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The Social Security Disability Law in Abu Dhabi, and the United Arab Emirates in general, is primarily mandated by the Federal Law No. 2 of 2001 relating to social security. This system provides social insurance for UAE citizens, including coverage for disability. Disability benefits may be available for employees in the public and private sectors who suffer from illnesses or injuries that prevent them from working. This system provides a sense of economic security, reducing the financial burden on those unable to work due to disability.
You may need a lawyer when dealing with complexities surrounding Social Security Disability. For instance, properly understanding the eligibility requirements, application process, and potential benefits can be daunting. A lawyer can guide you through this process and ensure that you are appropriately represented. This legal assistance is especially helpful in situations such as filing an initial claim, appealing a denied claim, or advocating for your rights if your benefits are insufficient.
Federal Law No. 2 of 2001 states that UAE nationals working in the public or private sector are eligible for disability benefits if they have a medical disability resulting in the inability to work. The disability must be job-induced or occupational. The amount of these disability benefits depends on the insured person's average wage. This is calculated by taking into consideration the last two years of employment before the claim is made. It's also required that the employee was enrolled and regularly contributed to the social insurance system prior to the claim.
Any UAE national employed in the private or public sector and is insured under the social insurance system can apply for disability benefits if they suffer a work-induced disability.
Typically, you should begin by filing a claim with the General Pension and Social Security Authority (GPSSA). This process may involve providing medical records, proof of employment, proof of insurance, and other related documents.
As per the current law, only UAE nationals are eligible for the comprehensive social insurance package that includes disability benefits. However, some companies do provide private insurance benefit packages for expatriate employees, which may cover instances of disability.
The amount depends on several factors, mainly related to your earnings prior to your disability. These are calculated based on the average wage of the insured over the final two years of employment before the disability claim is made.
If your application is rejected, you have the right to appeal the decision. This is the point at which getting a lawyer, if you haven't already, might be a wise decision.
The General Pension and Social Security Authority (GPSSA) is the major governmental body which oversees social security matters, including disability claims. In addition, organizations like The Zayed Higher Organization for People of Determination offer support for people with disabilities.
If you need legal assistance in Social Security Disability, consider hiring a lawyer experienced in UAE Social Security Disability Law. They can help you understand the process, file your claim, and advocate for your rights. It's recommended to document all medical treatments and maintain a record of how your disability has affected your work and routine life, both of which may help during your claim process.
