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The Italian Pension system is based on social insurance principles and is primarily funded through taxes. In Florence, the system is made up of two main components. The first one is mandatory contributions to the national security system (INPS), and the second is voluntary contributions to supplementary pension schemes.
There are different types of pensions including old age pension, disability pension, and survivor's pension. The age of retirement and the amount received varies depending on factors like gender, years of contributions, and when a person started contributing to the pension system.
Navigating through the federal and local reforms in the pension laws can be quite complex without proper legal advice. You may need a lawyer for understanding the eligibility criteria, how to claim, dispute resolution, and rights in case of divorce, death, or disability. Lawyers can also help in understanding recent legal changes and calculating the exact pension amount.
Under the Fornero Law, effective from 1 January 2012, a person must have made contributions for at least 20 years and be at least 67 years old to get the old age pension. If one retires early, then the pension received will be proportionally reduced. In the case of disability pension, you must have paid contributions for at least 5 years within the last 20 years and must be incapable of carrying out any work activity.
One needs to have contributed for at least 20 years to the pension system to be eligible for the old age pension.
In case of divorce, the spouse may have the right to a part of their ex-spouse's pension, split in proportion to the length of the marriage and the total contribution period.
Yes, you can work after retirement without affecting your pension, provided the income from the job does not exceed a certain limit set by law.
In case of your demise, your dependents (spouse, children and, in some cases, parents) may be entitled to a survivor's pension.
The pension amount is calculated based on the total career contributions and the age of retirement. The calculation can get complex, and hence, legal assistance is recommended.
The National Institute for Social Security (INPS) provides detailed information about all types of pensions. The City of Florence's official website and Legal Aid Center can also provide useful information related to pension laws in Florence. The Pensioner's Union (SPI CGIL Firenze) and other similar organizations actively offer help in understanding and claiming pensions.
If you need legal assistance in pension matters, it’s best to contact a local lawyer specialized in pension law. The Florence Bar Association offers a list of lawyers to choose from. Be sure to bring all relevant financial and personal documents to the consultation to get the best possible advice.
