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About Premises Liability Law in Feilding, New Zealand

Premises liability covers legal responsibility when someone is injured or suffers loss because of a hazard on land or in a building. In Feilding, New Zealand, as elsewhere in New Zealand, the core issue is whether the occupier or owner of the premises took reasonable steps to make the place safe for people who are lawfully there. The law recognises different categories of visitors - for example, invitees, licensees and trespassers - and the occupier"s responsibilities vary with the status of the visitor and the nature of the activity taking place on the premises.

At the same time, New Zealand operates a no-fault personal injury compensation scheme through the Accident Compensation Corporation - ACC - which normally provides treatment and financial support for physical injuries. Because of ACC, civil claims in tort for personal injury are often restricted, but there are situations where legal action remains possible - for example for exemplary damages, property damage, economic loss, or injuries that fall outside ACC cover.

Why You May Need a Lawyer

Some common situations where people in Feilding seek legal help for premises-related issues include:

  • Slip, trip or fall incidents in shops, cafes, footpaths or private driveways where fault is disputed or injuries are serious.
  • Injuries from poor building maintenance - for example loose stairs, defective handrails, or falling objects.
  • Assaults or robberies that occurred because of inadequate security on a property - for instance poor lighting or missing locks at a venue.
  • Dog bites or animal attacks where the owner or occupier may be responsible under the Dog Control Act or local bylaws.
  • Pool-related injuries where fence rules or safety standards were not followed.
  • Workplace injuries that involve premises issues and overlap with health and safety obligations under the Health and Safety at Work Act.
  • Property damage caused by negligent repair, construction or maintenance.
  • Tenant and landlord disputes where failure to maintain the premises caused harm or loss.

A lawyer can help you understand whether your situation fits within the ACC scheme, whether a civil claim is possible, and what evidence you will need. They can also advise about time limits and represent you in negotiations or court if needed.

Local Laws Overview

Some key legal instruments and local rules that commonly affect premises liability matters in Feilding include:

  • Occupiers" Liability Act 1960 - sets out the duties of occupiers towards people on their land or premises. Occupiers must take reasonable care to prevent foreseeable harm to lawful visitors.
  • Accident Compensation - the ACC scheme provides no-fault cover for most personal injuries. That means ACC usually provides treatment and financial support instead of a negligence suit for physical injury. Civil claims for personal injury are limited but not always excluded - for example exemplary damages or matters outside ACC"s scope may be pursued.
  • Health and Safety at Work Act 2015 - applies where a business or undertaking is involved. It creates duties for the person conducting a business or undertaking - PCBU - to manage risks, including those arising from the premises.
  • Building Act 2004 - governs building standards, inspections and compliance. Defective buildings or poor maintenance may give rise to liability if they cause harm.
  • Fencing of Swimming Pools Act 1987 - requires safe pool fencing and gates for most private swimming pools, with local council enforcement.
  • Residential Tenancies Act 1986 - sets minimum landlord responsibilities for maintaining rental properties in a reasonable state of repair and providing a safe environment.
  • Local bylaws and council responsibility - Manawatū District Council has bylaws and responsibilities for public spaces, footpaths and some safety matters in Feilding. Public liability incidents on council property may involve the council"s policies and insurance.
  • Limitation Act 2010 - time limits apply to civil claims. For many personal injury related actions the limitation period is relatively short - you should seek advice promptly to protect your rights.

Frequently Asked Questions

What should I do immediately after being injured on someone else"s property?

Get medical attention first. Seek emergency care if needed and keep records of all treatment. If safe to do so, preserve evidence - take photos of the scene, note hazards, get contact details for witnesses, and make a written record of what happened. Report the incident to the property owner or manager and consider contacting ACC to lodge a claim for treatment and support.

Can I sue for a physical injury if ACC covers my treatment?

In New Zealand ACC provides no-fault cover for most physical injuries, and this generally limits civil claims in tort for personal injury. However, you may still be able to pursue claims for exemplary damages, loss not covered by ACC, property damage, or serious wrongdoing by the occupier. A lawyer can assess whether any civil route is open in your case.

How long do I have to take legal action?

