Best Insurance Defense Lawyers in United States

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The Cassisi Law Firm PC
New York City, United States

Founded in 2002
7 people in their team
English
The Cassisi Law Firm PC Injury and Accident Attorneys is a Queens, New York based personal injury practice with more than three decades of experience representing injured clients across New York City and Nassau and Suffolk Counties. The firm emphasizes a team oriented approach to handling complex...
The Law Offices of Hilda Sibrian
Houston, United States

Founded in 2004
English
The Law Offices of Hilda Sibrian, located in Houston, Texas, is a distinguished legal firm specializing in personal injury cases, including car accidents, truck accidents, and workplace injuries. Founded in 2004, the firm is led by attorney Hilda Sibrian, who brings over two decades of experience...

Founded in 2007
20 people in their team
English
Heenan & Cook, PLLC is a long-standing Montana law firm specializing in personal injury and general litigation. With offices in Billings, Missoula, Kalispell, Bozeman and beyond, the firm has built a reputation for expertly handling complex accident and injury matters through skilled negotiations...
844SeeMike Personal Injury Lawyers
Chicago, United States

English
844SeeMike Personal Injury Lawyers focuses its practice on representing people injured by negligence, with matters ranging from motor vehicle collisions to unsafe premises, defective products, and catastrophic injury. The firm applies a litigation mindset from day one, preparing every claim as...

Founded in 2002
English
Fuller Personal Injury Law is a Denver-based firm focusing on motor vehicle crash claims in Colorado, including car, motorcycle, bicycle, bus, rideshare, and truck accidents. The firm combines deep knowledge of Colorado personal injury law with a proactive, trial-ready approach to secure meaningful...
Billings, United States

English
Miller Tourtlotte Law is a two-partner Montana-based law firm founded by Matt Tourtlotte and A. J. Miller. The firm concentrates on personal injury, workers’ compensation, and insurance bad faith claims, serving clients across the state who have been injured or who have been wronged by insurers....
The Law Firm of Rey Padron, PLLC
New York City, United States

English
The Law Firm of Rey Padron, PLLC specializes in personal injury and accident claims with a focus on car, truck, bicycle and other motor vehicle incidents. Established as a plaintiff's personal injury practice, the firm also handles property insurance claims, criminal matters and traffic defense,...
Allen Law Group
Chicago, United States

English
Allen Law Group concentrates exclusively on personal injury and wrongful death matters in Indiana and Illinois. The firm was formed by attorney Kenneth J. Allen and is comprised of trial attorneys who dedicate their practice to injuries caused by the negligent acts of others, handling matters from...
Pratt Law Corporation
Long Beach, United States

English
Pratt Law Corporation, based in Long Beach, California, offers over 60 years of combined legal experience in workers' compensation and personal injury law. The firm's attorneys have successfully handled thousands of cases, demonstrating a strong commitment to securing favorable outcomes for their...
Houston, United States

3 people in their team
English
Brann Sullivan Trial Lawyers, PLLC focuses on personal injury and car wreck law in Houston, representing clients injured on Texas roadways or at places of business. The team brings over 50 years of combined experience in personal injury law, leveraging deep knowledge of accident dynamics, medical...
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About Insurance Defense Law in United States

Insurance Defense law in the United States primarily involves representing insurance companies and their policyholders. This area of law focuses on cases where the insurers are defending against claims made by policyholders or third parties. Attorneys in this field work to protect the financial interests of insurance companies by defending them against lawsuits, interpreting policy coverage, and working through claims disputes. It involves a deep understanding of contracts, torts, and civil procedure, as well as specific knowledge of the insurance industry's regulations.

Why You May Need a Lawyer

There are several common situations where legal help in Insurance Defense might be necessary:

  • Being sued for damages that may be covered by your insurance policy, where you need representation through your insurer.
  • Facing a dispute over insurance coverage, such as disagreement on policy terms or denial of a claim.
  • As an insurance company, needing representation in bad faith litigation, wherein an insured claims the company did not handle their claim properly.
  • Situations involving potential fraud detection and related investigations.
  • Handling subrogation claims, where an insurer seeks reimbursement from third parties responsible for damages.

Local Laws Overview

Insurance Defense law is influenced by both federal regulations and state-specific statutes. Several key aspects include:

  • State Regulatory Authority: Each state has its insurance commission or department that regulates insurance operations, policy approvals, and enforces consumer protection laws.
  • Bad Faith Laws: These laws set standards for the fair handling of claims and protect policyholders against unfair treatment by insurers.
  • Tort Law: This involves the legal implications of civil wrongs in Insurance Defense, often relating to personal injury claims.
  • Contract Law: Critical for understanding policy terms, exclusions, and the obligations of both insurers and policyholders.
  • No-fault Insurance Laws: Present in some states, these laws dictate how compensation is provided regardless of fault in an accident.

Frequently Asked Questions

What is the role of an Insurance Defense attorney?

An Insurance Defense attorney represents insurance companies and policyholders in lawsuits, providing defense in matters related to claims, policy disputes, and coverage issues.

When should I get legal help for an insurance claim?

Legal help should be sought if a claim is denied, partially paid, or if litigation is anticipated. Consulting with a lawyer early can protect your interests.

Does my insurance company provide my legal representation?

Usually, insurers provide legal representation for claims falling within policy coverage, but this can vary based on your policy terms and the nature of the claim.

What does 'bad faith' mean in Insurance Defense?

Bad faith refers to the insurer's improper handling of a claim, such as unjustified denial, delay, or failure to investigate, which may entitle the policyholder to damages.

How are insurance coverage disputes resolved?

Disputes can be resolved through negotiations, mediation, arbitration, or litigation, depending on the complexity and willingness of parties to settle.

What should I do if I suspect insurance fraud?

If you suspect fraud, report it to your insurance company's fraud department or contact your state's insurance regulator for guidance.

What is subrogation in the context of insurance?

Subrogation allows insurers to pursue third parties responsible for causing loss to recover costs they paid to the insured.

How do local laws affect my insurance defense case?

Local laws dictate insurance practices, define coverage standards, and influence litigation approaches, affecting how cases are defended and resolved.

Can I choose my own lawyer for insurance defense?

Typically, your insurer will select a defense attorney, but you may have input or choose your own counsel if you have potential exposure beyond policy limits.

What expenses are covered under insurance defense?

Covered expenses usually include legal fees, court costs, and settlement expenses, subject to the terms of your insurance policy.

Additional Resources

Several useful resources and organizations can provide additional support and information about Insurance Defense:

  • National Association of Insurance Commissioners (NAIC)
  • American Bar Association's Tort Trial and Insurance Practice Section
  • Your state’s Department of Insurance
  • The Insurance Information Institute (III)
  • United Policyholders organization

Next Steps

If you need legal assistance in Insurance Defense, consider the following steps:

  • Determine the specifics of your situation and gather all relevant documents, such as insurance policies and correspondence.
  • Contact your insurance company to understand your coverage and their role in providing legal defense.
  • Consult with an Insurance Defense attorney to get advice tailored to your circumstances.
  • Stay informed about your rights and obligations as a policyholder or insurance provider.

Professional legal advice can help you navigate the complexities of Insurance Defense effectively.

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Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters.

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Disclaimer:

The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation.

We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.