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The Kingdom of Saudi Arabia has a comprehensive Social Security Law, known as GOSI (General Organization for Social Insurance), which provides benefits to Saudi citizens and expatriates residing in the country. This law applies to everyone working in the private sector including Khobar, a vibrant city located in the Eastern Province of Saudi Arabia. The system includes benefits for old age, disability, death, work injury, and occupational diseases.
While the social insurance system in Saudi Arabia is designed to provide protection and benefits, the legal complexities surrounding it can be overwhelming. You may need a lawyer to help you understand and navigate these complexities, particularly if you are dealing with issues such as claim denials, back payments, benefit reductions, or if you are an expatriate. Lawyers also play a critical role in cases of dispute between employers and employees regarding social insurance matters.
The primary Social Security law in Saudi Arabia is the Social Insurance Law regulated through the General Organization for Social Insurance (GOSI). Key aspects of this law include mandatory contributions from both employers and employees, a minimum age of eligibility for pension, and various types of benefits. Importantly, for foreign workers, employers are responsible for their contributions. Furthermore, termination of employment does not lead to cessation of rights, and under certain circumstances, seasonal, and temporary workers are also covered.
All Saudi nationals working in the private sector are eligible. Expatriates working in Khobar for a Saudi employer are also covered for occupational hazards.
Benefits include old-age pensions, disability benefits, death benefits, and benefits related to occupational injury and diseases.
The exact rate may vary, but in general, contributions are a certain percentage of the employee's wage, split between the employer and employee.
If an employer fails to make necessary contributions, they may face legal consequences. Employees have the right to sue their employer for lack of contribution.
Generally, expatriates do not receive long-term benefits like pensions. However, they are entitled to an end-of-service award.
The General Organization for Social Insurance (GOSI) website and office provide comprehensive information about social security laws in Saudi Arabia. For legal advice, many law firms specializing in Saudi Labour and social security law are available in Khobar.
If you require legal assistance, hire a local lawyer who specializes in social security law. They can provide guidance based on your specific situation and help you navigate the legal intricacies of the social security system.
