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About Residence by Investment Law in Borgholm, Sweden

Sweden does not have a golden visa or a dedicated residence by investment program. Buying real estate, purchasing government bonds, or making a passive investment will not by itself grant a Swedish residence permit. All residence and work authorization is regulated nationally by the Swedish Migration Agency, known as Migrationsverket, and applies uniformly across the country, including Borgholm in Kalmar County.

People who wish to relocate to Borgholm for business or investment related reasons typically use other legal routes. The most common pathways are the self-employed residence permit for those who will actively run a business in Sweden, ordinary work permits for those employed by a Swedish company, intra-corporate transfers, researcher or student permits, and family reunification where applicable. Citizens of EU or EEA states and Switzerland have free movement rights, but buying property alone does not create a right of residence for anyone.

Borgholm is an attractive coastal municipality on the island of Öland, known for tourism and seasonal housing. Local planning rules, coastal protections, and property transfer regulations are relevant if you intend to acquire, develop, or operate property based businesses. Immigration rules remain national, so you must satisfy the Swedish legal criteria for a residence permit that matches your activity.

Why You May Need a Lawyer

You may benefit from legal counsel if you are considering an entrepreneurial move to Borgholm or an investment that will involve living and working in Sweden. A lawyer can help you select the correct permit route, such as a self-employed permit if you will own and run a Swedish business, or a work permit if you will be employed. Each category has distinct eligibility criteria, documentation, and processing rules.

Professional advice is valuable when structuring a Swedish company, drafting a business plan that satisfies migration case officers, and documenting source of funds and industry experience. Bank onboarding and compliance with anti-money laundering rules can be challenging for new arrivals, especially without a Swedish personal identity number, so early guidance helps prevent delays.

If you plan to buy or develop property in Borgholm, a lawyer can review contracts, guide you through land registration and mortgage deed formalities, and assess local planning constraints, including shoreline protection and heritage considerations. If you intend to hire staff, Swedish labor law and collective agreements can impose specific wage and benefit requirements that should be built into your business plan.

Should the Migration Agency question or refuse your application, a lawyer can manage appeals and advise on remedies. Counsel can also coordinate with tax advisors on residency, corporate tax, VAT, and property tax so your move is compliant and tax efficient from day one.

Local Laws Overview

Immigration permits are decided under national law by Migrationsverket, not by the municipality. There is no local residence by investment scheme in Borgholm. However, several legal areas at the local and regional level are important for investors and entrepreneurs.

Property acquisition in Sweden is open to foreign buyers, and there is no general restriction on non residents purchasing homes in Borgholm. Agricultural property purchases can require a special acquisition permit in some cases, which is handled by the County Administrative Board in Kalmar County. Most residential acquisitions do not need such a permit. Real estate transfers involve a written purchase contract, often followed by a deed of sale, and registration of title with the national land registry maintained by Lantmäteriet.

Transfer costs commonly include a stamp duty on title registration known as lagfart. For individuals it is generally 1.5 percent of the purchase price or the tax assessed value if higher, plus a small administrative fee. If you take out or increase a mortgage, a mortgage deed fee known as pantbrev of 2 percent applies on the new amount, plus a small administrative fee. Rates can change, so confirm current figures before signing.

Planning and building in Borgholm are governed by Sweden’s Planning and Building Act and administered locally by the municipal building committee. Many coastal and lakeside areas are subject to shoreline protection under the Environmental Code, typically 100 meters from the shore and sometimes up to 300 meters. Exemptions are limited and must be applied for. Öland also has protected nature areas and cultural heritage sites that can restrict development. Before buying with a plan to renovate, expand, or run tourist accommodation, you should check detailed development plans, building permit needs, and any environmental or heritage constraints.

Business establishment follows national company and tax procedures. Limited companies register with Bolagsverket, apply for F tax approval with Skatteverket, and register for VAT where applicable. If you will operate as self employed for immigration purposes, you will need to show ownership and control of the business, sufficient capital, relevant experience, and a realistic plan to support yourself and any accompanying family. Passive ownership does not qualify for residence.

Tax residence is determined by Swedish tax rules rather than immigration status alone. If you move to Sweden with the intent to stay for at least six months, you are typically considered tax resident and subject to Swedish taxation on worldwide income. Sweden does not have a wealth tax or inheritance tax. Property owners pay a municipal property fee on residential property, and capital gains on real estate are taxed according to national rules. Seek tailored tax advice before moving or restructuring assets.

Frequently Asked Questions

Does Sweden offer a residence by investment or golden visa?

No. Sweden does not grant residence permits in exchange for passive investments or property purchases. You must qualify under an established category such as self employed, employed, researcher, student, or family ties, or you must have EU or EEA free movement rights.

Can buying a house in Borgholm give me a residence permit?

No. Property ownership does not provide any immigration status in Sweden. You can buy a home as a non resident, but you still need a separate legal basis for residence if you want to live in Sweden long term.

What is the self employed residence permit and who qualifies?

This permit is for people who will actively run a business in Sweden. You typically must own a significant share, have decisive influence over the business, show relevant industry experience, demonstrate sufficient funds to start and run it, and present a credible business plan with customers or contracts. You must show you can support yourself and any family members during the initial period.

Is there a minimum investment amount to qualify?

