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About Premises Liability Law in Denver, United States

Premises liability is the area of law that covers injuries or losses that occur because of dangerous or defective conditions on someone else’s property. In Denver and across Colorado, property owners, occupiers, managers and sometimes tenants can have legal responsibilities to keep their premises reasonably safe. Common types of premises liability claims include slip-and-fall accidents, trip hazards, inadequate maintenance, poor lighting, defective stairs or railings, dog bites, pool accidents and injuries caused by insufficient security.

Whether a property owner is legally responsible depends on several factors, including the nature of the hazard, whether the owner knew or should have known about the danger, what steps were taken to fix or warn about the condition, and the legal status of the person injured - for example a customer, invited guest, licensee or trespasser. The goal of a premises liability claim is to show that the owner failed to exercise reasonable care and that this failure caused the injury and related damages.

Why You May Need a Lawyer

Premises liability cases can be straightforward or very complex. You may need a lawyer when your injury is serious, when fault is disputed, when multiple parties may share responsibility, or when an insurance company denies or minimizes your claim. A lawyer helps by evaluating liability, preserving evidence, estimating damages, negotiating with insurers, and representing you in court if necessary.

Common situations where legal help is important include: major or permanent injuries such as fractures, head injuries or spinal injuries; unclear responsibility between a property owner and a contractor; injuries involving government-owned property or public entities that have special notice and filing requirements; incidents where prior complaints or code violations exist; and cases where the insurer offers a low settlement that does not cover future medical costs and lost income.

Local Laws Overview

Colorado law generally requires property owners and occupiers to maintain their premises in a reasonably safe condition and to warn of known dangers. The degree of the duty may vary depending on the visitor’s status and the circumstances. Colorado also follows the principle of comparative negligence - when the injured person bears some fault, their recovery is reduced in proportion to their percentage of fault.

Important local considerations in Denver include municipal ordinances that affect property maintenance, sidewalk upkeep and snow-and-ice removal. Many city codes assign responsibilities to adjacent property owners for certain sidewalk conditions and require timely snow removal after storms. There are also special legal rules that apply when a claim is asserted against a governmental entity or public agency - those claims often require advance notice and have shorter deadlines than typical personal injury lawsuits.

Colorado imposes a deadline for filing most personal injury lawsuits - generally two years from the date of injury. That time limit can be shorter for claims against public entities or longer in unusual circumstances, so it is important to act promptly to protect your rights. Some categories of property owner immunity - for example recreational-use protections for landowners who allow public recreational use at no charge - may limit recovery in certain cases.

Frequently Asked Questions

What counts as a premises liability case?

A premises liability case arises when someone is injured on another person’s property because of a dangerous condition that the owner or occupier knew about or should have discovered and fixed or warned about. Common examples include slips on wet floors, trips over uneven sidewalks, injuries from broken handrails, dog bites, and harm from inadequate security.

Who can be held responsible for my injuries?

Potentially responsible parties include property owners, landlords, tenants who control the area where the injury occurred, property managers, contractors hired to maintain the premises and, in some cases, businesses that operate on the property. Determining the right defendant requires looking at who had control over the specific area and who knew or should have known about the hazard.

How long do I have to file a claim in Colorado?

For most personal injury claims in Colorado, the statute of limitations is two years from the date of the injury. Claims against government entities often have separate notice and filing deadlines that can be much shorter. Because deadlines can bar your claim permanently, you should consult an attorney as soon as possible.

What if the property owner denies responsibility?

Disputes about responsibility are common. Proving liability often depends on evidence such as photos, surveillance footage, incident reports, maintenance and repair records, prior complaints, witness statements, and expert testimony. A lawyer can help gather and preserve this evidence and present legal arguments showing the owner breached their duty of care.

Can I still recover if I was partially at fault?

Yes. Colorado applies comparative negligence, which reduces your recoverable damages in proportion to your percentage of fault. For example, if you were found 25 percent at fault, your total damages would be reduced by 25 percent. The exact effect on your case can vary, so an attorney can help analyze how fault allocation may affect your recovery.

Do I have to sue the property owner or will the insurance company handle it?

Most property owners have liability insurance that handles claims, and many cases settle with the insurer. However, insurers may offer settlements that do not fully compensate you for medical costs, future care, lost wages and pain and suffering. If the insurer refuses to offer fair compensation, an attorney can negotiate or file a lawsuit on your behalf.

Can I sue if I was injured on public property or in a city-owned facility?

Yes, but claims against government entities have special rules. You often must give formal notice of the claim to the city or agency within a short time frame and follow statutory procedures before filing suit. Missing those requirements can prevent you from recovering, so talk to a lawyer quickly if a public property injury is involved.

What types of compensation can I seek?

In a successful premises liability claim you may recover economic damages such as medical expenses, rehabilitation costs, lost wages and lost earning capacity, and property damage. You may also pursue noneconomic damages for pain and suffering and emotional distress. In rare cases where gross negligence is shown, punitive damages might be available, but they are uncommon in typical premises cases.

What should I do immediately after being injured on someone else’s property?

Seek medical attention right away, even if you think your injuries are minor. Report the incident to the property owner or manager and request an incident report. Document the scene with photos and video, collect contact information for witnesses, keep all medical records and receipts, and avoid giving any recorded statements to insurers without speaking to an attorney first. Preserve any clothing or shoes involved in the incident.

How are attorneys typically paid in premises liability cases?

Many personal injury attorneys handle premises liability cases on a contingency-fee basis - the attorney is paid a percentage of any settlement or court award and you typically do not pay upfront fees. Make sure you understand the contingency percentage, any additional costs for experts or filing fees, and whether you are responsible for those costs if you do not recover.

Additional Resources

Colorado Bar Association - offers attorney referral services and resources about hiring a lawyer and understanding legal fees.

Denver Bar Association - provides local lawyer referral programs and can help you find attorneys who handle premises liability cases in Denver.

Colorado Judicial Branch - offers self-help information about civil lawsuits and court procedures, including court filing rules and forms.

Denver Department of Public Works and Denver Code Enforcement - for questions about municipal obligations for sidewalks, snow removal and property maintenance in Denver.

Denver Police Department - for obtaining incident or accident reports if the police responded to your injury.

Colorado Division of Insurance - for guidance on how insurance policies work and how to file complaints against insurers if you believe you were treated unfairly.

Local legal aid and injury clinics - organizations that may offer low-cost or free legal assistance for qualifying individuals, especially where recovery is limited by financial resources.

Next Steps

1. Get medical care and follow a healthcare provider’s instructions. Your health is the top priority and medical records are crucial evidence.

2. Preserve evidence - take photos, save clothing, get witness names and preserve any surveillance footage if possible.

3. Report the incident to the property owner or manager and request a copy of any incident report.

4. Document expenses and losses - keep bills, receipts, wage statements and records of time missed from work.

5. Contact a premises liability attorney promptly. Ask about free consultations, contingency fees and the attorney’s experience with similar cases. Bring all documents, photos and contact information to the appointment.

6. Be mindful of deadlines. The statute of limitations and special notice rules for government claims can be strict. If you think you may have a claim, do not delay seeking legal advice.

7. Decide whether to pursue settlement or litigation based on the attorney’s assessment of liability, damages and the strength of the evidence. An experienced lawyer will help you evaluate offers and, if necessary, take your case to court.

If you need help finding legal representation, start with a local bar referral service and look for attorneys who handle premises liability matters in Denver and who have trial experience and a track record of handling similar injuries.

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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.