional relationships. Understanding key business and individual legal needs has enabled Wake...
Crystal Law Solicitors
Leicester, United Kingdom

Founded in 2000
10 people in their team
English
WE'RE AN EXPERIENCED TEAM OF SOLICITORS BASED IN THE MIDLANDS.Our expert solicitors have a wealth of experience that comes from helping thousands of people across the country.With our knowledge and expertise, we are able to provide bespoke legal advice tailored to our clients' needs with the aim of...
AS SEEN ON

About Mortgage Law in United Kingdom

Mortgages in the United Kingdom are a common way for individuals to purchase property. A mortgage is a loan obtained from a bank or financial institution to buy a home or other real estate. The property itself acts as collateral for the loan, and if the borrower fails to make their mortgage payments, the lender has the right to repossess the property. It is important to understand the legal implications of taking out a mortgage and any potential consequences of defaulting on your payments.

Why You May Need a Lawyer

There are several situations where you may require legal assistance in relation to your mortgage. This could include disputes with your lender over payment terms, foreclosure proceedings, or issues with the title of the property. A lawyer can help guide you through the complexities of mortgage law and ensure that your rights are protected throughout the process.

Local Laws Overview

In the United Kingdom, mortgage law is governed by various statutes and regulations, including the Financial Services and Markets Act 2000 and the Mortgage Conduct of Business (MCOB) rules. These laws set out the rights and responsibilities of both borrowers and lenders, and provide protections for consumers against unfair practices. It is important to familiarize yourself with these laws and seek legal advice if you have any concerns about your mortgage.

Frequently Asked Questions

1. What is a mortgage agreement?

A mortgage agreement is a contract between a borrower and a lender that sets out the terms and conditions of the loan, including the interest rate, repayment schedule, and any other fees or charges.

2. What happens if I default on my mortgage payments?

If you default on your mortgage payments, the lender may initiate foreclosure proceedings to repossess the property. It is important to seek legal advice if you are struggling to make your payments to explore your options.

3. Can I remortgage my property?

Yes, you can remortgage your property to take out a new loan or switch to a different lender. It is important to carefully consider the terms of any new mortgage agreement and seek legal advice if necessary.

4. What is the process for buying a property with a mortgage?

When buying a property with a mortgage, you will typically need to apply for a loan, have the property valued, and go through the legal process of transferring ownership. A lawyer can help guide you through each step of the process.

5. How long does a mortgage typically last?

Mortgage terms can vary, but they are typically between 25 and 30 years. It is important to carefully review the terms of your mortgage agreement and seek legal advice if you have any concerns.

6. Can I make extra payments on my mortgage?

Many mortgage agreements allow borrowers to make extra payments to pay off their loan early. It is important to check the terms of your agreement and seek legal advice if you have any questions.

7. What are my rights as a borrower?

Borrowers have various rights under UK mortgage law, including the right to receive clear information about the terms of the loan, the right to appeal any decisions made by the lender, and the right to seek legal advice if necessary.

8. Can I transfer my mortgage to someone else?

Transferring a mortgage to someone else, also known as a mortgage transfer, can be a complex process. It is important to seek legal advice to ensure that the transfer is done correctly and that both parties are protected.

9. Can I change the terms of my mortgage agreement?

Changing the terms of a mortgage agreement, such as the interest rate or repayment schedule, can be challenging. It is important to seek legal advice before making any changes to ensure that you are complying with the terms of your agreement.

10. What should I do if I have concerns about my mortgage?

If you have concerns about your mortgage, such as difficulties making your payments or disputes with your lender, it is important to seek legal advice as soon as possible. A lawyer can help you understand your rights and explore your options.

Additional Resources

If you need legal advice related to your mortgage, you may consider contacting the Financial Conduct Authority (FCA) or a solicitor specializing in property law. These resources can provide valuable guidance and support in navigating the complexities of mortgage law in the United Kingdom.

Next Steps

If you require legal assistance in relation to your mortgage, it is important to seek advice from a qualified lawyer with experience in property law. They can help you understand your rights, negotiate with your lender if necessary, and ensure that your interests are protected throughout the process.

Lawzana helps you find the best lawyers and law firms in United Kingdom through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Mortgage, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in United Kingdom - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.