There is no fixed minimum set by law for all businesses, but you must show that your available capital matches the needs of the specific business. Migration officers assess whether your funding is sufficient for startup, operations, and living costs. Passive or purely financial investments do not qualify.

How long do self employed applications take?

Processing can take several months and sometimes more than a year, depending on the case and workload. You should not travel to Sweden to start the business until a decision is issued, unless you already have another valid status that allows it.

Can my spouse and children come with me?

Yes, eligible family members can apply for residence permits as your dependents. You must generally show sufficient income and suitable accommodation. Their permits are usually tied to the validity of your permit.

What is the path to permanent residence and citizenship?

If your business becomes sustainable and you meet the general requirements, you can apply for extensions and eventually permanent residence. Requirements include the ability to support yourself and compliance with Swedish laws. Citizenship typically requires several years of lawful residence and good conduct. Rules change periodically, so check current criteria before planning timelines.

I am an EU or EEA citizen. Do I need a permit to live in Borgholm?

EU and EEA citizens have the right to live in Sweden if they work, run a business, study, or have sufficient means and comprehensive health insurance. Registration formalities have changed over time, but you still need to meet the underlying conditions and complete population registration with the Swedish Tax Agency if you move to Sweden.

Will I face local restrictions if I renovate or build near the coast in Borgholm?

Yes, coastal areas are often covered by shoreline protection and other environmental or heritage rules. Many projects require permits or exemptions. Always check with the municipality and, where relevant, the County Administrative Board before committing to plans or purchases.

What about banking, tax numbers, and health insurance when I arrive?

After moving, you typically register in the population register with the Swedish Tax Agency to obtain a personal identity number, which simplifies access to banking and public services. Opening a bank account without this number can be challenging. Bring comprehensive health insurance if you are not yet eligible for Swedish public healthcare. Plan your tax registrations early, including F tax and VAT if you run a business.

Additional Resources

Swedish Migration Agency Migrationsverket for residence and work permits.

Swedish Tax Agency Skatteverket for population registration, personal identity numbers, income tax, F tax, and VAT.

Bolagsverket for company registration and corporate filings.

Lantmäteriet for land registration, title deeds, and mortgage deeds.

Borgholm Municipality Planning and Building Committee for local planning, building permits, and environmental matters.

County Administrative Board Kalmar County Länsstyrelsen i Kalmar län for shoreline protection, nature reserves, and agricultural land acquisition permits where applicable.

Verksamt.se a joint government portal for starting and running a business in Sweden.

Fastighetsmäklarinspektionen for real estate agent regulation.

Försäkringskassan Swedish Social Insurance Agency for healthcare and social insurance coverage.

Business Sweden for market entry guidance and investment promotion.

Next Steps

Clarify your goal. Decide whether you intend to run a business, take employment, study, or join family. Your goal determines the correct legal route.

Assess eligibility. For self employed routes, gather evidence of your industry experience, funding, business plan, projected customers, and realistic budgets. For employment, check that the role and salary meet Swedish legal thresholds and conditions.

Engage professional help. Speak with a Swedish immigration and business lawyer to stress test your strategy, align it with the right permit, and identify risks. Coordinate with a tax advisor on residency, company structure, and personal taxation.

Prepare documentation. Assemble passports, corporate documents, financial statements, contracts or letters of intent, education and experience evidence, and proof of accommodation and insurance where needed. Ensure translations and certifications meet Swedish requirements.

Plan property steps carefully. If buying in Borgholm, conduct legal and technical due diligence, confirm planning and shoreline constraints, and budget for stamp duty and mortgage deed fees. Use a regulated agent and have a lawyer review contracts.

File applications and track timelines. Submit complete applications to Migrationsverket and relevant business registries, respond promptly to any requests for more information, and do not make irreversible commitments until you have the permits you need.

Set up compliance in Sweden. After arrival, register with the Swedish Tax Agency, open banking, register for F tax and VAT if applicable, and set up payroll and accounting. Keep a renewal calendar and maintain documentation to support extensions or permanent residence later.

If you need legal assistance now, schedule a consultation with a lawyer experienced in Swedish immigration and business law who knows the practicalities of property and planning in Borgholm. Provide a concise summary of your plan, timeline, budget, and family situation so the lawyer can tailor advice efficiently.

Lawzana helps you find the best lawyers and law firms in Borgholm through a curated and pre-screened list of qualified legal professionals. Our platform offers rankings and detailed profiles of attorneys and law firms, allowing you to compare based on practice areas, including Residence by Investment, experience, and client feedback. Each profile includes a description of the firm's areas of practice, client reviews, team members and partners, year of establishment, spoken languages, office locations, contact information, social media presence, and any published articles or resources. Most firms on our platform speak English and are experienced in both local and international legal matters. Get a quote from top-rated law firms in Borgholm, Sweden - quickly, securely, and without unnecessary hassle.

Disclaimer:
The information provided on this page is for general informational purposes only and does not constitute legal advice. While we strive to ensure the accuracy and relevance of the content, legal information may change over time, and interpretations of the law can vary. You should always consult with a qualified legal professional for advice specific to your situation. We disclaim all liability for actions taken or not taken based on the content of this page. If you believe any information is incorrect or outdated, please contact us, and we will review and update it where appropriate.