Time limits vary depending on the type of claim. Many civil actions have limitation periods under the Limitation Act 2010, and personal injury related claims can have shorter timeframes. It is important to seek legal advice quickly - waiting too long can extinguish your right to bring a claim.

Who is an occupier - the owner, tenant or manager?

An occupier is the person or entity in control of the premises. That can be an owner, a tenant, a manager, a business operating on the property, or more than one party. Liability depends on who had control of the premises and the specific circumstances. Legal advice can help identify the correct party to hold responsible.

Does the occupier have to make premises completely safe?

No. The legal test is one of reasonable care. Occupiers must take reasonable steps to prevent foreseeable harm - what is reasonable depends on the nature of the premises, the type of visitors, the foreseeability and seriousness of the risk, and what was practically possible at the time.

Can I claim for property damage or purely financial loss caused on premises?

Yes. ACC does not cover property damage or economic loss, so you can pursue civil claims for damage to property or consequential financial loss caused by negligent maintenance, repair or management of premises. These claims are separate from ACC issues for personal injury.

What if I was trespassing when I was hurt?

Occupiers owe reduced duties to trespassers. The occupier still must not intentionally or recklessly cause harm, and in some circumstances reasonable care may still be required. Your prospects of a claim will depend on all the facts, including whether the trespass was foreseeable and the nature of the hazard.

What role does the Manawatū District Council play in premises liability?

The council enforces local bylaws, inspects and enforces building and pool fencing requirements, and maintains some public spaces. If the injury involves a public footpath, reserve or council-managed facility, the council may have responsibilities. Complaints and reports to the council can prompt investigations and records that may be useful to any claim.

Can I get compensation if inadequate security led to an assault on a premises?

Potentially. If a business or occupier failed to provide reasonable security - for example inadequate lighting, no security staff when expected, or faulty locks - and that failure was a foreseeable cause of an assault, a civil claim could be considered. The ACC scheme will still usually cover the physical injuries, but a separate claim for exemplary damages, property loss or other remedies may be possible.

How much will it cost to get legal help?

Costs vary by lawyer and by the complexity of the case. Some lawyers offer an initial assessment at reduced or no cost, and conditional or contingency fee agreements - often described as no-win no-fee - may be available for certain types of cases. Always ask about fee structures, likely costs, and who pays disbursements before you proceed.

Additional Resources

Useful bodies and organisations for people in Feilding dealing with premises liability matters include:

  • Accident Compensation Corporation - for reporting injuries and seeking treatment and financial support.
  • Manawatū District Council - local bylaws, building and pool fencing enforcement, and records of council-owned assets.
  • WorkSafe New Zealand - regulator for workplace health and safety matters where premises issues affect workers.
  • Ministry of Business, Innovation and Employment - information on the Building Act and building standards.
  • Tenancy services and Tenancy Tribunal - for landlord and tenant obligations and disputes.
  • Citizens Advice Bureau and Community Law Centres - for free initial information and help with legal processes.
  • New Zealand Law Society - for finding and checking lawyers, and to understand lawyer obligations and fees.
  • Local police - where criminal conduct or immediate danger is involved.

Next Steps

If you need legal assistance with a premises liability matter in Feilding, consider the following practical steps:

  • Prioritise health - seek medical care and keep all medical records and invoices.
  • Report and record - notify the property owner or manager, file an ACC claim if appropriate, and report to the council or police if relevant.
  • Preserve evidence - photograph the scene, keep damaged items, obtain witness contact details, and write down your recollection soon after the event.
  • Collect documents - gather tenancy agreements, building inspection reports, maintenance logs, incident reports and any correspondence.
  • Be aware of time limits - contact a lawyer promptly to avoid losing your right to take action.
  • Contact organisations for help - consider Citizens Advice Bureau or Community Law for initial guidance if you need low-cost help.
  • Speak with a lawyer - arrange an initial consultation to understand liability, possible claims, likely outcomes and costs. Ask about fee arrangements and whether conditional fees or litigation funding are available.
  • Consider negotiation first - many claims resolve by negotiation or mediation before court is needed. A lawyer can manage negotiations and advise on settlement offers.

Premises liability matters can be legally and factually complex, especially in New Zealand where ACC interacts with civil remedies. Getting prompt, local legal advice will help you understand your options and protect your rights.

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Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.